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✓ Source: REIN MLS #10592627 · record updated Nov 18, 2025 · synced every 2 min · your inquiry is never resold
MM LUCE LUNARE-LOT 27 TOWER HILL CIR, CAPE CHARLES VA 23310 - Main photo
MM LUCE LUNARE-LOT 27 TOWER HILL CIR, CAPE CHARLES VA 23310 - Photo 2
MM LUCE LUNARE-LOT 27 TOWER HILL CIR, CAPE CHARLES VA 23310 - Photo 3
MM LUCE LUNARE-LOT 27 TOWER HILL CIR, CAPE CHARLES VA 23310 - Photo 4
MM LUCE LUNARE-LOT 27 TOWER HILL CIR, CAPE CHARLES VA 23310 - Photo 5
3beds
2.1baths
1,980sqft
89days on market

Mm Luce Lunare-Lot 27 Tower Hill Cir, Cape Charles, VA 23310

Under ContractResidential · built 2025 · ALL OTHERS AREA 53

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The LUCE LUNARE Plan (Italian for MOONLIGHT) is just of many home plans that can be built on these 1/2 acre homesites. Welcome to your dream RANCH STYLE retreat- this 3 bdrm home, with flex room/4th bdrm offer one level living. Relaxed coastal features w/practical living. Minutes away from local shops, restaurants and the sandy shores- yet tucked away to enjoy peace and privacy. Whether you're seeking a full-time residence or a weekend escape- this home delivers coastal living at its finest. Client with a specific request - ask away and we will accommodate! Let's see how we can help make their new homes a reality! MODEL HOME LOCATED AT 3360 TOWER HILL CIRCLE CAPE CHARLES VA, 23310- schedule an appointment to walk the neighborhood and inventory homes. Trusted lender incentives available!

Listing courtesy of Chelsea Axelrod · A Better Way Realty Inc. · REIN MLS #10592627

Facts & features

Type

Residential

Year built

2025

Price / sqft

$270

HOA fee

$37/mo

Taxes

$3,750/yr

County

Northampton County VA

Waterfront

Yes

MLS #

10592627

HOA association includes

Ground Maint

$37/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,980
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Office/Study, Pantry, Porch, Utility Closet
Appliances
220 V Elec, Dishwasher, Dryer Hookup, Energy Star Appliance(s), Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Cottage, Craftsman, Farmhouse
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Waterfront
Pond

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 53
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Multi Car, Off Street, Driveway Spc
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement, Exempt from Disclosure/Disclaimer, Occupancy Permit

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 27 Tower Hill Circle in Cape Charles. This brand-new three-bedroom, two-bath home sits on a quiet street in a growing waterfront town. You'll find 1,980 square feet of modern living space and the charm of a close-knit community.

Read the full overview ↓

Why this home stands out

Built in 2025, this home offers contemporary construction and clean lines throughout. The open floor plan connects living areas naturally. Three bedrooms and 2.1 baths give you flexibility for a home office, guest room, or hobby space. You're steps from local dining and shopping, yet the neighborhood stays relaxed and unhurried. New construction means no surprises—everything is under warranty.

ALL OTHERS AREA 53 and the Cape Charles real estate market

Tower Hill Circle sits in a residential pocket of Cape Charles, a historic waterfront town on Virginia's Eastern Shore. The streets here are tree-lined and walkable, with a mix of established homes and new construction. Cape Charles itself is a gem: the downtown waterfront draws visitors year-round, but the residential blocks stay quiet and neighborly. You can walk to restaurants, a YMCA, and local shops without feeling rushed. The town has a small-town rhythm—you'll recognize faces at the grocery store. Getting around is easy on quiet roads. About 49 minutes north takes you to Joint Base Langley-Eustis if you commute that way. The Eastern Shore offers a slower pace than the Peninsula, which appeals to anyone who values space and community over constant hustle.

What's nearby

Hardee's and Froggy's are practically next door—less than five minutes on foot. Tiny Bite Station sits a short walk away for a quick meal or coffee. Groceries are close: El Ranchito Mexican Store, Dollar General, and Food Lion all sit within a mile. For fitness, the Northampton County YMCA is a ten-minute walk, and Strong Orange Gym and Freestyle Yoga are nearby. Cape Charles Cemetery offers green space and a sense of the town's history.

For different buyers

Base commute and VA loan notes

This home sits about 49 minutes from Joint Base Langley-Eustis. New construction qualifies for VA financing with no surprises on inspection. The neighborhood is stable and affordable. You can close quickly and move in ready—no repairs or updates needed. Eastern Shore living offers a quieter pace for time off base.

Room to grow

Three bedrooms and 2.1 baths provide room to grow without excess. The open floor plan works for a home office, playroom, or hobby space. Modern systems and finishes mean low maintenance. A fenced yard offers outdoor space. New construction means everything functions as designed—no hidden repairs or upgrades needed.

More buyer questions

How far is 27 Tower Hill Circle from Joint Base Langley-Eustis?

About 49 minutes north on Route 13. The commute is straightforward and mostly highway driving.

What's the closest restaurant to this address?

Hardee's is just 0.1 miles away—less than a two-minute walk. Froggy's and Tiny Bite Station are equally close.

Are there grocery stores nearby?

Yes. Food Lion is 0.8 miles away, Dollar General is 0.7 miles, and El Ranchito Mexican Store is 0.6 miles.

Can I walk to a gym from this home?

The Northampton County YMCA is 0.4 miles away—a ten-minute walk. Strong Orange Gym and Freestyle Yoga are also within a mile.

What year was this home built?

2025. It's brand-new construction with modern systems and finishes throughout.

Explore 27 Tower Hill Circle and discover what Cape Charles living offers. Contact us today to schedule your tour.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Cape Charles$450K – $620K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
    —
  • MiddleNorthampton
    —
  • HighNorthampton
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51131C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

15.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

JBLE Langley

Air Force

75min·57.2mi

Little Creek

Navy

42min·32.8mi

NS Norfolk

Navy

53min·43mi

MARFORCOM

Marines

55min·43.9mi

NSA HR

Navy

58min·44.5mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,245/mo

Principal & interest

$2,776

Property tax

$313

Home insurance

$156

PMI

None

HOA/Condo (paid separately)

$37

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$454,000 – $975,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3201 Bunbury Plantation CT · 0.1 mi · 1,913 sqft$454,000 sold 2026-05
702 Prestwick TURN · 1.9 mi · 1,794 sqft$460,000 sold 2026-09
315 Troon CT · 1.9 mi · 1,800 sqft$540,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$535,000

Price / Sq Ft

$270

Annual Taxes

$3,750

Monthly Tax

$313

HOA fee

$37 / mo

Tax Rate (effective)

0.70%

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 9, 2026$535,000—
Currently listed—$535,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is Mm Luce Lunare-Lot 27 Tower Hill Cir in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Northampton, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Luce Lunare-Lot 27 Tower Hill Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm Luce Lunare-Lot 27 Tower Hill Cir?+
Yes — Northampton County YMCA is about 0.5 miles away, per the cached nearby-places record for this address.
Are there parks near Mm Luce Lunare-Lot 27 Tower Hill Cir?+
Cape Charles Cemetery is about 0.8 miles away.
Where is the nearest grocery store to Mm Luce Lunare-Lot 27 Tower Hill Cir?+
Dollar General is about 0.8 miles away. The closest dining on record is Hardee's (0.4 mi).
Is Mm Luce Lunare-Lot 27 Tower Hill Cir a waterfront property?+
Yes. The listing record shows: Pond.
Does Mm Luce Lunare-Lot 27 Tower Hill Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Ground Maint.
When was Mm Luce Lunare-Lot 27 Tower Hill Cir built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Chelsea Axelrod · A Better Way Realty Inc. · REIN MLS #10592627

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Luce Lunare-Lot 27 Tower Hill Cir, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Luce Lunare-Lot 27 Tower Hill Cir, Cape Charles, Virginia 23310 · MLS #10592627 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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