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✓ Source: REIN MLS #10655707 · record updated Oct 27, 2026 · synced every 2 min · your inquiry is never resold
5430 Stumptown DR, CAPE CHARLES VA 23310 - Main photo
5430 Stumptown DR, CAPE CHARLES VA 23310 - Photo 2
5430 Stumptown DR, CAPE CHARLES VA 23310 - Photo 3
5430 Stumptown DR, CAPE CHARLES VA 23310 - Photo 4
5430 Stumptown DR, CAPE CHARLES VA 23310 - Photo 5
3beds
2baths
1,947sqft
28days on market

5430 Stumptown Dr, Cape Charles, VA 23310

ActiveResidential · built 2026 · THE LANDINGS

About this home

Experience luxury main-level living in the highly sought-after Palladio floorplan at The Landings in Cape Charles. Designed for both comfort and entertaining, this open-concept home features a spacious great room, gourmet kitchen, and dining area that flow seamlessly together. The private owner's suite offers a relaxing retreat, while generously sized secondary bedrooms provide plenty of space for family and guests. Step outside to the expansive covered rear porch, perfect for enjoying morning coffee, evening sunsets, and the peaceful surroundings. Situated on a rare homesite of over an acre, this home offers the privacy and room to spread out that today's buyers crave. Located just minutes from Cape Charles Beach, local dining, shopping, golf, and marinas, The Landings combines the best of coastal living with the space and freedom of large homesites. No HOA and plenty of room to enjoy your property your way.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10655707

Facts & features

Type

Residential

Year built

2026

Price / sqft

$218

HOA

None

Taxes

$3,084/yr

County

Northampton County VA

MLS #

10655707

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,947
Stories
1
Flooring
Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, Foyer, Office/Study, Pantry, Porch
Appliances
Dishwasher, Energy Star Appliance(s), Microwave

Construction & exterior

Style
Craftsman
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
Private
Sewer
Septic

Lot, parking & ownership

Subdivision
THE LANDINGS
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

5430 Stumptown Drive is a brand-new three-bedroom, two-bath home in Cape Charles, Virginia. Built in 2026, it delivers 1,947 square feet of fresh construction on the Eastern Shore. The pace here is slower, the skies are wider, and the Chesapeake Bay is close.

Read the full overview ↓

Why this home stands out

New construction in Cape Charles is rare. This 2026-built home gives you modern systems, a clean slate, and no deferred maintenance from day one. Three bedrooms and two full baths spread across 1,947 square feet. The Eastern Shore lifestyle — water, farmland, and a walkable historic downtown — wraps around you the moment you arrive.

THE LANDINGS and the Cape Charles real estate market

Cape Charles sits at the southern tip of Virginia's Eastern Shore, in Northampton County. The town has a compact, walkable grid of tree-lined streets and late-Victorian architecture. Wide front porches and unhurried neighbors define the feel of the blocks here. Stumptown Drive puts you just outside the historic core, where lots run larger and the pace is even quieter. The Bay is minutes away, and the town beach is one of the best on the Chesapeake. Cape Charles itself is a small town with outsized character. The main street runs through a preserved downtown with local shops, galleries, and restaurants. Getting around the broader Shore means driving, but the routes are scenic and uncrowded. The Chesapeake Bay Bridge-Tunnel connects the Shore to Virginia Beach and Norfolk in about an hour. Anyone comparing homes for sale in Cape Charles will notice how different this community feels from the mainland — in the best way.

What's nearby

Daily errands are simpler than you might expect for a town this size. A Dollar General sits just 0.7 miles away for quick household needs. Barrier Islands Salt Co., a local artisan grocer, is 0.9 miles from the door — a great source for locally made and specialty goods. Buttercups Biscuits & Bagels is one mile out and already a favorite morning stop for the area. The historic downtown strip adds restaurants, a coffee shop, and a harbor view to your weekly routine.

For different buyers

Base commute and VA loan notes

Joint Base Langley-Eustis is about 58 minutes from 5430 Stumptown Drive via the Chesapeake Bay Bridge-Tunnel. VA loan financing is widely used in this part of the Shore, and new construction means no repair negotiations at closing. A 2026 build also means warranties on major systems are still active from day one.

For first-time buyers

New construction removes a lot of the uncertainty that comes with buying an older home. Everything at 5430 Stumptown Drive — roof, systems, finishes — starts at zero miles. Three bedrooms and two full baths give you real flexibility from the start. Cape Charles is one of the more approachable entry points into Eastern Shore ownership, and 1,947 square feet leaves room to grow into.

More buyer questions

How far is 5430 Stumptown Drive from Joint Base Langley-Eustis?

The drive is about 58 minutes, primarily via the Chesapeake Bay Bridge-Tunnel connecting the Eastern Shore to Hampton Roads.

What year was 5430 Stumptown Drive built?

The home was built in 2026, making it brand-new construction with modern systems and finishes throughout.

Is there an HOA at 5430 Stumptown Drive?

HOA status should be confirmed with your agent, as community rules can vary by subdivision and plat in Cape Charles.

What is the flood zone status for 5430 Stumptown Drive?

Flood zone designation for this address is displayed in the FloodRisk tile on this page — review it carefully given the coastal Eastern Shore location.

Where is Cape Charles located relative to Virginia Beach and Norfolk?

Cape Charles is on Virginia's Eastern Shore, connected to Virginia Beach and Norfolk by the Chesapeake Bay Bridge-Tunnel — roughly a 60-minute drive.

Tom and Dariya Milan know the Eastern Shore market well. Reach out to schedule a walkthrough of 5430 Stumptown Drive and get your questions answered.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Cape Charles$360K – $490K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
    —
  • MiddleNorthampton
    —
  • HighNorthampton
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51131C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

34.1 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

JBLE Langley

Air Force

88min·62mi

Little Creek

Navy

46min·37.7mi

NS Norfolk

Navy

58min·47.8mi

MARFORCOM

Marines

60min·48.7mi

NSA HR

Navy

63min·49.3mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,586/mo

Principal & interest

$2,205

Property tax

$257

Home insurance

$124

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$220,000 – $522,290

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 1 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

LOT 17 The Landings · 0.1 mi · 1,947 sqft$522,290 under contract
17063 Station LN · 0.9 mi · 1,924 sqft$220,000 sold 2026-08
LOT 7 The Landings · 0.3 mi · 1,966 sqft$379,870 under contract

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$424,990

Price / Sq Ft

$218

Annual Taxes

$3,084

Monthly Tax

$257

HOA

None

Tax Rate (effective)

0.73%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 29, 2026$424,990—
Currently listed—$424,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

28 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 5430 Stumptown Dr in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Northampton, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 5430 Stumptown Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 5430 Stumptown Dr have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 5430 Stumptown Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10655707

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

5430 Stumptown Dr, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5430 Stumptown Dr, Cape Charles, Virginia 23310 · MLS #10655707 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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