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Cape CharlesCAPE CHARLES101 Old Course Loop✓ Source: REIN MLS #10645525 · record updated Jul 29, 2026 · synced every 2 min · your inquiry is never resold
101 Old Course LOOP, CAPE CHARLES VA 23310 - Main photo
101 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 2
101 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 3
101 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 4
101 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 5
$549,900
$307 / sqft · est. $3,954/mo →
3beds
2baths
1,794sqft
8days on market

101 Old Course Loop, Cape Charles, VA 23310

Under ContractResidential · built 2005 · CAPE CHARLES

About this home

The listing, in the seller's words

Thoughtfully redesigned in 2026, every finish was selected to create a sophisticated yet relaxed coastal retreat that's equally suited for year-round living or weekend escapes. The stunning kitchen features brand-new custom cabinetry, designer tile backsplash, sleek quartz countertops, and updated fixtures that blend beauty with everyday functionality. Beautiful tile flooring flows throughout the home, complemented by stylish lighting, contemporary ceiling fans, and an open, inviting layout ideal for entertaining or simply unwinding after a day at the beach or golf course. The spacious primary suite offers a spa-like experience with a custom-tiled walk-in shower, a fog-free, illuminated mirror, and elegant finishes that blend comfort and luxury. A brand-new washer and dryer, custom laundry cabinetry, a reverse-osmosis water system, an ice maker, newer HVAC, and an 85-inch television add exceptional convenience and value. This condo is offered furnished! Located in Bay Creek's golf cart

Listing courtesy of Natalie Smith · Bay Creek Realty LLC · REIN MLS #10645525

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

101 Old Course Loop is a 3-bedroom, 2-bath home in Cape Charles, Virginia, offering 1,794 square feet of comfortable living built in 2005. It sits in a relaxed Eastern Shore community where small-town charm, waterfront culture, and easy outdoor access come together in a genuinely distinctive package.

Read the full overview ↓

Why this home stands out

What sets 101 Old Course Loop apart is its address on the Eastern Shore of Virginia — Cape Charles is one of the most unhurried, character-rich small towns in the entire Hampton Roads region. A 2005 build means you get modern bones without the guesswork of an older home, and at 1,794 square feet across three bedrooms and two baths, the layout gives you real everyday livability without excess upkeep.

About the Cape Charles real estate market

Cape Charles, Virginia is the kind of place people discover once and then quietly start planning their move. Sitting at the southern tip of Virginia's Eastern Shore on the Chesapeake Bay, it's a small town with a genuinely walkable historic district, a working harbor, and a pace of life that feels like a different era — in the best way. Old Course Loop places you in a residential pocket of Cape Charles where neighbors tend to know each other and the surrounding landscape keeps things grounded. The broader community is home to a mix of longtime Eastern Shore families, remote workers drawn by the scenery, and buyers who simply want something different from the typical Hampton Roads suburb. Northampton County governs the area, and the town itself has seen thoughtful investment in its downtown corridor over the past decade. Whether you're drawn to the bay, the local dining scene, or the simple pleasure of a front porch in a quiet neighborhood, Cape Charles delivers a lifestyle that's hard to replicate anywhere else in coastal Virginia.

What's nearby

Daily life in Cape Charles keeps things close and interesting. Cape Charles Brewing Company is just 0.6 miles away — a natural gathering spot for a relaxed evening out. Cape Charles Mini Golf & Albatross Cafe and El Soul are both within 0.7 miles, giving you casual fun and flavorful dining without a long drive. If you want to move your body, Sky's The Limit Yoga Co is 0.8 miles from your door. For fresh air and open space, Cape Charles Natural Area Preserve and Cape Charles Cemetery — a surprisingly scenic historic green space — are each about a mile out. Everything you need for a full, unhurried day is essentially walkable or a quick bike ride away.

For different buyers

For first-time buyers

For a first home, 101 Old Course Loop checks a lot of the right boxes: a 2005 build with modern systems, three bedrooms, two full baths, and nearly 1,800 square feet — enough room to grow without overwhelming upkeep. Cape Charles adds lifestyle value that's hard to put a number on, from walkable dining to preserved natural areas, all in a community that feels welcoming from day one.

For buyers drawn to character

If cookie-cutter subdivisions have never appealed to you, Cape Charles is worth a serious look. The town has its own distinct identity — Victorian streetscapes, a working waterfront, local breweries, and a community that actually shows up for each other. At 101 Old Course Loop, you get a well-proportioned 2005 home in a town that feels curated by people who genuinely care about where they live.

More buyer questions

How far is 101 Old Course Loop from Joint Base Langley-Eustis?

The drive from 101 Old Course Loop to Joint Base Langley-Eustis (Langley AFB) runs approximately 46 minutes under normal traffic conditions. The route crosses the Chesapeake Bay Bridge-Tunnel, so it's worth factoring in toll costs and occasional seasonal traffic when planning your commute.

What is the flood zone status for 101 Old Course Loop in Cape Charles?

Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data. Given Cape Charles's coastal location, reviewing that information carefully before purchase is always a smart step.

Is there an HOA at 101 Old Course Loop?

HOA status for this address should be confirmed directly with the listing agent or through the current disclosure documents, as community association structures in Cape Charles can vary by subdivision and can change over time.

What is Cape Charles, Virginia like as a place to live?

Cape Charles is a small, historic town on Virginia's Eastern Shore with a walkable downtown, a Chesapeake Bay waterfront, local restaurants and breweries, and a tight-knit community feel. It attracts buyers who value character, outdoor access, and a slower pace over suburban convenience.

How old is the home at 101 Old Course Loop and what does that mean for buyers?

The home was built in 2005, placing it in a generation of construction that typically features modern electrical, plumbing, and HVAC standards without the deferred maintenance concerns common in much older Eastern Shore properties. A standard home inspection will give you a clear picture of current condition.

Curious whether 101 Old Course Loop fits your life? Tom and Dariya Milan at LPT Realty know Cape Charles well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Facts & features

The record, sourced

Type

Residential

Year built

2005

Price / sqft

$307

Condo fee

$425/mo

HOA fee

$183/mo

Taxes

$3,993/yr

County

Northampton County VA

MLS #

10645525

Association amenities

ClubhouseGated CommunityGround MaintPriv BeachSecuritySewerTennis CtsTrash PickupWater

$425/mo condo fee + $183/mo HOA fee · Fairways · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,794
Stories
1
Flooring
Other
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, Breakfast Area, Foyer, Pantry, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan

Construction & exterior

Style
Contemp
Subtype
Attached
Foundation
Slab
Roof
Composite
Exterior
Shingle
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Unit / floor
1
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,346/mo

Principal & interest

$2,853

Property tax

$333

Home insurance

$160

PMI

None

HOA/Condo (paid separately)

$608

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$439,000$540,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

315 Troon CT · 0.1 mi · 1,800 sqft$540,000 sold 2026-06
104 Old Course LOOP · 0 mi · 1,549 sqft$439,000 sold 2026-08
305 Troon CT · 0 mi · 1,550 sqft$495,000 sold 2026-07

Sale & Tax History

List Price

$549,900

Price / Sq Ft

$307

Annual Taxes

$3,993

Monthly Tax

$333

HOA + condo fees

$608 / mo

Tax Rate (effective)

0.73%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 27, 2026$549,900
Currently listed$549,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 101 Old Course Loop in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 101 Old Course Loop in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 101 Old Course Loop have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is Fairways. Association amenities on record include: Clubhouse, Gated Community, Ground Maint, Priv Beach, Security, Sewer, Tennis Cts, Trash Pickup, Water.
When was 101 Old Course Loop built?+
It was built in 2005, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Natalie Smith · Bay Creek Realty LLC · REIN MLS #10645525

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

101 Old Course Loop, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

101 Old Course Loop, Cape Charles, Virginia 23310 · MLS #10645525 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.