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HartfieldALL OTHERS AREA 12597 Villa Ridge Dr #2-F✓ Source: REIN MLS #10601092 · record updated Mar 26, 2026 · synced every 2 min · your inquiry is never resold
97 Villa Ridge DR #2-F, HARTFIELD VA 23071 - Main photo
$340,000
$358 / sqft · est. $2,599/mo →
3beds
2baths
951sqft
199days on market

97 Villa Ridge Dr #2-F, Hartfield, VA 23071

SoldResidential · built 1987 · ALL OTHERS AREA 125

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek, Deep Water, Dock, Navigable.

Frontage

Creek ✓ VERIFIED

Dock

Dock

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Easy waterfront living is yours at The Coves of Wilton Creek! Beautiful condo boasting sweeping views overlooking highly desired Wilton Creek. A Deep Water (Sailboat depth) Boat Slip is included ideal for boaters wanting a sheltered anchorage only minutes to the Piankatank River & Chesapeake Bay. Inside you'll love all the tasteful finishes & the bright, airy flow. It's fully furnished & TurnKey ready to start enjoying the Coastal Good Life. This unit offers 3 Bedrooms & 2 full Bathrooms providing room for family & friends, a lovely white Kitchen w/all appliances, Great Room with gas log fireplace for cool Fall nights, Dining space each with water views. New skylights w/solar powered shades let you control the light you want in. Waterside wrap around covered deck for dining al fresco, morning coffee or evening cocktails. A full array of amenities nearby including a Clubhouse featuring creekside pool, exercise room & workshop, boat/kayak launch, tennis/pickleball courts & more.

Listing courtesy of R ReNaye Dame · Gloucester Realty Corporation · REIN MLS #10601092

Schools

  • ElementaryMiddlesex Elementary
  • MiddleSt. Clare Walker Middle
  • HighMiddlesex

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1987

Price / sqft

$358

Condo fee

$575/mo

HOA fee

$56/mo

Taxes

$1,250/yr

County

Middlesex County VA

Waterfront

Yes

MLS #

10601092

Association amenities

Boat SlipClubhouseDockExercise RmGround MaintPoolRV StorageSewerTennis CtsTrash PickupWater

$575/mo condo fee + $56/mo HOA fee · The Villas at Wilton Creek Unit Owners Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
951
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, Assigned Storage, Attic, Balcony, Breakfast Area, Foyer, Loft, PBR with Bath, Porch, Utility Closet, Workshop
Interior features
Bar, Cathedral Ceiling, Fireplace Gas-propane, Skylights, Walk-In Attic, Walk-In Closet, Window Treatments
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
2 Unit Condo
Subtype
Attached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Wood
Exterior features
Corner, Deck, Tennis Court, Well
Pool
No Pool
Waterfront
Creek,Deep Water,Dock,Navigable
Deep-water access
Yes

Utilities & systems

Heating
Heat Pump,Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
0.0120
Approx. acres
0.01
Subdivision
ALL OTHERS AREA 125
Unit / floor
2-F
Zoning
R
Ownership
Condo
Garage
No
Parking
Assigned/Reserved
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51119C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,968/mo

Principal & interest

$1,764

Property tax

$104

Home insurance

$99

PMI

None

HOA/Condo (paid separately)

$631

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$340,000

Price / Sq Ft

$358

Annual Taxes

$1,250

Monthly Tax

$104

HOA + condo fees

$631 / mo

Tax Rate (effective)

0.37%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 22, 2025$340,000
SoldMar 26, 2026$340,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Hartfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 97 Villa Ridge Dr #2-F in a good school zone?+
The assigned zones on the listing record are Middlesex Elementary, St. Clare Walker Middle, Middlesex. School attendance zones can change — always confirm enrollment with the local school division.
Is 97 Villa Ridge Dr #2-F in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 97 Villa Ridge Dr #2-F?+
Stamper's Bay Landing is about 1 miles away.
Is 97 Villa Ridge Dr #2-F a waterfront property?+
Yes. The listing record shows: Creek,Deep Water,Dock,Navigable.
Does 97 Villa Ridge Dr #2-F have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is The Villas at Wilton Creek Unit Owners Association. Association amenities on record include: Boat Slip, Clubhouse, Dock, Exercise Rm, Ground Maint, Pool, RV Storage, Sewer, Tennis Cts, Trash Pickup.
When was 97 Villa Ridge Dr #2-F built?+
It was built in 1987, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of R ReNaye Dame · Gloucester Realty Corporation · REIN MLS #10601092

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

97 Villa Ridge Dr #2-F, Hartfield — photo

This one's sold — the next one doesn't have to be.

97 Villa Ridge Dr #2-F, Hartfield, Virginia 23071 · MLS #10601092 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.