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Cape CharlesCAPE CHARLES637 Madison Ave✓ Source: REIN MLS #10637323 · record updated Jul 23, 2026 · synced every 2 min · your inquiry is never resold
637 Madison AVE, CAPE CHARLES VA 23310 - Main photo
637 Madison AVE, CAPE CHARLES VA 23310 - Photo 2
637 Madison AVE, CAPE CHARLES VA 23310 - Photo 3
637 Madison AVE, CAPE CHARLES VA 23310 - Photo 4
637 Madison AVE, CAPE CHARLES VA 23310 - Photo 5
$599,999
$309 / sqft · est. $3,288/mo →
4beds
2.1baths
1,944sqft
52days on market

637 Madison Ave, Cape Charles, VA 23310

ActiveResidential · built 1930 · CAPE CHARLES

About this home

The listing, in the seller's words

Charming 4 Bedroom Beach Cottage with Timeless Character in the Heart of Historic Cape Charles! Tucked into one of Virginia's most beloved coastal towns, this enchanting cottage is bursting with personality and charm. Beautiful hardwood floors flow throughout every room, creating a warm and inviting atmosphere that instantly feels like home. The thoughtful layout offers wonderful single-level living with a primary en-suite on the first floor, a spacious full kitchen with an eat-in dining room, a welcoming living room, and the convenience of first-floor laundry. Upstairs you will find three additional bedrooms, a full bath, and a fantastic second living room or a game room. Entertain on the screened-in porch, a retreat for morning coffee and evening sunsets. The Trex decking, fully fenced yard, and private outdoor shower make this home as functional as it is charming. Cape Charles itself is the crown jewel of Virginia's Eastern Shore, a charming seaside town known for its pristine beaches, boutique shops, farm-to-table dining, and a small-town spirit. Hardwood floors throughout, a primary en-suite on the first floor, first-floor laundry, 2.5 bathrooms, Trex decking, a screened-in porch enjoyable year-round, a private outdoor shower, and a fully fenced yard, in the heart of historic Cape Charles. This is more than a home. It is a lifestyle. Come experience it for yourself.

Listing courtesy of Kelly Jenne · Swell Realty Co · REIN MLS #10637323

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

637 Madison Avenue is a four-bedroom, 1930s home in the heart of Cape Charles, Virginia — a walkable, small-town gem on the Chesapeake Bay. With nearly 2,000 square feet, classic historic character, and an unbeatable location steps from the town's best shops and restaurants, this address has a lot going for it.

Read the full overview ↓

Why this home stands out

Homes built in 1930 carry a kind of architectural honesty that newer construction rarely replicates — real proportions, solid bones, and details that tell a story. At 637 Madison Avenue, you get that historic character in one of Virginia's most talked-about small towns, with 1,944 square feet spread across four bedrooms and two and a half baths. The walkable grid of Cape Charles means the coffee shop, the bookstore, and a great dinner are all within a half-mile of your front door.

About the Cape Charles real estate market

Cape Charles is a late-19th-century railroad town on the southern tip of Virginia's Eastern Shore, and it has quietly become one of the most distinctive small communities on the mid-Atlantic coast. The town sits along the Chesapeake Bay, and its compact, walkable grid of tree-lined streets, Victorian and Colonial Revival homes, and locally owned storefronts gives it a character that's genuinely hard to find. 637 Madison Avenue sits right in the middle of that grid — close enough to the town center to walk everywhere, but on a residential street that still feels like a neighborhood. Cape Charles real estate has drawn attention from buyers seeking a slower pace without sacrificing quality of life, and Madison Avenue is one of those addresses that makes the appeal immediately obvious. The town is part of Northampton County, and while it's a small community, it punches well above its size in terms of restaurants, arts, and outdoor access to the bay and surrounding natural areas.

What's nearby

Daily life at 637 Madison Avenue is genuinely walkable. El Soul, Rayfield Fountain, and Cape Charles Mini Golf & Albatross Cafe are all within two-tenths of a mile — dinner and a casual evening out without moving the car. For your morning routine, Peach Street Books, Edible Picasso, and Cape Charles Coffee House are all within a half-mile. Drizzles Oil & Vinegar Tasting Store and Gull Hummock Gourmet Market handle specialty grocery needs nearby. Sky's The Limit Yoga Co is just a block away, Central Park is a three-minute walk, and Cape Charles Natural Area Preserve is under a mile out for bigger outdoor adventures.

For different buyers

For first-time buyers

If you've been imagining your first home in a place with real personality, 637 Madison Avenue is worth a close look. Cape Charles is the kind of town where neighbors actually know each other, and a 1930s home with four bedrooms gives you room to grow without the cookie-cutter feel of newer subdivisions. The walkable location means you can build a daily routine that doesn't revolve entirely around your car.

For buyers drawn to character

For buyers who care about authenticity, Cape Charles is one of the Eastern Shore's best-kept secrets — and 637 Madison Avenue is right at its center. A home built in 1930 with four bedrooms and nearly 2,000 square feet offers the kind of scale and craftsmanship that's genuinely rare. Pair that with a walkable location in a bay town that's drawing national attention, and you have an address worth knowing.

More buyer questions

How far is 637 Madison Avenue from Joint Base Langley-Eustis?

637 Madison Avenue is approximately 46 minutes from Joint Base Langley-Eustis (Langley AFB), primarily via the Chesapeake Bay Bridge-Tunnel and I-64. The commute is longer than many Hampton Roads addresses, so it's worth factoring into your daily planning.

What is the flood zone status for 637 Madison Avenue?

Cape Charles is a coastal community, so flood zone designation is an important consideration for any property in town. The flood risk tile on this page reflects the current FEMA designation for 637 Madison Avenue specifically.

Is there an HOA at 637 Madison Avenue?

637 Madison Avenue is a single-family residential property in the Town of Cape Charles — there is no HOA associated with this address.

What is the walkability like around 637 Madison Avenue?

Walkability is one of this address's strongest attributes. Restaurants, coffee shops, a yoga studio, a bookstore, and a park are all within a half-mile, making Cape Charles's town center genuinely accessible on foot from Madison Avenue.

What architectural style is 637 Madison Avenue?

Built in 1930, the home reflects the residential architecture common to Cape Charles's historic district — a period when the town was built out with solid, well-proportioned homes designed to last. The four-bedroom layout and 1,944 square feet reflect the generous scale typical of that era.

Want to know more about 637 Madison Avenue or Cape Charles as a whole? Tom and Dariya Milan at LPT Realty are happy to walk you through everything this address and town have to offer.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1930

Price / sqft

$309

HOA

None

County

Northampton County VA

MLS #

10637323

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
1,944
Stories
2
Flooring
Bamboo, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
11
Other rooms
1st Floor BR, Assigned Storage, Attic, Porch, Screened Porch, Rec Room, Spare Room, 1st Floor Primary BR
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Range, Gas Range, Refrigerator, Washer, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan
Accessibility
Grab bars

Construction & exterior

Style
Farmhouse, Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Wood
Pool
No Pool
Fencing
Back Fenced

Utilities & systems

Heating
Basebd, Electric, Oil
Cooling
Window/Wall, Zoned
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0600
Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc, Street
Possession
SIMPLE
Disclosures
Historical District, Owner Agent

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,288/mo

Principal & interest

$3,113

Property tax

$0

Home insurance

$175

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$454,000$975,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

315 Troon CT · 1.1 mi · 1,800 sqft$540,000 sold 2026-06
3201 Bunbury Plantation CT · 1.6 mi · 1,913 sqft$454,000 sold 2026-05
166 Muirfield Drive · 1.5 mi · 2,121 sqft$975,000 sold 2026-04

Sale & Tax History

List Price

$599,999

Price / Sq Ft

$309

Annual Taxes

N/A

Monthly Tax

N/A

HOA

None

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 1, 2026$599,999
Price reducedJun 18, 2026$599,999−$25,001
Currently listed$599,999

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

52 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 637 Madison Ave in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 637 Madison Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 637 Madison Ave?+
Yes — Sky's The Limit Yoga Co is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 637 Madison Ave?+
Central Park is about 0.2 miles away.
Where is the nearest grocery store to 637 Madison Ave?+
Drizzles Oil & Vinegar Tasting Store is about 0.4 miles away. The closest dining on record is Rayfield Fountain (0.3 mi).
Does 637 Madison Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 637 Madison Ave built?+
It was built in 1930, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Kelly Jenne · Swell Realty Co · REIN MLS #10637323

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

637 Madison Ave, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

637 Madison Ave, Cape Charles, Virginia 23310 · MLS #10637323 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.