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✓ Source: REIN MLS #10641107 · record updated Oct 26, 2026 · synced every 2 min · your inquiry is never resold
114 Pema ST, MOYOCK NC 27958 - Main photo
114 Pema ST, MOYOCK NC 27958 - Photo 2
114 Pema ST, MOYOCK NC 27958 - Photo 3
114 Pema ST, MOYOCK NC 27958 - Photo 4
114 Pema ST, MOYOCK NC 27958 - Photo 5
3beds
2baths
1,338sqft
0days on market

114 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

About this home

GRAND BAHAMA. SOLD. TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10641107

Facts & features

Type

Residential

Year built

2026

Price / sqft

$329

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10641107

HOA association includes

Other

$50/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,338
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
0.9200
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new three-bedroom, two-bath home on nearly an acre in Moyock, North Carolina. Built in 2026 with modern finishes and efficient systems. About 12 minutes to NSA Northwest Annex. The spacious lot gives you room to settle in and grow.

Read the full overview ↓

Why this home stands out

This 1,338-square-foot home sits on 0.92 acres—plenty of room to breathe. Built fresh in 2026, you get current construction quality and modern efficiency throughout. The lot gives you space for a yard, storage, or future projects without the crowded suburban feel. Single-family living with new systems and a clean slate means years before maintenance becomes a concern.

LOTUS RIDGE and the Moyock real estate market

Lotus Ridge is a quiet residential community in Moyock, North Carolina, where tree-lined streets and spacious lots define the neighborhood's character. Most homes here sit on half-acre to full-acre parcels, creating a low-density feel that prioritizes privacy and outdoor space. Moyock itself sits in Currituck County, inland but close enough to the Outer Banks for weekend trips. Daily errands take you to local shops and services along US 158. The area balances rural peace with reasonable access to regional amenities. Commuting to Hampton Roads bases is straightforward via US 17 North. You're never far from essentials, yet the neighborhood keeps that small-town quiet.

What's nearby

Moyock has a small-town feel with essentials nearby. Grocery and pharmacy options are a short drive along US 158. Restaurants and casual dining cluster around the main commercial corridor. Parks and outdoor recreation dot the county, including access to water activities throughout Currituck. The Outer Banks beaches are about 30 minutes east for weekend escapes. Hampton Roads and its larger retail and dining scene is roughly 45 minutes south.

For different buyers

Base commute and VA loan notes

About 12 minutes to NSA Northwest Annex; USCG Finance Center Chesapeake is 36 minutes away. VA loan financing is common in this area and widely available for new construction. The 2026 build means no immediate repairs or surprises—systems are current and covered under builder warranty. Three bedrooms and nearly an acre give you room to establish yourself without compromise.

Room to grow

Three bedrooms and two full baths give you space to spread out and grow. Nearly an acre means room for a yard, a garden, or a workshop without feeling cramped. The 2026 build includes modern storage, efficient floor plans, and current appliances. New systems and finishes mean years before maintenance becomes a concern.

More buyer questions

How far is 114 Pema Street from NSA Northwest Annex?

About 12 minutes by car via US 17 North. It's a straightforward commute from Moyock.

What is the lot size at this address?

The property sits on 0.92 acres, giving you substantial outdoor space compared to typical suburban lots.

When was this home built?

This is new construction, completed in 2026 with modern materials and current building standards.

Does this home qualify for VA loan financing?

VA loan financing is widely available for properties in this area. Confirm eligibility and terms with your lender.

What is Moyock like as a place to live?

Moyock is a quiet, rural community in Currituck County with spacious residential lots and a low-density feel. It offers peace and privacy while staying within reasonable distance of regional services and the Outer Banks.

Ready to explore 114 Pema Street? Contact Tom & Dariya Milan to schedule a tour and learn more about this new home in Lotus Ridge.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Moyock$370K – $510K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37053C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

13.7 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

15min·8.7mi

USCG Finance Ctr

Coast Guard

25min·19.9mi

NNSY

Navy

35min·28.2mi

Dam Neck

Navy

51min·32.6mi

NAS Oceana

Navy

51min·31.6mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,621/mo

Principal & interest

$2,284

Property tax

$208

Home insurance

$128

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$314,000 – $452,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

102 PEMA ST · 0.1 mi · 1,338 sqft$399,990 sold 2026-04
100 PEMA ST · 0 mi · 1,533 sqft$452,990 sold 2026-03
466 Cooper Garrett RD · 0.7 mi · 1,288 sqft$380,000 sold 2026-03

Own a home nearby? See what it is worth today — What's your Moyock home worth?

Sale & Tax History

List Price

$440,155

Price / Sq Ft

$329

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.57%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 26, 2026$440,155—
Currently listed—$440,155—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 114 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 114 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 114 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was 114 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10641107

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

114 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

114 Pema St, Moyock, North Carolina 27958 · MLS #10641107 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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