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✓ Source: REIN MLS #10646923 · record updated Aug 31, 2026 · synced every 2 min · your inquiry is never resold
Lot 7 Family LN, COBBS CREEK VA 23035 - Main photo
$90,000
9days on market

Lot 7 Family Ln, Cobbs Creek, VA 23035

SoldLand and Farms · ALL OTHERS AREA 126

About this home

3-BEDROOM SEPTIC INSTALLED • LOT CLEARED • SURVEY COMPLETE • SAP & SITE WORK DONE! Why wait to start building when so much of the work is already finished? This beautiful 1.03-acre corner lot is ready for your vision with a 3-bedroom septic system already installed, recent survey completed, SAP on file, and the lot cleared and prepared for construction. Situated high and dry outside the flood zone, this property offers both peace of mind and an ideal setting for your future home. Located less than half a mile from Ginney Point Marina, you'll enjoy easy access to the Piankatank River for boating, fishing, kayaking, or simply soaking in the Chesapeake Bay lifestyle. Gentle river breezes and seasonal peekaboo views of the Piankatank add to the property's coastal charm. Whether you're planning a full-time residence, weekend getaway, or retirement retreat, much of the groundwork has already been completed, allowing you to focus on designing the home you've always imagined. The spacious corner setting provides flexibility for your home placement while still offering privacy and room to enjoy the outdoors. Bring your builder, your plans, and your imagination—this is a rare opportunity to own a build-ready homesite in one of the area's most desirable waterfront communities. Skip the uncertainty and expense of starting from scratch and begin building your coastal dream sooner. Your Chesapeake Bay lifestyle starts here.

Listing courtesy of Candace Segalini · Southern Trade Realty Inc. · REIN MLS #10646923

Facts & features

Type

Land and Farms

HOA

None

Taxes

$145/yr

County

Mathews County VA

MLS #

10646923

Utilities & systems

Utilities available
Electric Avail, Septic

Lot, parking & ownership

Lot size
1.0300
Road surface
Paved
Subdivision
ALL OTHERS AREA 126
Zoning
RES
Ownership
Fee Simple
Possession
DEED

Sources: REIN MLS record

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Cobbs Creek$75K – $105K

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMatthews Elementary
    —
  • MiddleThomas Hunter Middle
    —
  • HighMathews
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51115C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51115C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

11 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

Camp Peary

DoD

57min·38.3mi

NWS Yorktown

Navy

42min·29.2mi

JBLE Ft Eustis

Army

52min·36.1mi

JBLE Langley

Air Force

71min·48.2mi

NSA HR

Navy

93min·60mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$505/mo

Principal & interest

$467

Property tax

$12

Home insurance

$26

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Own a home nearby? See what it is worth today — What's your Cobbs Creek home worth?

Sale & Tax History

List Price

$90,000

Price / Sq Ft

$0

Annual Taxes

$145

Monthly Tax

$12

HOA

None

Tax Rate (effective)

0.16%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 22, 2026$90,000—
Price reducedAug 31, 2026$90,000−$5,000
SoldAug 28, 2026$90,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cobbs Creek Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is Lot 7 Family Ln in a good school zone?+
The assigned zones on the listing record are Matthews Elementary, Thomas Hunter Middle, Mathews. School attendance zones can change — always confirm enrollment with the local school division.
Is Lot 7 Family Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does Lot 7 Family Ln have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Candace Segalini · Southern Trade Realty Inc. · REIN MLS #10646923

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?
Lot 7 Family Ln, Cobbs Creek — photo

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Lot 7 Family Ln, Cobbs Creek, Virginia 23035 · MLS #10646923 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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