9 days on market
Aerial flyover rendering — usually ready in a couple minutes.
$899,000
521 Monroe Ave
Cape Charles, Virginia 23310
MLS# 10634730 · CAPE CHARLES · Northampton County VA
Updated May 22, 2026 · Source: REIN MLS
Est. payment
$5,421/mo
Edit below
Price / sq ft
$293
3,072 sq ft
Days on market
9
New listing
HOA
None
Year built
1920
106 yrs old
Beds
0
Full Baths
0
Half Baths
0
Sq Ft
3,072
Garage
N/A
Schools
- ElementaryKiptopeke Elementary—
- MiddleOther Middle School—
- HighNorthampton—
Info provided by GreatSchools
About this home
Rare turnkey duplex investment opportunity in the heart of historic Cape Charles. Fully renovated in 2020, this coastal property features two identical units, each offering 3 bedrooms, 2 full baths, spacious living areas, full kitchens with stainless appliances, dining areas, hardwood flooring, wall-to-wall carpet, attic storage, and in-unit washers & dryers. Both units include central HVAC with heat pumps, double-pa…
Listed by Steve Marable · Iron Valley Real Estate HR
VaHome Team property overview
521 Monroe Avenue is a century-old multi-family property in the heart of Cape Charles's historic downtown — over 3,000 square feet of character-rich space on a walkable block steps from the bay, boutiques, and some of the Eastern Shore's best local dining.
Read full property overview ↓Show less ↑
Why this home stands out
Built in 1920, this 3,072-square-foot multi-family residence carries the architectural bones of early-twentieth-century Cape Charles — a town that was literally designed from scratch as a railroad terminus and has maintained its grid-street charm ever since. Owning here means holding a piece of that story, with the added flexibility that a multi-family footprint provides on one of the most sought-after streets in town.
About the Cape Charles real estate market
Cape Charles, Virginia is one of the Eastern Shore's most distinctive small towns — a planned Victorian-era community laid out in the 1880s by the New York, Philadelphia and Norfolk Railroad, and remarkably intact today. Monroe Avenue sits inside the Cape Charles Historic District, where tree-lined streets, wide front porches, and turn-of-the-century architecture set the tone for daily life. The town's compact downtown is genuinely walkable, with independent shops, restaurants, and galleries concentrated along Mason and Bay Avenues just a short stroll away. Beyond the storefronts, Cape Charles Beach offers a calm, bay-side alternative to the Atlantic surf — ideal for kayaking, paddleboarding, or simply watching the sun set over the Chesapeake. The broader Northampton County setting means lower density, open farmland on the edges of town, and a pace that feels intentionally unhurried. Whether you're drawn by the architecture, the water, or the tight-knit community feel, 521 Monroe Avenue puts you at the center of everything Cape Charles has to offer.
What's nearby
Daily life from 521 Monroe Avenue is refreshingly convenient for a small town. Central Park is literally a block away — a quick morning walk with coffee in hand. Speaking of coffee, Peach Street Books, Edible Picasso, and Cape Charles Coffee House are all within a third of a mile. Coastal Baking Co., AJ's Bar & Grill, and Deadrise Italian Kitchen cover breakfast through dinner without moving your car. Drizzles Oil & Vinegar Tasting Store and Gull Hummock Gourmet Market handle specialty grocery needs nearby, and Sky's The Limit Yoga Co. keeps the wellness routine easy. Cape Charles Natural Area Preserve is under a mile out for longer nature walks.
For different buyers
For military families relocating
Joint Base Langley-Eustis is roughly 46 minutes from 521 Monroe Avenue — a manageable commute that puts you on the peaceful Eastern Shore rather than inside the Hampton Roads metro. For military households who want space, history, and a genuine small-town community instead of a subdivision, Cape Charles is a compelling alternative worth the drive.
For buyers drawn to character
If original architecture and a real sense of place matter to you, it's hard to beat a 1920-built multi-family property inside the Cape Charles Historic District. The bones here reflect a town that was thoughtfully designed over a century ago and has been carefully preserved — wide lots, period details, and neighbors who chose this street for the same reasons you're considering it.
Frequently asked questions
How far is 521 Monroe Avenue from Joint Base Langley-Eustis?
The drive from 521 Monroe Avenue to Joint Base Langley-Eustis (Langley AFB) is approximately 46 minutes under normal traffic conditions, primarily via the Chesapeake Bay Bridge-Tunnel and I-64.
What is the Cape Charles Historic District and does 521 Monroe Avenue fall within it?
The Cape Charles Historic District is a nationally recognized preservation area encompassing the town's original Victorian and early-twentieth-century streetscape; 521 Monroe Avenue sits within that district, meaning the property carries both architectural protections and the character that comes with them.
Is 521 Monroe Avenue in a flood zone?
Cape Charles and the surrounding Eastern Shore have areas with varying flood risk given their proximity to the Chesapeake Bay; check the dedicated FloodRisk tile on this page for the specific flood zone designation assigned to 521 Monroe Avenue.
What type of property is 521 Monroe Avenue?
521 Monroe Avenue is classified as a multi-family residential property — a 3,072-square-foot structure built in 1920, offering the kind of flexible footprint that's relatively rare in Cape Charles's historic core.
Where is the nearest beach to 521 Monroe Avenue?
Cape Charles Beach, a calm bay-side beach on the Chesapeake, is less than half a mile from Monroe Avenue — an easy walk or short bike ride from the front door.
Want to know more about 521 Monroe Avenue or explore other Cape Charles properties? Tom and Dariya Milan at LPT Realty are ready to walk you through every detail.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Places within ~1 mile, ordered by distance from this property. Powered by Google Places.
Flood Risk
Property Details
Bedrooms
0
Full Baths
0
Half Baths
0
Approx Sq Ft
3,072
Stories
0
Fireplaces
0
Flooring
N/A
Heating
Cooling
Laundry
Interior Features
N/A
Sale & Tax History
List Price
$899,000
Price / Sq Ft
$293
Annual Taxes
$5,925
Monthly Tax
$494
HOA
None
Tax Rate (effective)
0.66%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | May 13, 2026 | $899,000 | — |
| Currently listed | — | $899,000 | — |
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$5,421/moPrincipal & interest
$4,665
Property tax
$494
Home insurance
$262
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by Iron Valley Real Estate HR · MLS# 10634730
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$899,000
521 Monroe AVE, CAPECHARLES VA 23310
Cape Charles, Virginia 23310
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