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Cape CharlesCAPE CHARLES637 Madison Ave✓ Source: REIN MLS #10637323 · record updated Jul 1, 2026 · synced every 5 min · your inquiry is never resold
637 Madison AVE, CAPECHARLES VA 23310 - Main photo
637 Madison AVE, CAPECHARLES VA 23310 - Photo 2
637 Madison AVE, CAPECHARLES VA 23310 - Photo 3
637 Madison AVE, CAPECHARLES VA 23310 - Photo 4
637 Madison AVE, CAPECHARLES VA 23310 - Photo 5
$599,999
$309 / sqft · est. $3,288/mo →
4beds
2.1baths
1,944sqft
30days on market

637 Madison Ave, Cape Charles, VA 23310

ActiveResidential · built 1930 · CAPE CHARLES

About this home

The listing, in the seller's words

Charming 4 Bedroom Beach Cottage with Timeless Character in the Heart of Historic Cape Charles! Tucked into one of Virginia's most beloved coastal towns, this enchanting cottage is bursting with personality and charm. Beautiful hardwood floors flow throughout every room, creating a warm and inviting atmosphere that instantly feels like home. The thoughtful layout offers wonderful single level living with a primary en-suite on the first floor, a spacious full kitchen with eat-in dining room, a welcoming living room, and the convenience of first floor laundry. Upstairs you will find three additional bedrooms, a full bath, and a fantastic second living room or a game room, movie nights, or a cozy gathering space. Entertain, relax, and breathe easy on the gorgeous screened-in porch, a retreat for morning coffee, evening sunsets, or gathering with everyone you love. The low maintenance Trex decking, fully fenced yard, and private outdoor shower make this home as functional as it is charming. Cape Charles itself is the crown jewel of Virginia's Eastern Shore, a charming seaside town known for its pristine beaches, boutique shops, farm-to-table dining, and a small-town spirit that feels like stepping back in time. Hardwood floors throughout, a primary en-suite on the first floor, first floor laundry, 2.5 bathrooms, Trex decking, a screened-in porch enjoyable year-round, a private outdoor shower, and a fully fenced yard, all just steps from the beach, shops, and dining in the heart of historic Cape Charles. This is more than a home. It is a lifestyle. Come experience it for yourself.

Listing courtesy of Kelly Jenne · Swell Realty Co · REIN MLS #10637323

VaHome team overview

Our read on this home

At a glance

637 Madison Avenue is a four-bedroom, 1930s home in the heart of Cape Charles, Virginia — a walkable, small-town gem on the Chesapeake Bay. With nearly 2,000 square feet and a historic character that newer construction simply can't replicate, this address puts you steps from some of the Eastern Shore's best local spots.

Read the full overview ↓

Why this home stands out

Built in 1930, this 1,944-square-foot home carries the kind of architectural bones that take generations to develop — generous room proportions, period details, and a presence that stands apart from modern tract construction. Four bedrooms and 2.5 baths give you real flexibility, whether that's a dedicated home office, a guest room, or space for a growing household. In a town this size, addresses like this one don't come around often.

About the Cape Charles real estate market

Cape Charles is one of those rare places that feels genuinely discovered rather than developed. Platted in the 1880s as a railroad terminus, the town's historic district is a walkable grid of Victorian and Colonial Revival homes, tree-lined streets, and a compact downtown that punches well above its size. Sitting on the southern tip of Virginia's Eastern Shore, Cape Charles faces the Chesapeake Bay to the west, which means legendary sunsets are simply part of the backdrop. The town has drawn artists, retirees, remote workers, and families who want a slower pace without sacrificing quality of life. Madison Avenue sits squarely within that historic core, placing you within an easy walk of the beach, the harbor, and the local businesses that give Cape Charles its distinct personality. Northampton County governs the area, and the town itself has invested steadily in its infrastructure and public spaces. If the phrase "Cape Charles historic district homes" describes what you've been searching for, this address delivers it authentically.

What's nearby

Daily life from 637 Madison Avenue is genuinely walkable. Central Park is just 0.2 miles away — a natural anchor for morning walks or afternoon downtime. Coastal Baking Co., Rayfield Fountain, and El Soul are all within 0.3 miles, covering everything from a quick breakfast to a full sit-down dinner. For coffee, you have three distinct options within 0.4 miles: Peach Street Books, Edible Picasso, and Cape Charles Coffee House. Specialty grocery runs are easy too — Drizzles Oil & Vinegar Tasting Store and Gull Hummock Gourmet Market are both under half a mile. Sky's The Limit Yoga Co. is right around the corner for fitness, and the Cape Charles Natural Area Preserve is just a mile out when you want a longer nature escape.

For different buyers

For families upgrading

Four bedrooms and 2.5 baths in a 1930s home with nearly 2,000 square feet gives an upgrading family genuine room to spread out — without the cookie-cutter feel of a newer subdivision. The walkable downtown means kids can actually walk somewhere, and Central Park is just two blocks away. Cape Charles is a small town with a tight community feel, which tends to matter a lot once you have a family to raise in it.

For buyers drawn to character

If you've been scrolling past beige interiors and vinyl-sided new builds, 637 Madison Avenue is a different conversation entirely. A 1930 construction date means real architectural character — the kind that comes from era-specific craftsmanship rather than a design trend. Cape Charles's historic district is one of the best-preserved small-town streetscapes on the East Coast, and this address puts you right in the middle of it.

More buyer questions

How far is 637 Madison Avenue from Joint Base Langley-Eustis?

Joint Base Langley-Eustis is approximately 46 minutes from 637 Madison Avenue, primarily via the Chesapeake Bay Bridge-Tunnel and I-64. The commute is longer than typical Hampton Roads drives, so it's worth factoring into your routine planning.

What is the flood zone status for 637 Madison Avenue in Cape Charles?

Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data. Cape Charles is a coastal community, so reviewing that tile carefully is a smart step before making any decisions.

Is 637 Madison Avenue in a historic district?

Yes — the address sits within Cape Charles's historic district, which covers the original town grid platted in the 1880s. Historic district designation can affect exterior renovation guidelines, so it's worth reviewing Northampton County and town-level rules if you're planning significant changes.

What is Cape Charles like as a place to live year-round?

Cape Charles has a small but active year-round population, and the town has invested in its downtown, harbor, and public spaces over the past decade. While summer brings more visitors, the core community of local businesses, restaurants, and neighbors is present all four seasons.

Does 637 Madison Avenue have a garage?

Garage and parking details for this specific property are best confirmed through the current listing data or a direct walkthrough — structural features like garages are noted in the property record and can be verified quickly.

Tom and Dariya Milan at LPT Realty know Cape Charles and the Eastern Shore well. Reach out through vahome.com to ask questions or schedule a visit to 637 Madison Avenue.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1930

Price / sqft

$309

HOA

None

County

Northampton County VA

Waterfront

Yes

MLS #

10637323

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,288/mo

Principal & interest

$3,113

Property tax

$0

Home insurance

$175

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$454,000$975,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

315 Troon CT · 1.1 mi · 1,800 sqft$540,000 sold 2026-06
708 Connors CT · 0.4 mi · 1,822 sqft$719,900 under contract
703 Connors CT · 0.4 mi · 1,822 sqft$759,900 under contract

Sale & Tax History

List Price

$599,999

Price / Sq Ft

$309

Annual Taxes

N/A

Monthly Tax

N/A

HOA

None

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 1, 2026$599,999
Price reducedJun 18, 2026$599,999−$25,001
Currently listed$599,999

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

30 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 637 Madison Ave in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 637 Madison Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 637 Madison Ave?+
Yes — Sky's The Limit Yoga Co is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 637 Madison Ave?+
Central Park is about 0.2 miles away.
Where is the nearest grocery store to 637 Madison Ave?+
Drizzles Oil & Vinegar Tasting Store is about 0.4 miles away. The closest dining on record is Rayfield Fountain (0.3 mi).
Does 637 Madison Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 637 Madison Ave built?+
It was built in 1930, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Kelly Jenne · Swell Realty Co · REIN MLS #10637323

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

637 Madison Ave, Cape Charles, Virginia 23310 · MLS #10637323 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.