Skip to main content
Cape CharlesCAPE CHARLES637 Madison Ave✓ Source: REIN MLS #10637323 · record updated Jul 23, 2026 · synced every 2 min · your inquiry is never resold
637 Madison AVE, CAPE CHARLES VA 23310 - Main photo
637 Madison AVE, CAPE CHARLES VA 23310 - Photo 2
637 Madison AVE, CAPE CHARLES VA 23310 - Photo 3
637 Madison AVE, CAPE CHARLES VA 23310 - Photo 4
637 Madison AVE, CAPE CHARLES VA 23310 - Photo 5
4beds
2.1baths
1,944sqft
64days on market

637 Madison Ave, Cape Charles, VA 23310

ActiveResidential · built 1930 · CAPE CHARLES

Facts & features

Type

Residential

Year built

1930

Price / sqft

$309

HOA

None

County

Northampton County VA

MLS #

10637323

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
1,944
Stories
2
Flooring
Bamboo, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
11
Other rooms
1st Floor BR, Assigned Storage, Attic, Porch, Screened Porch, Rec Room, Spare Room, 1st Floor Primary BR
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Range, Gas Range, Refrigerator, Washer, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan
Accessibility
Grab bars

Construction & exterior

Style
Farmhouse, Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Wood
Pool
No Pool
Fencing
Back Fenced

Utilities & systems

Heating
Basebd, Electric, Oil
Cooling
Window/Wall, Zoned
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0600
Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc, Street
Possession
SIMPLE
Disclosures
Historical District, Owner Agent

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Charming 4 Bedroom Beach Cottage with Timeless Character in the Heart of Historic Cape Charles! Tucked into one of Virginia's most beloved coastal towns, this enchanting cottage is bursting with personality and charm. Beautiful hardwood floors flow throughout every room, creating a warm and inviting atmosphere that instantly feels like home. The thoughtful layout offers wonderful single-level living with a primary en-suite on the first floor, a spacious full kitchen with an eat-in dining room, a welcoming living room, and the convenience of first-floor laundry. Upstairs you will find three additional bedrooms, a full bath, and a fantastic second living room or a game room. Entertain on the screened-in porch, a retreat for morning coffee and evening sunsets. The Trex decking, fully fenced yard, and private outdoor shower make this home as functional as it is charming. Cape Charles itself is the crown jewel of Virginia's Eastern Shore, a charming seaside town known for its pristine beaches, boutique shops, farm-to-table dining, and a small-town spirit. Hardwood floors throughout, a primary en-suite on the first floor, first-floor laundry, 2.5 bathrooms, Trex decking, a screened-in porch enjoyable year-round, a private outdoor shower, and a fully fenced yard, in the heart of historic Cape Charles. This is more than a home. It is a lifestyle. Come experience it for yourself.

Listing courtesy of Kelly Jenne · Swell Realty Co · REIN MLS #10637323

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Built in 1930 and full of character, 637 Madison Avenue puts you in the heart of Cape Charles's historic downtown — four bedrooms, two and a half baths, nearly 2,000 square feet, and a walkable small-town lifestyle that's genuinely hard to find anywhere else on the Eastern Shore.

Read the full overview ↓

Why this home stands out

What separates 637 Madison Avenue from newer construction is the combination of nearly a century of architectural bones and a location that lets you walk to restaurants, coffee, yoga, and the beach. Cape Charles is one of the most intact Victorian-era towns on the East Coast, and Madison Avenue sits squarely in the middle of it — not on the fringe, not a few blocks away, but right in the thick of it.

About the Cape Charles real estate market

Cape Charles is a small, walkable town on Virginia's Eastern Shore with a personality that punches well above its size. The historic district — where 637 Madison Avenue lives — is a grid of tree-lined streets lined with late-19th and early-20th century homes, many of them carefully restored. The town was purpose-built as a railroad terminus in the 1880s, and that planned-town DNA still shows: wide sidewalks, a compact commercial block, and a genuine sense of community. Northampton County governs the area, keeping the pace deliberate and the density low. The Chesapeake Bay sits just a few blocks west, and the town beach is a short walk from the front door. Residents here tend to know their neighbors, support local businesses, and choose Cape Charles specifically because it offers something the larger Hampton Roads metros don't — genuine small-town texture without sacrificing access.

What's nearby

Daily life at 637 Madison Avenue is refreshingly walkable. El Soul, Rayfield Fountain, and Cape Charles Mini Golf & Albatross Cafe are all within two-tenths of a mile — dinner and dessert without moving the car. Coffee is covered three ways: Peach Street Books, Edible Picasso, and Cape Charles Coffee House are all within half a mile. For groceries and specialty provisions, Drizzles Oil & Vinegar Tasting Store is four-tenths of a mile away and Gull Hummock Gourmet Market is just over half a mile. Sky's The Limit Yoga Co is a one-minute walk at 0.1 miles. Central Park is three-tenths of a mile for open-air time, and Cape Charles Natural Area Preserve — a birding and hiking gem — is under a mile out.

For different buyers

For first-time buyers

Cape Charles is one of those places people discover and immediately wonder why they didn't look sooner. For buyers stepping into homeownership, 637 Madison Avenue offers four bedrooms and a half-bath powder room in a 1930 home on a street where the neighborhood does a lot of the living for you — coffee, food, yoga, and the bay beach all within easy walking distance. It's a strong foothold in a town with a loyal, tight-knit community.

For buyers drawn to character

If you've been searching for a home with real history, 637 Madison Avenue delivers it. Built in 1930, this four-bedroom house carries the proportions, details, and street presence that newer builds simply can't replicate. Cape Charles's historic district is one of the most architecturally cohesive small towns in Virginia — and this address puts you at the center of it, walkable to everything the town offers.

More buyer questions

How far is 637 Madison Avenue from Joint Base Langley-Eustis?

Joint Base Langley-Eustis is approximately 46 minutes from 637 Madison Avenue, primarily via the Hampton Roads Bridge-Tunnel or the Chesapeake Bay Bridge-Tunnel depending on your route. The Eastern Shore's lower cost of living and quieter pace make the commute a trade-off many military families find worthwhile.

What is the flood zone status for 637 Madison Avenue in Cape Charles?

Flood zone information for 637 Madison Avenue is displayed in the FloodRisk tile on this page, which pulls current FEMA map data. Given Cape Charles's coastal location, reviewing that tile carefully before making decisions is strongly recommended.

Is there an HOA for 637 Madison Avenue?

637 Madison Avenue is located within the historic district of Cape Charles, which carries local historic preservation guidelines but is not governed by a private HOA. Always confirm current regulatory status with your agent.

What architectural style is 637 Madison Avenue?

The home was built in 1930, placing it in the late Colonial Revival and early American Foursquare era that defines much of Cape Charles's historic streetscape. The town itself was platted in the 1880s, so homes from the 1930s represent a slightly later but still historically significant layer of the district.

How walkable is 637 Madison Avenue in Cape Charles?

Extremely walkable by small-town standards — restaurants, coffee shops, a yoga studio, and a park are all within three-tenths of a mile, and the town's bay beach is reachable on foot. Cape Charles's compact grid layout is one of its defining advantages over more spread-out Eastern Shore communities.

Tom and Dariya Milan at LPT Realty know Cape Charles well — reach out to get a straightforward conversation about 637 Madison Avenue and what it could mean for your next chapter.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Cape Charles$505K – $690K4+ beds

Listings refresh every 2 minutes, straight from the MLS. At most one email a day. Unsubscribe anytime.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,288/mo

Principal & interest

$3,113

Property tax

$0

Home insurance

$175

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$454,000$975,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 4 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

315 Troon CT · 1.1 mi · 1,800 sqft$540,000 sold 2026-06
702 Prestwick TURN · 1.1 mi · 1,794 sqft$460,000 sold 2026-09
3201 Bunbury Plantation CT · 1.6 mi · 1,913 sqft$454,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$599,999

Price / Sq Ft

$309

Annual Taxes

N/A

Monthly Tax

N/A

HOA

None

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 1, 2026$599,999
Price reducedJun 18, 2026$599,999−$25,001
Currently listed$599,999

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

64 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 637 Madison Ave in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 637 Madison Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 637 Madison Ave?+
Yes — Sky's The Limit Yoga Co is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 637 Madison Ave?+
Central Park is about 0.2 miles away.
Where is the nearest grocery store to 637 Madison Ave?+
Drizzles Oil & Vinegar Tasting Store is about 0.4 miles away. The closest dining on record is Rayfield Fountain (0.3 mi).
Does 637 Madison Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 637 Madison Ave built?+
It was built in 1930, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Kelly Jenne · Swell Realty Co · REIN MLS #10637323

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

637 Madison Ave, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

637 Madison Ave, Cape Charles, Virginia 23310 · MLS #10637323 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.