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Moyock › LOTUS RIDGE › 114 Pema St✓ Source: REIN MLS #10641107 · record updated Jun 23, 2026 · synced every 2 min · your inquiry is never resold
114 Pema ST, MOYOCK NC 27958 - Main photo
114 Pema ST, MOYOCK NC 27958 - Photo 2
114 Pema ST, MOYOCK NC 27958 - Photo 3
114 Pema ST, MOYOCK NC 27958 - Photo 4
114 Pema ST, MOYOCK NC 27958 - Photo 5
3beds
2baths
1,338sqft
0days on market

114 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$329

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10641107

HOA association includes

Other

$50/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,338
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
0.9200
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

GRAND BAHAMA. SOLD. TBB

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10641107

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2026 single-family home on nearly an acre in Lotus Ridge, Moyock, North Carolina — 1,338 square feet of thoughtfully laid-out living space with three bedrooms, two baths, and the kind of elbow room that's genuinely hard to find this close to the Virginia border.

Read the full overview ↓

Why this home stands out

What sets 114 Pema Street apart is the combination of new construction and a 0.92-acre lot — a pairing that's increasingly rare in Currituck County. You're not trading yard space for a modern build, and you're not settling for an older home to get the land. The 2026 construction means everything from the roof to the mechanicals is fresh, and that nearly one-acre footprint gives you room to breathe, garden, or simply enjoy the quiet that drew people to Moyock in the first place.

LOTUS RIDGE and the Moyock real estate market

Lotus Ridge sits in Moyock, a small but steadily growing community in Currituck County, North Carolina — right at the southern edge of the Hampton Roads metro area. The neighborhood carries a relaxed, semi-rural character: generous lots, newer homes, and the kind of low-traffic streets where neighbors actually know each other. Moyock itself occupies a sweet spot geographically, offering North Carolina property taxes and cost of living while keeping Virginia Beach, Chesapeake, and the broader Hampton Roads job market within a reasonable commute. Currituck County has invested in its infrastructure over the past decade, and Moyock has grown alongside that investment without losing the open, unhurried feel that defines it. If you value space over density and prefer a quieter pace without sacrificing access to a major metro, this corner of North Carolina delivers both.

What's nearby

Everyday errands are manageable from Pema Street. The Moyock corridor along Caratoke Highway puts groceries, gas, and casual dining within a short drive. For a broader retail run, Chesapeake, Virginia is roughly 20 to 25 minutes north and offers everything from big-box stores to specialty shops. Outdoor enthusiasts will appreciate the proximity to the Currituck Outer Banks and the wildlife refuges that define this part of coastal North Carolina. The North Carolina–Virginia border is just minutes away, which means you can tap into both states' amenities without committing to either one exclusively.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is about 36 minutes from 114 Pema Street — a workable commute that puts you on the North Carolina side of the state line, where property taxes tend to run lower. A VA loan can make financing a new-construction home like this one straightforward, and the 0.92-acre lot gives a military family the outdoor space that makes a PCS feel like a genuine upgrade rather than just a reassignment.

For families upgrading

Three bedrooms and two baths in a 2026 build on nearly an acre — that's a combination that gives an upgrading family immediate comfort and long-term flexibility. There's no deferred maintenance to budget for, no aging systems to worry about, and plenty of outdoor space for kids, pets, or a future detached garage. Families comparing homes for sale in Moyock NC will find that new construction at this lot size is a genuinely competitive option in Currituck County.

More buyer questions

How far is 114 Pema Street from USCG Finance Center Chesapeake?

The drive is approximately 36 minutes under normal traffic conditions, heading north through the Moyock corridor and into Chesapeake, Virginia. The route is mostly highway-adjacent and avoids the heavier congestion closer to Norfolk.

What is the lot size at 114 Pema Street?

The lot measures 0.92 acres — just under a full acre — which is notably generous for a newer subdivision in Currituck County and gives you meaningful outdoor space on all sides of the home.

Is 114 Pema Street in a flood zone?

Flood zone status for this address is covered in the FloodRisk tile on this page, which pulls current FEMA map data. We recommend reviewing that section and discussing it with your agent before making any decisions.

What year was 114 Pema Street built?

The home was built in 2026, making it brand-new construction — all systems, finishes, and structural components are at the very start of their useful life.

Can a VA loan be used to purchase a new-construction home like this one?

Yes — a VA loan can generally be used for new construction, though the process involves a few additional steps compared to a resale purchase, such as builder approval and construction inspections. Your lender can walk you through the specifics for a 2026 build in North Carolina.

Want to see how 114 Pema Street fits your plans? Tom and Dariya Milan know this stretch of Currituck County well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Moyock$370K – $510K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,621/mo

Principal & interest

$2,284

Property tax

$208

Home insurance

$128

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$314,000 – $452,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

102 PEMA ST · 0.1 mi · 1,338 sqft$399,990 sold 2026-04
100 PEMA ST · 0 mi · 1,533 sqft$452,990 sold 2026-03
466 Cooper Garrett RD · 0.7 mi · 1,288 sqft$380,000 sold 2026-03

Own a home nearby? See what it is worth today — What's your Moyock home worth?

Sale & Tax History

List Price

$440,155

Price / Sq Ft

$329

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.57%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$440,155—
Currently listed—$440,155—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 114 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 114 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 114 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was 114 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10641107

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

114 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

114 Pema St, Moyock, North Carolina 27958 · MLS #10641107 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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