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✓ Source: REIN MLS #10657496 · record updated Oct 29, 2026 · synced every 2 min · your inquiry is never resold
103 PEMA STREET NONE, MOYOCK NC 27958 - Main photo
103 PEMA STREET NONE, MOYOCK NC 27958 - Photo 2
103 PEMA STREET NONE, MOYOCK NC 27958 - Photo 3
103 PEMA STREET NONE, MOYOCK NC 27958 - Photo 4
103 PEMA STREET NONE, MOYOCK NC 27958 - Photo 5
3beds
2baths
1,338sqft
16days on market

103 Pema Street, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

About this home

Welcome to Lotus Ridge, Moyock's newest community featuring spacious 1-acre homesites and thoughtfully designed ranch-style homes. Conveniently located just 2 miles from Chesapeake and 10 miles from Edinburgh Shopping Center, this community offers the perfect balance of country living and everyday convenience. The Grand Bahama showcases open-concept living with a spacious kitchen featuring a large island, an inviting great room, and a private third bedroom for guests, a home office, or personal retreat. Enjoy outdoor living year-round with an included rear covered porch, providing the perfect space to relax, entertain, or take in the peaceful surroundings. This quick move-in home combines comfort, functionality, and modern design. Don't miss your opportunity to own in this exciting new community. Call today to schedule your private tour and learn more about available incentives!

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10657496

Facts & features

Type

Residential

Year built

2026

Price / sqft

$344

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10657496

HOA association includes

Other

$50/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,338
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Office/Study, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.0000
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

103 Pema Street is a new-construction, three-bedroom home in Moyock, North Carolina. Built in 2026, it sits on a quiet street with everyday errands just steps away. NSA Northwest Annex is about ten minutes out. This is a compact, efficient home in a low-key corner of Currituck County.

Read the full overview ↓

Why this home stands out

New construction means no deferred maintenance and no guessing about what was updated when. At 1,338 square feet, the layout keeps things simple and manageable. Two full baths serve three bedrooms without the squeeze. Moyock itself is one of the quieter entry points into the Hampton Roads metro — close enough to reach the region's major employers and bases, far enough to skip the congestion.

LOTUS RIDGE and the Moyock real estate market

Moyock sits in the southern tip of Currituck County, right along the North Carolina–Virginia border. The area has grown steadily as buyers look for more space without leaving the Hampton Roads orbit. Streets here tend to be quieter than their Virginia Beach or Chesapeake counterparts. Housing is a mix of newer builds and established single-family homes on generous lots. The pace is unhurried, and neighbors tend to know each other. Currituck County governs the area, which means North Carolina property taxes apply — a detail worth noting for anyone comparing homes for sale in Moyock. The nearest commercial strip runs along NC-168, putting groceries, coffee, and fast food within a short drive or walk. Chesapeake, Virginia is roughly twenty minutes north, opening up a much larger set of retail, dining, and medical options. The Outer Banks corridor is also accessible from here, making weekend trips to the coast genuinely easy.

What's nearby

Daily errands are straightforward from 103 Pema Street. Food Lion is 0.4 miles away for grocery runs, and Total Wine is just 0.3 miles out. Dollar General covers quick household needs at 0.5 miles. Domino's Pizza and Wendy's are both within 0.3 miles for easy weeknight dinners. Mr. Lu Chinese Restaurant is half a mile away when you want something different. Jo.Nathan's Coffee is 0.7 miles out, with Dunkin' not far behind at 0.9 miles. Paw's Moyock 18 Acre Dog Park is 0.3 miles away — a rare find for dog owners who want real off-leash space close to home.

For different buyers

Base commute and VA loan notes

NSA Northwest Annex is about ten minutes from 103 Pema Street — one of the shortest commutes in the area for personnel stationed there. USCG Finance Center Chesapeake is roughly 33 minutes north. VA loan financing is common in this corridor, and new construction often simplifies the appraisal process. The home's 2026 build year means condition questions are minimal going in.

For first-time buyers

A 2026 build means the big-ticket systems — roof, HVAC, plumbing, electrical — are brand new. Three bedrooms and two full baths give you real flexibility from day one. The price point in Moyock tends to be lower than comparable new construction across the Virginia line, which stretches your budget further. Currituck County's tax structure is another factor worth running the numbers on.

More buyer questions

How far is 103 Pema Street from NSA Northwest Annex?

NSA Northwest Annex is about ten minutes away by car. It's one of the closest base commutes available from a Moyock address.

Is 103 Pema Street in a flood zone?

Flood zone status for this address is covered in the FloodRisk tile on this page. Currituck County does have areas of varying flood risk, so reviewing that detail is worthwhile.

What is the property tax jurisdiction for 103 Pema Street?

The home falls under Currituck County, North Carolina. North Carolina property tax rates apply, which differ from Virginia jurisdictions just across the border.

Does 103 Pema Street have an HOA?

HOA status for this property is listed in the details section of this page. New subdivisions in Moyock vary — some have HOAs and some do not.

What is the drive time from 103 Pema Street to Chesapeake, Virginia?

Chesapeake is roughly twenty minutes north via NC-168 and the Virginia border. That puts a much larger set of retail, dining, and medical options within easy reach.

Want to see 103 Pema Street in person? Tom and Dariya Milan are ready to walk you through it — reach out to set up a visit.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Moyock$390K – $530K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37053C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

6.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

12min·6.9mi

USCG Finance Ctr

Coast Guard

25min·18.2mi

Dam Neck

Navy

52min·30.9mi

NNSY

Navy

34min·26.5mi

NAS Oceana

Navy

53min·29.9mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,729/mo

Principal & interest

$2,387

Property tax

$208

Home insurance

$134

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$348,900 – $449,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

106 First View WAY · 0.3 mi · 1,533 sqft$425,000 sold 2026-07
101 Tuscorora LN · 1 mi · 1,338 sqft$417,000 sold 2026-10
103 S Heritage Tree MNR · 0.8 mi · 1,448 sqft$429,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Moyock home worth?

Sale & Tax History

List Price

$459,990

Price / Sq Ft

$344

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.54%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 13, 2026$459,990—
Price reducedOct 22, 2026$459,990−$20,000
Currently listed—$459,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 103 Pema Street in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 103 Pema Street in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 103 Pema Street have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was 103 Pema Street built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10657496

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

103 Pema Street, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

103 Pema Street, Moyock, North Carolina 27958 · MLS #10657496 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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