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✓ Source: REIN MLS #10645525 · record updated Sep 30, 2026 · synced every 2 min · your inquiry is never resold
101 Old Course LOOP, CAPE CHARLES VA 23310 - Main photo
101 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 2
101 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 3
101 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 4
101 Old Course LOOP, CAPE CHARLES VA 23310 - Photo 5
3beds
2baths
1,794sqft
65days on market

101 Old Course Loop, Cape Charles, VA 23310

Under ContractResidential · built 2005 · CAPE CHARLES

About this home

Thoughtfully redesigned in 2026, every finish was selected to create a modern and relaxed coastal retreat that's equally suited for year-round living or weekend escapes. The stunning kitchen features brand-new custom cabinetry, a designer tile backsplash, sleek quartz countertops, and updated fixtures that blend beauty with everyday functionality. Beautiful tile flooring flows throughout the home, complemented by stylish lighting, contemporary ceiling fans, and an open, inviting layout ideal for entertaining or simply unwinding after a day at the beach or golf course. The spacious primary suite offers a spa-like experience with a custom-tiled walk-in shower, a fog-free, illuminated mirror, and elegant finishes that blend comfort and luxury. A brand-new washer and dryer, custom laundry cabinetry, a reverse-osmosis water system, an ice maker, newer HVAC, and an 85-inch television add exceptional convenience and value. This condo is offered furnished! Located in Bay Creek's golf cart

Listing courtesy of Natalie Smith · Bay Creek Realty LLC · REIN MLS #10645525

Facts & features

Type

Residential

Year built

2005

Price / sqft

$307

Condo fee

$425/mo

HOA fee

$183/mo

Taxes

$3,993/yr

County

Northampton County VA

MLS #

10645525

Association amenities

ClubhouseGated CommunityGround MaintPriv BeachSecuritySewerTennis CtsTrash PickupWater

$425/mo condo fee + $183/mo HOA fee · Fairways · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,794
Stories
1
Flooring
Other
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, Breakfast Area, Foyer, Pantry, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan

Construction & exterior

Style
Contemp
Subtype
Attached
Foundation
Slab
Roof
Composite
Exterior
Shingle
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Unit / floor
1
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

101 Old Course Loop sits in Cape Charles, Virginia — a small Eastern Shore town with a big sense of place. Built in 2005, this three-bedroom, two-bath home covers 1,794 square feet. The golf-course setting gives the street a quiet, open feel. It's a rare find on the lower Shore.

Read the full overview ↓

Why this home stands out

Most homes in Cape Charles sit on tight in-town lots or along the bay. Old Course Loop is different. The address puts you on a loop street beside the golf course, so the views stay open and the traffic stays low. You get the walkable charm of downtown Cape Charles without the density. That combination — breathing room plus a walkable village — is genuinely hard to find on the Eastern Shore.

About the Cape Charles real estate market

Cape Charles is a small, historic town on Virginia's Eastern Shore, right at the southern tip of the Delmarva Peninsula. The streets are lined with Victorian and craftsman-era homes, and the downtown is compact enough to cover on foot or by bike. Old Course Loop sits just outside the historic core, where the lots open up and the golf course frames the neighborhood. The housing here is a mix of early-2000s builds and older restored cottages. It's a quieter corner of town with easy access to the main strip. Cape Charles itself wraps around a natural harbor on the Chesapeake Bay. The beach at the town park is one of the calmest on the whole bay side of Virginia. US Route 13 runs just east of town, connecting you north to the rest of the Shore and south to the Chesapeake Bay Bridge-Tunnel. From there, Virginia Beach and Norfolk are roughly an hour away. The town's small scale means daily errands and evening plans are usually just a short drive — or a short walk.

What's nearby

Cape Charles Brewing Company is about six-tenths of a mile away — an easy walk for a weeknight dinner or a weekend pint. Cape Charles Mini Golf and Albatross Cafe is just around the corner at seven-tenths of a mile, a low-key spot that's good for a casual afternoon. El Soul, also at seven-tenths of a mile, brings a different flavor to the local dining scene. Sky's The Limit Yoga Co is eight-tenths of a mile out if you want a regular fitness routine close to home. Cape Charles Cemetery and the Cape Charles Natural Area Preserve are both about a mile away, offering quiet green space and natural trails right in town.

For different buyers

Base commute and VA loan notes

Joint Base Langley-Eustis is about 46 minutes from 101 Old Course Loop — a manageable commute across the Chesapeake Bay Bridge-Tunnel. VA loan financing is widely used for purchases on the Eastern Shore, and this 2005-built home is a straightforward property for that process. The three-bedroom layout and two full baths give you a complete setup from day one.

For first-time buyers

A three-bedroom, two-bath home built in 2005 is a solid starting point. The 1,794 square feet gives you room to settle in without overextending. Cape Charles is a town with genuine character, and Old Course Loop keeps you close to everything without putting you in the middle of the busiest blocks. It's the kind of address that holds its appeal over time.

More buyer questions

How far is 101 Old Course Loop from Joint Base Langley-Eustis?

The drive is about 46 minutes, heading south on US Route 13 and crossing the Chesapeake Bay Bridge-Tunnel. Traffic on the Bridge-Tunnel can vary, so morning commute times may run a few minutes longer.

What is the flood zone status for 101 Old Course Loop?

Flood zone information for this address is covered in the FloodRisk tile on this page. Reviewing that detail is an important step for any buyer on the Eastern Shore.

Is there a homeowners association at 101 Old Course Loop?

HOA status for this address should be confirmed through current disclosure documents. Your agent can pull that detail quickly during the due-diligence process.

Where is the nearest grocery store to 101 Old Course Loop?

The closest full grocery options are in Cheriton and Exmore, both a short drive north on US Route 13. Cape Charles itself has a small market for everyday staples.

What is the lot and street layout like on Old Course Loop?

Old Course Loop is a loop street, so through traffic is minimal. The golf course borders the neighborhood, keeping the views open and the surroundings low-density.

Want to see 101 Old Course Loop in person? Tom and Dariya Milan can arrange a tour and answer your questions about Cape Charles and the surrounding area.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Cape Charles$465K – $635K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
    —
  • MiddleOther Middle School
    —
  • HighNorthampton
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51131C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

13.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

JBLE Langley

Air Force

75min·59.1mi

Little Creek

Navy

46min·34.7mi

NS Norfolk

Navy

56min·44.8mi

MARFORCOM

Marines

58min·45.7mi

NSA HR

Navy

60min·46.3mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,346/mo

Principal & interest

$2,853

Property tax

$333

Home insurance

$160

PMI

None

HOA/Condo (paid separately)

$608

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$460,000 – $975,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

702 Prestwick TURN · 0 mi · 1,794 sqft$460,000 sold 2026-09
315 Troon CT · 0.1 mi · 1,800 sqft$540,000 sold 2026-06
104 Old Course LOOP · 0 mi · 1,549 sqft$493,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$549,900

Price / Sq Ft

$307

Annual Taxes

$3,993

Monthly Tax

$333

HOA + condo fees

$608 / mo

Tax Rate (effective)

0.73%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 27, 2026$549,900—
Currently listed—$549,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 101 Old Course Loop in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 101 Old Course Loop in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 101 Old Course Loop have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is Fairways. Association amenities on record include: Clubhouse, Gated Community, Ground Maint, Priv Beach, Security, Sewer, Tennis Cts, Trash Pickup, Water.
When was 101 Old Course Loop built?+
It was built in 2005, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Natalie Smith · Bay Creek Realty LLC · REIN MLS #10645525

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

101 Old Course Loop, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

101 Old Course Loop, Cape Charles, Virginia 23310 · MLS #10645525 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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