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✓ Source: REIN MLS #10658233 · record updated Oct 28, 2026 · synced every 2 min · your inquiry is never resold
104 Smitty LN, MOYOCK NC 27958 - Main photo
104 Smitty LN, MOYOCK NC 27958 - Photo 2
104 Smitty LN, MOYOCK NC 27958 - Photo 3
104 Smitty LN, MOYOCK NC 27958 - Photo 4
104 Smitty LN, MOYOCK NC 27958 - Photo 5
4beds
2.1baths
2,030sqft
8days on market

104 Smitty Ln, Moyock, NC 27958

ActiveResidential · built 2019 · ALL OTHERS AREA 201

About this home

Better than new in the heart of Moyock! 8 minutes from state line and meticulously maintained. Built in 2019 with custom trim and screened in porch added. Large front porch entry with tons of storage. 3 full bedroom, bonus room FROG/bedroom, 2.5 bath, storage galore, 3 zone HVAC, tall ceilings. Unfinished attic ready for you to expand should you choose to. Private 5 house neighborhood and cul-de-sac. No HOA! She's a UNICORN!

Listing courtesy of Tiffany Weaver · REIN MLS #10658233

Facts & features

Type

Residential

Year built

2019

Price / sqft

$244

HOA

None

Taxes

$2,459/yr

County

Moyock NC

MLS #

10658233

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,030
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Screened Porch
Appliances
Dishwasher, Dryer, Microwave, Elec Range, Refrigerator, Washer

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
0.8100
Subdivision
ALL OTHERS AREA 201
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Additional Attachments

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

104 Smitty Lane sits on a quiet street in Moyock, North Carolina — a small Currituck County community that trades big-city noise for open land and easy access north and south. Built in 2019, this four-bedroom, two-and-a-half-bath home offers 2,030 square feet of modern construction with room to spread out.

Read the full overview ↓

Why this home stands out

Construction from 2019 means the big-ticket systems — roof, HVAC, water heater, appliances — are still in their early years. You get the kind of solid build quality that older homes in the region can't match without a renovation budget. Four bedrooms and a half-bath on the main level give the layout real flexibility. Moyock's lower land costs also tend to translate into more square footage per dollar than you'd find closer to the Virginia Beach or Chesapeake city limits.

ALL OTHERS AREA 201 and the Moyock real estate market

Moyock is a small, unincorporated community in Currituck County, tucked just south of the Virginia–North Carolina state line. The area has a rural feel — wide lots, open sky, and a pace of life that's noticeably quieter than the urban core of Hampton Roads. Streets here tend to be low-traffic, and neighbors tend to know each other. Housing stock is a mix of newer construction and established single-family homes on generous parcels. Currituck County has seen steady growth over the past decade as buyers look for more space without leaving the broader Hampton Roads metro area. The county seat is in Currituck, but Moyock itself functions as a practical hub for the northern end of the county. US-168 is the main artery, connecting Moyock directly to Chesapeake, Virginia in about 20 minutes and to the Outer Banks to the south. Commuting is straightforward — most destinations in the region are a single road away. Anyone comparing homes for sale in Moyock will notice that the community punches above its size when it comes to everyday convenience.

What's nearby

Daily errands are easier than the rural setting might suggest. A Food Lion anchors grocery runs less than five minutes from Smitty Lane, and a handful of local restaurants and fast-food options line US-168 nearby. Moyock has its own post office and a growing strip of small businesses along the main corridor. For a wider retail selection, Chesapeake, Virginia is roughly 20 minutes north and offers big-box stores, dining, and medical facilities. The Outer Banks — with its beaches, parks, and waterfront dining — is about an hour south via US-168, making weekend escapes genuinely easy from this address.

For different buyers

Base commute and VA loan notes

NSA Northwest Annex is about 13 minutes from 104 Smitty Lane — a short, low-traffic drive that avoids the congestion common on routes into Virginia Beach or Norfolk. USCG Finance Center Chesapeake is roughly 33 minutes north. VA loan financing is widely used in Currituck County, and a 2019 build with no deferred maintenance makes the inspection process straightforward.

For first-time buyers

A 2019 build means you're starting with systems and finishes that are still relatively new — no immediate repair surprises. Four bedrooms give you space to grow into, and the half-bath on the main level adds everyday practicality. Moyock's Currituck County location offers lower property tax rates than neighboring Virginia jurisdictions, which can make a real difference in monthly carrying costs.

More buyer questions

How far is 104 Smitty Lane from NSA Northwest Annex?

NSA Northwest Annex is about 13 minutes from 104 Smitty Lane by car. The route follows US-168 north with minimal traffic lights.

What county is 104 Smitty Lane in?

The property is in Currituck County, North Carolina. Currituck County has its own tax rates, school system, and building codes separate from neighboring Virginia jurisdictions.

Is 104 Smitty Lane in a flood zone?

Flood zone status for this address is shown in the FloodRisk tile on this page. Currituck County does include some flood-mapped areas, so reviewing that tile before making decisions is worthwhile.

How old is the home at 104 Smitty Lane?

The home was built in 2019, making it just a few years old. That means major systems like the roof, HVAC, and water heater are still well within their expected service life.

Does Moyock have easy access to the Outer Banks?

Yes — US-168 runs directly south from Moyock toward the Outer Banks. Corolla and the northern beaches are roughly an hour away under normal traffic conditions.

Want to walk through 104 Smitty Lane in person? Tom and Dariya Milan are ready to set up a showing and answer any questions about the property or the Moyock area.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Moyock$420K – $570K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37053C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

6.8 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

15min·9.5mi

USCG Finance Ctr

Coast Guard

29min·20.7mi

Dam Neck

Navy

57min·33.5mi

NAS Oceana

Navy

58min·32.4mi

NNSY

Navy

38min·29.1mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,918/mo

Principal & interest

$2,568

Property tax

$205

Home insurance

$144

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$373,230 – $480,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

206 Lydia ST · 1.7 mi · 2,084 sqft$373,230 sold 2026-06
111 Green Lake RD · 1.6 mi · 2,139 sqft$459,900 sold 2026-05
206 Green Lake RD · 1.8 mi · 2,108 sqft$465,000 sold 2026-10

Own a home nearby? See what it is worth today — What's your Moyock home worth?

Sale & Tax History

List Price

$495,000

Price / Sq Ft

$244

Annual Taxes

$2,459

Monthly Tax

$205

HOA

None

Tax Rate (effective)

0.50%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 20, 2026$495,000—
Currently listed—$495,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 104 Smitty Ln in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 104 Smitty Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 104 Smitty Ln have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 104 Smitty Ln built?+
It was built in 2019, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Tiffany Weaver · REIN MLS #10658233

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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104 Smitty Ln, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

104 Smitty Ln, Moyock, North Carolina 27958 · MLS #10658233 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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