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Moyock › LOTUS RIDGE › 108 Bloom Ln✓ Source: REIN MLS #10653551 · record updated Sep 14, 2026 · synced every 2 min · your inquiry is never resold
108 Bloom LN, MOYOCK NC 27958 - Main photo
108 Bloom LN, MOYOCK NC 27958 - Photo 2
108 Bloom LN, MOYOCK NC 27958 - Photo 3
108 Bloom LN, MOYOCK NC 27958 - Photo 4
108 Bloom LN, MOYOCK NC 27958 - Photo 5
3beds
2baths
1,338sqft
0days on market

108 Bloom Ln, Moyock, NC 27958

New ListingResidential · built 2026 · LOTUS RIDGE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$344

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10653551

HOA association includes

Other

$50/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,338
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Office/Study, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.0000
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Take advantage of our Builder's Buydown incentive and explore special financing opportunities designed to help lower your monthly payment. Contact our sales team today to learn more about current incentives, available homesites, and financing options. Enjoy the perfect blend of privacy, space, and convenience — located just 2 miles from Chesapeake and 10 miles from the Edinburgh Shopping Center. The Grand Bahama offers modern open-concept living great for entertaining. Enjoy a spacious kitchen with island, a comfortable great room, and a included third bedroom that doubles as a guest suite or private getaway. A beautifully efficient layout designed for today's lifestyle. Call today to schedule your appointment! Your ideal homesite awaits at Lotus Ridge!

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10653551

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

108 Bloom Lane is a brand-new 2026-built, three-bedroom, two-bath home in Moyock, North Carolina — a fast-growing Currituck County community that sits right on the Virginia border, giving you quiet suburban living with easy access to Hampton Roads.

Read the full overview ↓

Why this home stands out

New construction means everything is yours first — fresh systems, modern finishes, and a builder warranty that older homes simply cannot offer. At 1,338 square feet, the floor plan is efficient without feeling cramped, and Moyock's location puts you close enough to the Hampton Roads job market and military installations to commute comfortably while enjoying North Carolina's lower cost of living and tax environment.

LOTUS RIDGE and the Moyock real estate market

Moyock sits in northern Currituck County, North Carolina, right where the state line meets the southern edge of Chesapeake, Virginia. It's a community that has grown steadily as Hampton Roads families discovered that a short drive across the border unlocks more land, newer construction, and a noticeably quieter pace of life. The town center is compact — a handful of local businesses, a growing retail corridor along Caratoke Highway, and a genuine small-town feel that's increasingly rare this close to a major metro. Currituck County as a whole is known for low crime rates and a strong sense of community, and Moyock is no exception. You're far enough from the congestion of Virginia Beach or Norfolk to breathe, yet close enough that weekend trips north or a daily commute are entirely manageable. For families comparing homes for sale in Moyock NC, this address sits in one of the county's most accessible pockets.

What's nearby

Daily errands are straightforward from 108 Bloom Lane. Caratoke Highway — the main commercial spine — puts grocery options, pharmacies, and casual dining within a short drive. The Food Lion in Moyock handles weekly shopping without sending you into Virginia. Moyock's proximity to Chesapeake means big-box retail and additional dining are only minutes away via the state line. Outdoor enthusiasts appreciate quick access to Currituck County's parks and the broader Outer Banks corridor to the south, while the Elizabeth River Trail system and Virginia's waterfront parks are an easy drive north.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is roughly 36 minutes from 108 Bloom Lane — a commute many service members consider very workable. North Carolina residency can carry real financial advantages for military households, and a VA loan can make financing a new-construction home like this one especially straightforward. It's worth running the numbers with a lender who knows military benefits.

For first-time buyers

A 2026-built home removes a lot of the uncertainty that comes with buying older properties — no aging HVAC to worry about, no outdated electrical, no deferred maintenance surprises. At 1,338 square feet, 108 Bloom Lane is sized right for a first home: enough room to live comfortably, manageable enough not to overwhelm. Moyock's growth trajectory also means you're buying into a market with real momentum.

More buyer questions

How far is 108 Bloom Lane from USCG Finance Center Chesapeake?

The drive is approximately 36 minutes under normal traffic conditions, heading north on Caratoke Highway into Chesapeake, Virginia. The route is straightforward with no toll roads.

What county is 108 Bloom Lane in, and does that affect taxes?

The property is in Currituck County, North Carolina. North Carolina's property tax rates and income tax structure are generally favorable compared to Virginia, which is one reason many Hampton Roads commuters choose Moyock.

Is 108 Bloom Lane in a flood zone?

Flood zone designation for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data. Your lender or insurance agent can confirm whether flood insurance would be required.

What is the year built, and does the home come with a builder warranty?

108 Bloom Lane was built in 2026, making it brand-new construction. New-construction homes in North Carolina typically come with a statutory one-year workmanship warranty and longer coverage on structural components — confirm specifics with the builder.

Can a VA loan be used to purchase a new-construction home in North Carolina?

Yes — a VA loan can absolutely be used for new construction, though the process involves a few additional steps such as builder approval and construction inspections. A lender experienced with VA loans can walk you through the timeline and requirements.

Tom and Dariya Milan know this corridor well — reach out to get honest answers about the commute, the builder, and whether 108 Bloom Lane fits where you're headed.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Moyock$390K – $530K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk

Looking up FEMA flood zone…

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,729/mo

Principal & interest

$2,387

Property tax

$208

Home insurance

$134

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$314,000 – $452,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

102 PEMA ST · 0.1 mi · 1,338 sqft$399,990 sold 2026-04
100 PEMA ST · 0 mi · 1,533 sqft$452,990 sold 2026-03
466 Cooper Garrett RD · 0.6 mi · 1,288 sqft$380,000 sold 2026-03

Own a home nearby? See what it is worth today — What's your Moyock home worth?

Sale & Tax History

List Price

$459,990

Price / Sq Ft

$344

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.54%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 14, 2026$459,990—
Currently listed—$459,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 108 Bloom Ln in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 108 Bloom Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 108 Bloom Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was 108 Bloom Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10653551

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

108 Bloom Ln, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

108 Bloom Ln, Moyock, North Carolina 27958 · MLS #10653551 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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