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South MillsALL OTHERS AREA 210104 Horseshoe Rd✓ Source: REIN MLS #10653280 · record updated Sep 11, 2026 · synced every 2 min · your inquiry is never resold
104 Horseshoe RD, SOUTHMILLS NC 27976 - Main photo
104 Horseshoe RD, SOUTHMILLS NC 27976 - Photo 2
104 Horseshoe RD, SOUTHMILLS NC 27976 - Photo 3
104 Horseshoe RD, SOUTHMILLS NC 27976 - Photo 4
104 Horseshoe RD, SOUTHMILLS NC 27976 - Photo 5
4beds
2baths
2,167sqft
0days on market

104 Horseshoe Rd, South Mills, NC 27976

New ListingResidential · built 1980 · ALL OTHERS AREA 210

Facts & features

Type

Residential

Year built

1980

Price / sqft

$168

HOA

None

Taxes

$2,566/yr

County

Camden County NC

MLS #

10653280

Interior

Bedrooms
4
Full baths
2
Approx. sqft
2,167
Stories
2
Flooring
Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Appliances
Dishwasher, Dryer Hookup, Gas Range, Refrigerator

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool
Fencing
Back Fenced,Wood Fence

Utilities & systems

Heating
Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 210
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 1 Car
Possession
AT CLOSING

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Welcome home to this charming 4-bedroom, 2-bath home perfectly situated on a spacious corner lot. Inside, the inviting living room takes center stage with a stunning brick fireplace, creating a warm and welcoming space to gather and relax. The home offers plenty of room for family, guests, or a home office. Step outside to enjoy the patio and expansive yard, where peaceful pasture views create a beautiful backdrop for morning coffee, entertaining, or simply enjoying the outdoors. A detached garage provides excellent space for parking, storage, hobbies, or a workshop. With its spacious layout, classic brick fireplace, corner-lot setting, and picturesque surroundings, this home offers the perfect blend of comfort, character, and country charm.

Listing courtesy of Heather Sawyer · Water Street Real Estate Group · REIN MLS #10653280

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

104 Horseshoe Road is a four-bedroom, two-bath home in South Mills, North Carolina — a quiet Camden County community where the pace slows down and the space opens up. Built in 1980 and spanning 2,167 square feet, it offers genuine room to breathe at the edge of the Albemarle Sound region.

Read the full overview ↓

Why this home stands out

What sets 104 Horseshoe Road apart is its combination of generous square footage and a setting that genuinely feels removed from the noise of coastal Virginia's busier corridors. South Mills sits just across the state line, giving you North Carolina land values and taxes alongside easy access to Hampton Roads employment centers. For buyers who want elbow room without sacrificing convenience, this 1980-built four-bedroom checks a lot of boxes that closer-in properties simply can't.

ALL OTHERS AREA 210 and the South Mills real estate market

South Mills is a small, unincorporated community in Camden County, North Carolina, tucked along the Dismal Swamp Canal corridor just south of the Virginia border. It's the kind of place where neighbors know each other and the roads stay quiet — but you're never truly isolated. The area draws buyers who want a rural character without giving up reasonable drive times to work, shopping, or the water. Camden County has no incorporated towns to speak of, which means lower municipal overhead and a landscape that still feels genuinely rural. Horseshoe Road itself sits in a residential pocket that reflects the broader character of South Mills: modest, established, and unpretentious. If you're comparing South Mills homes for sale with options deeper inside North Carolina or further into Virginia Beach's suburbs, the location here is a genuine sweet spot — close to the Outer Banks corridor, the Chesapeake Bay region, and Hampton Roads all at once.

What's nearby

Daily errands are simpler than the rural zip code might suggest. Paradise Family Grocery is just 0.3 miles away — close enough to grab what you need without a planned trip. When you want something hot and easy, Hunt Brothers Pizza is 0.8 miles down the road. Mariner's Mug Coffeehouse, a local favorite at 0.7 miles, is the kind of spot that becomes part of your morning routine quickly. The Dismal Swamp Canal Trail is accessible nearby for walking and cycling, and the Great Dismal Swamp National Wildlife Refuge draws outdoor enthusiasts year-round. Elizabeth City, the nearest city of size, is roughly 20 minutes south and carries a full range of retail, dining, and medical services.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is approximately 45 minutes north — a manageable commute for Coast Guard personnel who prefer living outside the immediate base footprint. South Mills sits just across the Virginia–North Carolina line, which can work in your favor when using a VA loan to stretch your purchasing power into a four-bedroom home with real square footage. Camden County's lower cost structure makes that math work well.

For families upgrading

At 2,167 square feet across four bedrooms, 104 Horseshoe Road gives a growing family genuine room to spread out — dedicated sleeping space, room for a home office or playroom, and a yard that isn't measured in postage stamps. Camden County's rural character means the neighborhood stays calm, and having Paradise Family Grocery literally down the street takes the edge off the 'middle of nowhere' concern that sometimes comes with this much space at this price range.

More buyer questions

How far is 104 Horseshoe Road from USCG Finance Center Chesapeake?

The drive is approximately 45 minutes north via US-17, crossing into Virginia through Chesapeake. Actual commute times vary with traffic, particularly near the Great Bridge corridor.

What county is 104 Horseshoe Road in, and does that affect taxes?

The property is in Camden County, North Carolina — an unincorporated area with no municipal tax layer on top of county rates. North Carolina property tax rates are generally lower than comparable Virginia Beach or Chesapeake jurisdictions, which is a meaningful long-term consideration for buyers.

Is 104 Horseshoe Road in a flood zone?

South Mills and the broader Camden County area include portions of FEMA-mapped flood zones given the proximity to the Dismal Swamp Canal and Albemarle Sound watershed. The FloodRisk tile on this page shows the specific designation for this parcel.

Can a VA loan be used to purchase 104 Horseshoe Road?

Yes — eligible veterans and active-duty service members can use a VA loan on this property, as it's a single-family residential home. A VA loan can cover the full purchase price with no down payment required for qualified buyers, which makes the math on a four-bedroom home in Camden County particularly attractive.

What is the nearest grocery store to 104 Horseshoe Road?

Paradise Family Grocery is just 0.3 miles away, making it one of the most accessible daily conveniences for a property this far into a rural zip code. Elizabeth City, about 20 minutes south, carries larger chain grocery options.

Tom and Dariya Milan know this stretch of the Virginia–North Carolina line well. Reach out to get a straight answer on what 104 Horseshoe Road means for your move, your commute, and your next chapter.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

South Mills$310K – $420K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryCamden Intermediate
  • MiddleCamden Middle
  • HighCamden County

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 6 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 37029C

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,214/mo

Principal & interest

$1,894

Property tax

$214

Home insurance

$106

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$399,990$459,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

217 MYRTLE LN · 0.3 mi · 2,176 sqft$438,215 sold 2026-08
204 MYRTLE LN · 0.3 mi · 2,176 sqft$414,990 sold 2026-06
215 MYRTLE LN · 0.3 mi · 2,176 sqft$416,990 sold 2026-03

Own a home nearby? See what it is worth today — What's your South Mills home worth?

Sale & Tax History

List Price

$365,000

Price / Sq Ft

$168

Annual Taxes

$2,566

Monthly Tax

$214

HOA

None

Tax Rate (effective)

0.70%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 11, 2026$365,000
Currently listed$365,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

South Mills Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 104 Horseshoe Rd in a good school zone?+
The assigned zones on the listing record are Camden Intermediate, Camden Middle, Camden County. School attendance zones can change — always confirm enrollment with the local school division.
Is 104 Horseshoe Rd in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 6 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 104 Horseshoe Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 104 Horseshoe Rd built?+
It was built in 1980, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Heather Sawyer · Water Street Real Estate Group · REIN MLS #10653280

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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104 Horseshoe Rd, South Mills — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

104 Horseshoe Rd, South Mills, North Carolina 27976 · MLS #10653280 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.