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MoyockLOTUS RIDGE114 Pema St✓ Source: REIN MLS #10641107 · record updated Jun 23, 2026 · synced every 2 min · your inquiry is never resold
114 Pema ST, MOYOCK NC 27958 - Main photo
114 Pema ST, MOYOCK NC 27958 - Photo 2
114 Pema ST, MOYOCK NC 27958 - Photo 3
114 Pema ST, MOYOCK NC 27958 - Photo 4
114 Pema ST, MOYOCK NC 27958 - Photo 5
$440,155
$329 / sqft · est. $2,671/mo →
3beds
2baths
1,338sqft
0days on market

114 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

About this home

The listing, in the seller's words

GRAND BAHAMA. SOLD. TBB

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10641107

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

114 Pema Street is a brand-new 2026-built home in Lotus Ridge, Moyock, North Carolina — three bedrooms, two baths, and 1,338 square feet sitting on nearly a full acre of land. It's a rare chance to own new construction with genuine elbow room in a quietly growing corner of Currituck County.

Read the full overview ↓

Why this home stands out

What sets 114 Pema Street apart is the combination of fresh construction and a 0.92-acre lot — a pairing that's genuinely hard to find. Most new builds in this region come with postage-stamp yards. Here, you get the peace of mind that comes with a 2026 build alongside outdoor space large enough for a detached garage, a garden, or simply room to breathe. Lotus Ridge keeps things low-key and residential, with no dense commercial noise pressing in.

LOTUS RIDGE and the Moyock real estate market

Lotus Ridge is a residential community tucked into Moyock, a small but steadily growing town in Currituck County, North Carolina. Moyock sits right along the Virginia–North Carolina border, which gives residents a genuinely useful geographic advantage — you're close to the employment corridors and amenities of Hampton Roads without paying Hampton Roads prices or property taxes. Currituck County is known for its rural character, wide open land, and a pace of life that feels intentional rather than sleepy. Lotus Ridge fits that mold: it's a neighborhood where lots are generous, neighbors have space, and the surrounding landscape still has room to breathe. The drive north into Chesapeake, Virginia takes roughly 20 to 25 minutes, putting grocery stores, restaurants, and big-box retail well within reach. Meanwhile, the Outer Banks and the beaches of Corolla are accessible to the south — a real lifestyle perk that sets Moyock apart from most inland communities.

What's nearby

Daily life from 114 Pema Street is practical without being hectic. Moyock's small commercial corridor along NC-168 puts gas stations, a pharmacy, and quick-stop dining within a short drive. Head north into Chesapeake and you'll reach full-service grocery options, home improvement stores, and a wider restaurant scene in under 30 minutes. Currituck County's outdoor spaces — including boat ramps along the Currituck Sound — are a short drive away for anyone who enjoys fishing or kayaking. The Virginia border crossing is seamless, making cross-state errands a non-event for residents of Lotus Ridge.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is about 36 minutes from 114 Pema Street — a manageable commute that keeps you well outside the congestion of closer-in neighborhoods. A VA loan can make financing a 2026 new-construction home like this straightforward, and the 0.92-acre lot gives your family genuine outdoor space that base-adjacent properties rarely offer. Currituck County's lower tax rate is a meaningful long-term advantage.

For first-time buyers

If you're buying for the first time, 114 Pema Street checks the boxes that matter most: new construction means no deferred maintenance surprises, the three-bedroom layout gives you room to grow, and the nearly full-acre lot is the kind of space that's hard to find at this scale. Moyock's position just south of the Virginia line keeps you connected to Hampton Roads jobs and amenities while landing you in a county with a more relaxed cost of living. A VA loan is worth exploring if you qualify.

More buyer questions

How far is 114 Pema Street from the USCG Finance Center Chesapeake?

The drive from Lotus Ridge in Moyock to the USCG Finance Center in Chesapeake, Virginia is approximately 36 minutes under typical traffic conditions. The route north on NC-168 into Chesapeake is straightforward with no major bottlenecks for most of the day.

What county is 114 Pema Street in?

114 Pema Street is located in Currituck County, North Carolina. Currituck County has its own tax rates and jurisdiction separate from Virginia's Hampton Roads localities, which is a meaningful consideration for buyers comparing costs across the state line.

Is 114 Pema Street in a flood zone?

Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data. We recommend reviewing that section and discussing it with your agent before making any decisions.

Does Lotus Ridge have an HOA?

HOA status for Lotus Ridge should be confirmed with current community records, as governance structures in newer subdivisions can evolve. Your agent can pull the most up-to-date information during the due-diligence process.

What is the lot size at 114 Pema Street?

The lot at 114 Pema Street measures 0.92 acres — just under a full acre — which is notably generous for a new-construction home in this region. That footprint gives you meaningful flexibility for outdoor projects, storage, or simply open space.

Tom and Dariya Milan at LPT Realty know this corridor well. Reach out to get honest answers about Lotus Ridge, Currituck County, and whether 114 Pema Street fits where you're headed.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryMoyock Elementary
  • MiddleMoyock Middle
  • HighCurrituck County

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$329

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10641107

HOA association includes

Other

$50/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,338
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
0.9200
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,621/mo

Principal & interest

$2,284

Property tax

$208

Home insurance

$128

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$314,000$452,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

102 PEMA ST · 0.1 mi · 1,338 sqft$399,990 sold 2026-04
100 PEMA ST · 0 mi · 1,533 sqft$452,990 sold 2026-03
466 Cooper Garrett RD · 0.7 mi · 1,288 sqft$380,000 sold 2026-03

Sale & Tax History

List Price

$440,155

Price / Sq Ft

$329

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.57%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$440,155
Currently listed$440,155

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 114 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 114 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 114 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was 114 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10641107

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

114 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

114 Pema St, Moyock, North Carolina 27958 · MLS #10641107 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.