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✓ Source: REIN MLS #10612545 · record updated Jun 3, 2026 · synced every 2 min · your inquiry is never resold
Lot 42 Tower Hill CIR, CAPE CHARLES VA 23310 - Main photo
Lot 42 Tower Hill CIR, CAPE CHARLES VA 23310 - Photo 2
3beds
2baths
1,911sqft
180days on market

Lot 42 Tower Hill Cir, Cape Charles, VA 23310

Off MarketResidential · built 2025 · ALL OTHERS AREA 53

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

Welcome to the charming Lamanna, a coastal cottage ranch that exudes a sense of warmth and openness from the moment you step through the front door. This inviting home unfolds into a spacious open floor plan, accentuated by soaring vaulted ceilings and a comfortable owner's suite located on the first floor. Thoughtfully designed as a 3-bedroom ranch, the Lammana features a large, covered porch at the rear, offering the perfect retreat for relaxation and enjoying the outdoors. The home's layout is not only versatile but also allows for personal customization to reflect your unique style and needs. Embrace the essence of coastal Virginia living in sought after Tower Hill! Owner is a licensed real estate agent. Photos are from similar property. Property currently under contruction and finishes may be able to be customized.

Listing courtesy of Tiffany Gelzinis · Real Broker LLC · REIN MLS #10612545

Facts & features

Type

Residential

Year built

2025

Price / sqft

$243

HOA fee

$37/mo

Taxes

$4,585/yr

County

Northampton County VA

Waterfront

Yes

MLS #

10612545

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,911
Stories
1
Flooring
Carpet, Laminate/LVP, Vinyl
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, PBR with Bath, Porch
Appliances
Dishwasher, Microwave, Elec Range, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Bungalow, Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Pond

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
0.6100
Subdivision
ALL OTHERS AREA 53
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement, Owner Agent

Sources: REIN MLS record

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Cape Charles$390K – $535K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
    —
  • MiddleOther Middle School
    —
  • HighNorthampton
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51131C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

16.2 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

JBLE Langley

Air Force

75min·57.2mi

Little Creek

Navy

42min·32.8mi

NS Norfolk

Navy

53min·43mi

MARFORCOM

Marines

55min·43.9mi

NSA HR

Navy

58min·44.5mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,925/mo

Principal & interest

$2,408

Property tax

$382

Home insurance

$135

PMI

None

HOA/Condo (paid separately)

$37

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$454,000 – $600,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3201 Bunbury Plantation CT · 0.2 mi · 1,913 sqft$454,000 sold 2026-05
702 Prestwick TURN · 2 mi · 1,794 sqft$460,000 sold 2026-09
315 Troon CT · 2 mi · 1,800 sqft$540,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$464,000

Price / Sq Ft

$243

Annual Taxes

$4,585

Monthly Tax

$382

HOA fee

$37 / mo

Tax Rate (effective)

0.99%

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 5, 2026$464,000—
Currently listed—$464,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is Lot 42 Tower Hill Cir in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is Lot 42 Tower Hill Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Lot 42 Tower Hill Cir?+
Yes — Northampton County YMCA is about 0.4 miles away, per the cached nearby-places record for this address.
Are there parks near Lot 42 Tower Hill Cir?+
Cape Charles Cemetery is about 0.8 miles away.
Where is the nearest grocery store to Lot 42 Tower Hill Cir?+
Dollar General is about 0.7 miles away. The closest dining on record is Froggy’s (0.2 mi).
Is Lot 42 Tower Hill Cir a waterfront property?+
Yes. The listing record shows: Pond.
Does Lot 42 Tower Hill Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is none.
When was Lot 42 Tower Hill Cir built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Tiffany Gelzinis · Real Broker LLC · REIN MLS #10612545

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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Lot 42 Tower Hill Cir, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Lot 42 Tower Hill Cir, Cape Charles, Virginia 23310 · MLS #10612545 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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