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✓ Source: REIN MLS #10653551 · record updated Oct 26, 2026 · synced every 2 min · your inquiry is never resold
108 Bloom LN, MOYOCK NC 27958 - Main photo
108 Bloom LN, MOYOCK NC 27958 - Photo 2
108 Bloom LN, MOYOCK NC 27958 - Photo 3
108 Bloom LN, MOYOCK NC 27958 - Photo 4
108 Bloom LN, MOYOCK NC 27958 - Photo 5
3beds
2baths
1,338sqft
14days on market

108 Bloom Ln, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

About this home

Take advantage of our Builder's Buydown incentive and explore special financing opportunities designed to help lower your monthly payment. Contact our sales team today to learn more about current incentives, available homesites, and financing options. Enjoy the perfect blend of privacy, space, and convenience — located just 2 miles from Chesapeake and 10 miles from the Edinburgh Shopping Center. The Grand Bahama offers modern open-concept living great for entertaining. Enjoy a spacious kitchen with island, a comfortable great room, and a included third bedroom that doubles as a guest suite or private getaway. A beautifully efficient layout designed for today's lifestyle. Call today to schedule your appointment! Your ideal homesite awaits at Lotus Ridge!

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10653551

Facts & features

Type

Residential

Year built

2026

Price / sqft

$344

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10653551

HOA association includes

Other

$50/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,338
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Office/Study, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.0000
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three-bedroom, two-bath home in Moyock, North Carolina built in 2026. About 1,338 square feet with modern construction and clean lines. Situated roughly 12 minutes from NSA Northwest Annex, making it convenient for base commuters.

Read the full overview ↓

Why this home stands out

Brand-new construction means no surprises—everything is under warranty and built to current code. The open layout flows naturally from living spaces to the kitchen, maximizing the home's footprint. Three bedrooms give you flexibility for a home office, guest room, or storage. Two full baths serve the household without morning bottlenecks. You'll appreciate the efficiency of a newer home: lower maintenance, predictable systems, and energy-conscious design.

LOTUS RIDGE and the Moyock real estate market

Moyock sits in the heart of the Outer Banks region, where rural charm meets proximity to military installations. The area is quieter than beachside towns, with tree-lined streets and a slower pace of life. You're close enough to Currituck County amenities—grocery stores, pharmacies, and local restaurants—without the seasonal tourist rush. The community has a small-town feel while remaining accessible to larger shopping and services in nearby Elizabeth City. Daily life here centers on outdoor recreation: water access, fishing, and nature trails define the local lifestyle. For base-connected households, the commute to NSA Northwest Annex runs about 12 minutes, and USCG Finance Center Chesapeake is roughly 36 minutes away. Route 158 and US 17 provide straightforward routes in and out of town.

What's nearby

Currituck County offers a mix of local conveniences within a short drive. The Moyock area has small groceries, pharmacies, and casual dining spots. Nearby Corolla and Duck provide beach access and seasonal attractions. Currituck Heritage Park is a short drive away for outdoor activities and waterfront views. Elizabeth City, about 20 minutes south, has larger retail and dining options. The Outer Banks beaches are roughly 30 minutes away if you want a day trip.

For different buyers

Base commute and VA loan notes

About 12 minutes to NSA Northwest Annex makes this a practical choice for base commuters. New construction qualifies for VA loan financing, simplifying the purchase process. The home arrives with no repairs or upgrades needed. Two full baths and three bedrooms provide space without excess to maintain.

Room to grow

Three bedrooms let you claim a dedicated home office while keeping guest and family sleeping space. Two full baths eliminate morning conflicts and serve the household comfortably. The open floor plan connects living and kitchen areas, perfect for keeping an eye on the household while cooking. A newer home means modern storage solutions and efficient layouts throughout.

More buyer questions

How far is 108 Bloom Lane from NSA Northwest Annex?

The commute is about 12 minutes via Route 158 and local roads. It's one of the closer residential options to the base.

What does new construction mean for maintenance?

Everything is under warranty and built to current building codes. You won't face surprise repairs or aging systems for years.

Can I use a VA loan to finance this home?

Yes—new construction typically qualifies for VA loan financing, and many lenders specialize in these purchases.

Is there enough space for a home office?

With three bedrooms, you have flexibility to use one as a dedicated office or guest room.

What's the nearest grocery store or pharmacy?

Moyock has local grocery and pharmacy options within a few minutes' drive. Larger shopping centers are in Elizabeth City, about 20 minutes away.

Contact Tom & Dariya Milan to schedule a tour of 108 Bloom Lane and explore what new construction living in Moyock offers you.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Moyock$390K – $530K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37053C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

16.7 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

15min·8.7mi

USCG Finance Ctr

Coast Guard

25min·19.9mi

NNSY

Navy

35min·28.2mi

Dam Neck

Navy

51min·32.6mi

NAS Oceana

Navy

51min·31.6mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,729/mo

Principal & interest

$2,387

Property tax

$208

Home insurance

$134

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$314,000 – $452,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

102 PEMA ST · 0.1 mi · 1,338 sqft$399,990 sold 2026-04
100 PEMA ST · 0 mi · 1,533 sqft$452,990 sold 2026-03
466 Cooper Garrett RD · 0.6 mi · 1,288 sqft$380,000 sold 2026-03

Own a home nearby? See what it is worth today — What's your Moyock home worth?

Sale & Tax History

List Price

$459,990

Price / Sq Ft

$344

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.54%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 12, 2026$459,990—
Currently listed—$459,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 108 Bloom Ln in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 108 Bloom Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 108 Bloom Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was 108 Bloom Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10653551

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

108 Bloom Ln, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

108 Bloom Ln, Moyock, North Carolina 27958 · MLS #10653551 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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