Skip to main content
VaHome.com
✓ Source: REIN MLS #10610270 · record updated Nov 3, 2026 · synced every 2 min · your inquiry is never resold
1055 Ridgefield RD, MATHEWS VA 23109 - Main photo
1055 Ridgefield RD, MATHEWS VA 23109 - Photo 2
1055 Ridgefield RD, MATHEWS VA 23109 - Photo 3
1055 Ridgefield RD, MATHEWS VA 23109 - Photo 4
1055 Ridgefield RD, MATHEWS VA 23109 - Photo 5
3beds
2baths
1,691sqft
354days on market

1055 Ridgefield Rd, Mathews, VA 23109

ActiveResidential · built 1910 · ALL OTHERS AREA 126

About this home

Just 3 miles from the quaint town of Mathews, this beautifully updated 1910 farmhouse blends timeless character with modern comfort. Featuring 3 bedrooms and 2 full baths, this 1,690 sq ft two-story home offers the perfect balance of history, warmth, and functionality.Inside, you'll find gleaming wood floors, a cozy wood stove, and flexible living spaces that make it easy to feel right at home. Set on a peaceful rural property with a barn, front porch, and rear deck, this home is ideal for a family, a relaxing weekend getaway, a charming starter home, or for those looking to downsize while enjoy the serenity of the country. Ready to move in with brand new siding and exterior trim, metal roof freshly painted, newly painted interior, porch and deck.

Listing courtesy of R ReNaye Dame · Gloucester Realty Corporation · REIN MLS #10610270

Facts & features

Type

Residential

Year built

1910

Price / sqft

$148

HOA

None

Taxes

$744/yr

County

Mathews County VA

MLS #

10610270

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,691
Stories
2
Flooring
Laminate/LVP, Vinyl, Wood
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
Attic, Breakfast Area, Foyer, Porch, Utility Room
Appliances
Dishwasher, Dryer, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan

Construction & exterior

Style
Farmhouse
Subtype
Detached
Foundation
Crawl
Roof
Metal
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump, Other, Zoned
Cooling
Heat Pump, Other, Zoned
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
1.2000
Subdivision
ALL OTHERS AREA 126
Zoning
RURAL
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

1055 Ridgefield Road is a three-bedroom, two-bath home in Mathews, Virginia, built in 1910 and offering 1,691 square feet of living space. Mathews County sits on a quiet peninsula along the Chesapeake Bay. The pace here is slow, the scenery is real, and the community is tight-knit.

Read the full overview ↓

Why this home stands out

A home built in 1910 carries something newer construction simply cannot replicate. The bones, the proportions, the way a house like this settles into its lot — all of it reflects a different era of building. Mathews County has very little new development, which means older homes here hold a distinct place in the local landscape. At 1,691 square feet across three bedrooms and two baths, 1055 Ridgefield Road offers genuine character without the sprawl.

ALL OTHERS AREA 126 and the Mathews real estate market

Ridgefield Road sits in Mathews County, a small peninsula county tucked between the Piankatank River and the North River where they meet the Chesapeake Bay. The area has no incorporated towns — Mathews Court House is the county seat, and it anchors daily life with a courthouse, a few local shops, and a community feel that is hard to find anywhere else in coastal Virginia. Streets here are quiet and lined with mature trees. Properties tend to sit on generous lots, and neighbors tend to know each other by name. The county has resisted the commercial sprawl that defines much of the Hampton Roads corridor, and that restraint is exactly what draws people here. Mathews is about 37 minutes from Naval Weapons Station Yorktown, making it a realistic option for anyone stationed on the Middle Peninsula. Getting around the county means driving — there is no transit — but traffic is minimal and the roads are scenic. Anyone comparing homes for sale in Mathews County will notice quickly that inventory is limited and properties here rarely turn over.

What's nearby

Daily errands center on the Mathews Court House area, where you will find a grocery store, a pharmacy, and local services within a short drive of Ridgefield Road. The county is dotted with public boat ramps and waterfront parks, including Bethel Beach Natural Area Preserve and the public landing at Williams Wharf. Gloucester is about 20 minutes north and adds more retail and dining options. The town of Urbanna across the Piankatank River is a short drive and worth the trip for waterfront dining. Williamsburg is roughly 45 minutes away and brings a full range of shopping, restaurants, and cultural attractions.

For different buyers

Base commute and VA loan notes

Naval Weapons Station Yorktown is about 37 minutes from 1055 Ridgefield Road, and Camp Peary runs the same drive time. VA loan financing is widely used in this part of the Middle Peninsula. The home's three bedrooms and two full baths give you a functional layout from day one. For buyers weighing a VA loan purchase in a lower-density county, Mathews offers a quieter alternative to the busier Hampton Roads submarkets.

For buyers drawn to character

A house built in 1910 is not a starting point — it is already something. Mathews County has almost no new construction, so homes with this kind of age and history stand apart from the rest of the local inventory. The county itself has a preserved, unhurried quality that mirrors the home's own character. Buyers who want a place that feels rooted rather than manufactured will find 1055 Ridgefield Road worth a close look.

More buyer questions

How far is 1055 Ridgefield Road from Naval Weapons Station Yorktown?

The drive is about 37 minutes under normal conditions. Camp Peary runs the same approximate drive time from this address.

What is the flood risk situation for this property?

Mathews County has areas of varying flood risk given its coastal peninsula location. The FloodRisk tile on this page provides the specific flood zone designation for 1055 Ridgefield Road.

What year was 1055 Ridgefield Road built?

The home was built in 1910, making it one of the older residential properties in Mathews County. That age is reflected in the home's proportions and construction style.

Is there an HOA at 1055 Ridgefield Road?

There is no HOA associated with this property. Mathews County's rural character means most residential properties here carry no homeowners association.

Where is Mathews, Virginia located relative to the rest of Hampton Roads?

Mathews County sits on a peninsula northeast of the main Hampton Roads metro, bordered by the Chesapeake Bay and its tributaries. It is roughly 45 minutes from Williamsburg and about an hour from Norfolk.

Tom and Dariya Milan know the Middle Peninsula market well. Reach out to get a straight answer on this address and what it takes to make it yours.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Mathews$210K – $290K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryOther Elementary School
    —
  • MiddleThomas Hunter Middle
    —
  • HighMathews
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51115C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51115C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

5.9 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NWS Yorktown

Navy

51min·35.3mi

Camp Peary

DoD

64min·45.5mi

JBLE Langley

Air Force

85min·55.3mi

JBLE Ft Eustis

Army

60min·42.1mi

NSA HR

Navy

115min·67mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,432/mo

Principal & interest

$1,297

Property tax

$62

Home insurance

$73

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$200,000 – $595,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 4 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

57 Irvinville LN · 1.6 mi · 2,000 sqft$265,000 sold 2026-06
315 Woodas Creek RD · 2.4 mi · 1,816 sqft$595,000 sold 2026-10
20 Pine Hall RD · 2.7 mi · 1,760 sqft$200,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Mathews home worth?

Sale & Tax History

List Price

$249,900

Price / Sq Ft

$148

Annual Taxes

$744

Monthly Tax

$62

HOA

None

Tax Rate (effective)

0.30%

Sale Timeline (this listing)

EventDatePriceDetail
ListedNov 14, 2025$249,900—
Price reducedJun 17, 2026$249,900−$28,600
Currently listed—$249,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Mathews Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

354 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1055 Ridgefield Rd in a good school zone?+
The assigned zones on the listing record are Other Elementary School, Thomas Hunter Middle, Mathews. School attendance zones can change — always confirm enrollment with the local school division.
Is 1055 Ridgefield Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 1055 Ridgefield Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1055 Ridgefield Rd built?+
It was built in 1910, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of R ReNaye Dame · Gloucester Realty Corporation · REIN MLS #10610270

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1055 Ridgefield Rd, Mathews — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1055 Ridgefield Rd, Mathews, Virginia 23109 · MLS #10610270 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆