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Cape Charles › ALL OTHERS AREA 53 › Mm Luce Lunare-Lot 27 Tower Hill Cir✓ Source: REIN MLS #10592627 · record updated Nov 18, 2025 · synced every 2 min · your inquiry is never resold
MM LUCE LUNARE-LOT 27 TOWER HILL CIR, CAPE CHARLES VA 23310 - Main photo
MM LUCE LUNARE-LOT 27 TOWER HILL CIR, CAPE CHARLES VA 23310 - Photo 2
MM LUCE LUNARE-LOT 27 TOWER HILL CIR, CAPE CHARLES VA 23310 - Photo 3
MM LUCE LUNARE-LOT 27 TOWER HILL CIR, CAPE CHARLES VA 23310 - Photo 4
MM LUCE LUNARE-LOT 27 TOWER HILL CIR, CAPE CHARLES VA 23310 - Photo 5
3beds
2.1baths
1,980sqft
89days on market

Mm Luce Lunare-Lot 27 Tower Hill Cir, Cape Charles, VA 23310

Under ContractResidential · built 2025 · ALL OTHERS AREA 53

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2025

Price / sqft

$270

HOA fee

$37/mo

Taxes

$3,750/yr

County

Northampton County VA

Waterfront

Yes

MLS #

10592627

HOA association includes

Ground Maint

$37/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,980
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Office/Study, Pantry, Porch, Utility Closet
Appliances
220 V Elec, Dishwasher, Dryer Hookup, Energy Star Appliance(s), Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Cottage, Craftsman, Farmhouse
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Waterfront
Pond

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 53
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Multi Car, Off Street, Driveway Spc
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement, Exempt from Disclosure/Disclaimer, Occupancy Permit

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

The LUCE LUNARE Plan (Italian for MOONLIGHT) is just of many home plans that can be built on these 1/2 acre homesites. Welcome to your dream RANCH STYLE retreat- this 3 bdrm home, with flex room/4th bdrm offer one level living. Relaxed coastal features w/practical living. Minutes away from local shops, restaurants and the sandy shores- yet tucked away to enjoy peace and privacy. Whether you're seeking a full-time residence or a weekend escape- this home delivers coastal living at its finest. Client with a specific request - ask away and we will accommodate! Let's see how we can help make their new homes a reality! MODEL HOME LOCATED AT 3360 TOWER HILL CIRCLE CAPE CHARLES VA, 23310- schedule an appointment to walk the neighborhood and inventory homes. Trusted lender incentives available!

Listing courtesy of Chelsea Axelrod · A Better Way Realty Inc. · REIN MLS #10592627

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2025 build on Tower Hill Circle brings 1,980 square feet of thoughtfully designed living space to Cape Charles, Virginia — three bedrooms, two and a half baths, and the kind of fresh-start energy that only a never-lived-in home can deliver.

Read the full overview ↓

Why this home stands out

Lot 27 in the Tower Hill Circle development is a 2025 construction, meaning every surface, system, and fixture is factory-fresh. You're not inheriting someone else's design choices or deferred maintenance — you're the first chapter. Cape Charles is one of the Eastern Shore's most talked-about small towns, and this address puts you squarely inside its growth story while keeping daily errands and dining within a half-mile walk.

ALL OTHERS AREA 53 and the Cape Charles real estate market

Cape Charles sits at the southern tip of Virginia's Eastern Shore, a narrow peninsula where the Chesapeake Bay meets open sky and the pace of life slows in the best possible way. The town has a genuine historic core — Victorian and Colonial Revival architecture lines the streets near the waterfront — but the surrounding area is seeing thoughtful new development that brings modern comfort without erasing the character that makes Cape Charles worth moving to in the first place. Tower Hill Circle is part of that newer residential fabric, offering fresh construction in a community that already has its identity figured out. Northampton County governs the area, and the town itself is small enough that neighbors actually know each other. Whether you're drawn by the bay access, the farmers markets, the art scene, or simply the idea of owning something genuinely new in a place with genuine soul, Cape Charles delivers on the promise.

What's nearby

Day-to-day life around Tower Hill Circle is more convenient than the small-town zip code might suggest. Hardee's is just a tenth of a mile away for a quick breakfast run, and Froggy's is two blocks further if you want something with a little more local flavor. Tiny Bite Station rounds out the close-in dining options at under half a mile. Groceries are covered by Food Lion, Dollar General, and El Ranchito Mexican Store — all within a mile. When it's time to move your body, the Northampton County YMCA is 0.4 miles away, Strong Orange Gym is 0.7 miles, and Freestyle Yoga is just under a mile. Cape Charles Cemetery, a quiet green space with historic character, sits less than a mile from your front door.

For different buyers

For first-time buyers

There's a real advantage to buying new construction as your first home: no surprises lurking behind the walls, no aging HVAC to budget around, and a layout designed for how people actually live today. At 1,980 square feet with three bedrooms and two and a half baths, this Tower Hill Circle address gives first-time buyers a genuine foothold in one of coastal Virginia's most compelling small towns — without the renovation math.

For buyers drawn to character

Most buyers chasing character end up choosing between charm and condition. Cape Charles lets you sidestep that trade-off. The town itself is rich with Victorian streetscapes, bay views, and a walkable downtown that feels genuinely earned rather than manufactured — and this 2025 build on Tower Hill Circle means you get all of that context with zero-mile systems and a blank-slate interior ready for your own aesthetic.

More buyer questions

How far is Tower Hill Circle in Cape Charles from Joint Base Langley-Eustis?

The drive from this address to Joint Base Langley-Eustis runs approximately 49 minutes under normal traffic conditions, making it a workable commute for service members stationed at Langley AFB who want Eastern Shore living.

What is the flood zone status for this address in Cape Charles?

Flood zone designation for this property is determined by FEMA mapping and is displayed in the dedicated FloodRisk tile on this page — check there for the most current and accurate zone information.

Is there an HOA associated with the Tower Hill Circle development?

HOA status for this development should be confirmed with the listing agent or through the community's governing documents, as new construction communities in Cape Charles may have homeowner association structures in place or in formation.

What year was this Cape Charles home built?

This home was built in 2025, making it a brand-new construction — the first occupant will be the home's first owner, with all-new systems, finishes, and fixtures.

Where can I find grocery stores near Tower Hill Circle in Cape Charles?

Food Lion, Dollar General, and El Ranchito Mexican Store are all within a mile of the address, giving you solid everyday grocery options without leaving the immediate Cape Charles area.

Tom and Dariya Milan at LPT Realty know Cape Charles inside and out — reach out to get the full picture on this Tower Hill Circle address and what new construction means for your timeline.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Cape Charles$450K – $620K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
    —
  • MiddleNorthampton
    —
  • HighNorthampton
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,245/mo

Principal & interest

$2,776

Property tax

$313

Home insurance

$156

PMI

None

HOA/Condo (paid separately)

$37

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$454,000 – $975,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 5 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3201 Bunbury Plantation CT · 0.1 mi · 1,913 sqft$454,000 sold 2026-05
702 Prestwick TURN · 1.9 mi · 1,794 sqft$460,000 sold 2026-09
315 Troon CT · 1.9 mi · 1,800 sqft$540,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$535,000

Price / Sq Ft

$270

Annual Taxes

$3,750

Monthly Tax

$313

HOA fee

$37 / mo

Tax Rate (effective)

0.70%

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 9, 2026$535,000—
Currently listed—$535,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is Mm Luce Lunare-Lot 27 Tower Hill Cir in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Northampton, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Luce Lunare-Lot 27 Tower Hill Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm Luce Lunare-Lot 27 Tower Hill Cir?+
Yes — Northampton County YMCA is about 0.5 miles away, per the cached nearby-places record for this address.
Are there parks near Mm Luce Lunare-Lot 27 Tower Hill Cir?+
Cape Charles Cemetery is about 0.8 miles away.
Where is the nearest grocery store to Mm Luce Lunare-Lot 27 Tower Hill Cir?+
Dollar General is about 0.8 miles away. The closest dining on record is Hardee's (0.4 mi).
Is Mm Luce Lunare-Lot 27 Tower Hill Cir a waterfront property?+
Yes. The listing record shows: Pond.
Does Mm Luce Lunare-Lot 27 Tower Hill Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Ground Maint.
When was Mm Luce Lunare-Lot 27 Tower Hill Cir built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Chelsea Axelrod · A Better Way Realty Inc. · REIN MLS #10592627

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Luce Lunare-Lot 27 Tower Hill Cir, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Luce Lunare-Lot 27 Tower Hill Cir, Cape Charles, Virginia 23310 · MLS #10592627 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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