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HayesALL OTHERS AREA 1200000 Severn Wharf Road✓ Source: REIN MLS #10504983 · record updated Jul 23, 2026 · synced every 2 min · your inquiry is never resold
0000 Severn Wharf Road, Hayes VA 23072 - Main photo
0000 Severn Wharf Road, Hayes VA 23072 - Photo 2
0000 Severn Wharf Road, Hayes VA 23072 - Photo 3
0000 Severn Wharf Road, Hayes VA 23072 - Photo 4
0000 Severn Wharf Road, Hayes VA 23072 - Photo 5
$225,000
1041days on market

0000 Severn Wharf Road, Hayes, VA 23072

Under ContractLand and Farms · ALL OTHERS AREA 120

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek, Navigable.

Frontage

Creek ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Land and Farms

HOA

None

Taxes

$724/yr

County

Gloucester County VA

Waterfront

Yes

MLS #

10504983

Construction & exterior

Waterfront
Creek,Navigable
Deep-water access
Yes

Utilities & systems

Utilities available
Septic

Lot, parking & ownership

Lot size
1.9400
Road surface
Paved
Subdivision
ALL OTHERS AREA 120
Zoning
C-2
Ownership
Fee Simple
Possession
CLOSING

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Gorgeous 1.94 acre waterfront building lot on Lady Creek, a tributary of Severn River off Mobjack & Chesapeake Bay. A premier location in southern Gloucester convenient to Williamsburg & Yorktown with marinas, shops & restaurants nearby. Seller has a wetland delineation in hand & a 4-bedroom septic system is installed so all the hard work is done for you! Build your dream home or a quaint creekfront cottage to embrace this coastal life lifestyle of fishing, crabbing, paddling, boating, bird watching, salt air smells, sunsets...all time well spent. Start living the salt life & make this wonderful community your home!

Listing courtesy of R ReNaye Dame · Gloucester Realty Corporation · REIN MLS #10504983

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A 1.94-acre parcel on Severn Wharf Road in Hayes, Virginia puts you on the edge of the York River corridor with room to build the home you've been designing in your head — no existing structure means no compromises, just open land and real potential in Gloucester County.

Read the full overview ↓

Why this home stands out

Raw land at this scale is genuinely hard to find in the Hayes area. Nearly two acres gives you the breathing room for a custom home, a detached garage or workshop, gardens, and still have green space left over. The Severn Wharf Road address carries a quiet, water-adjacent character that feels a world away from suburban density — yet the Peninsula's everyday conveniences are well within reach.

ALL OTHERS AREA 120 and the Hayes real estate market

Hayes sits in the southern tip of Gloucester County, Virginia, tucked between the York River to the south and the Severn River to the west. It's one of those corners of the Middle Peninsula that locals tend to hold onto — low traffic, wide skies, and a genuine small-town pace that's increasingly rare this close to the Hampton Roads metro. The community around Severn Wharf Road leans toward spacious lots, custom homes, and neighbors who value privacy without isolation. Gloucester County's rural character means larger parcels are the norm, and the landscape rewards it: mature trees, tidal creeks, and open fields define the scenery. For land buyers comparing options across the region, this is the kind of address that anchors a long-term vision rather than a short-term flip. Hayes is unincorporated, which keeps the feel genuinely residential without the overhead of a dense municipality.

What's nearby

Day-to-day errands are easier than the rural setting might suggest. The Coleman Bridge — one of the largest double-swing bridges on the East Coast — connects Hayes directly to Yorktown in minutes, opening up Colonial Williamsburg, Yorktown's historic waterfront, and the broader Peninsula. Gloucester Courthouse, about 15 minutes north, covers grocery runs, pharmacies, and local dining. Water access points and boat launches along the York River corridor are close at hand for anyone drawn to the Chesapeake Bay lifestyle. Naval Weapons Station Yorktown is roughly 16 minutes away, and Camp Peary sits about 19 minutes out.

For different buyers

For military families relocating

Sixteen minutes to Naval Weapons Station Yorktown and 19 minutes to Camp Peary makes this parcel a serious option for military families thinking ahead. A VA loan can finance the land purchase under the right construction-loan structure, and building custom means the home fits your family's actual needs — not a floor plan someone else chose. Gloucester County's pace is a real quality-of-life upgrade after a busy duty station.

For buyers drawn to character

If your vision is a custom home on land that actually has room to breathe, 0000 Severn Wharf Road is worth a long look. Nearly two acres in the Hayes waterfront corridor, no existing structure to work around, and a setting that rewards thoughtful design over speed. This is where you build the place that reflects how you actually want to live — not what was available in a subdivision.

More buyer questions

How far is 0000 Severn Wharf Road from Naval Weapons Station Yorktown?

The drive runs approximately 16 minutes under normal traffic conditions. The Coleman Bridge crossing makes the route straightforward and consistent.

What can be built on this parcel in Gloucester County?

Gloucester County's zoning and health department regulations govern what's permitted on any given lot, including setbacks, septic requirements, and allowable uses. A pre-application meeting with the county planning office is the best first step before finalizing any build plan.

Is public water and sewer available on Severn Wharf Road?

Much of the Hayes area relies on private well and septic systems rather than public utilities. A site evaluation and percolation test will determine septic feasibility for this specific parcel.

Is this parcel in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data for the specific parcel boundaries.

Can a VA loan be used to purchase land in Hayes, Virginia?

A standard VA loan does not cover vacant land alone, but a VA construction loan — which combines the land purchase and home construction into one loan — may be an option when a licensed builder and approved plans are part of the transaction. Speaking with a VA-experienced lender is the right starting point.

Tom and Dariya Milan know Gloucester County land and the Hampton Roads market well — reach out to talk through what building on Severn Wharf Road could look like for you.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Hayes$190K – $260K

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryAchilles Elementary
  • MiddlePage Middle
  • HighGloucester

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 51073C

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,293/mo

Principal & interest

$1,167

Property tax

$60

Home insurance

$66

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

124% of $181,750

City assessment record · taxes $724/yr

Land share of assessed value

100% — $181,750

Improvements $0 · assessor record ✓

Own a home nearby? See what it is worth today — What's your Hayes home worth?

Sale & Tax History

List Price

$225,000

Price / Sq Ft

$0

Annual Taxes

$724

Monthly Tax

$60

HOA

None

Tax Rate (effective)

0.32%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 28, 2023$225,000
Currently listed$225,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

24% above assessment

Total Assessed

$181,750

Land

$181,750

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Hayes Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 0000 Severn Wharf Road in a good school zone?+
The assigned zones on the listing record are Achilles Elementary, Page Middle, Gloucester. School attendance zones can change — always confirm enrollment with the local school division.
Is 0000 Severn Wharf Road in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 0000 Severn Wharf Road a waterfront property?+
Yes. The listing record shows: Creek,Navigable.
Does 0000 Severn Wharf Road have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of R ReNaye Dame · Gloucester Realty Corporation · REIN MLS #10504983

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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0000 Severn Wharf Road, Hayes — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

0000 Severn Wharf Road, Hayes, Virginia 23072 · MLS #10504983 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.