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PortsmouthOLDE TOWNE520 North St✓ Source: REIN MLS #10623225 · record updated May 4, 2026 · synced every 2 min · your inquiry is never resold
520 North ST, PORTSMOUTH VA 23704 - Main photo
$565,000
$134 / sqft · est. $3,631/mo →
4beds
3.1baths
4,211sqft
22days on market

520 North St, Portsmouth, VA 23704

SoldResidential · built 1914 · OLDE TOWNE

About this home

The listing, in the seller's words

Welcome to this lovely home in charming Olde Towne! Beautifully maintained & thoughtfully updated, this home is exceptional, blending timeless character with modern comfort. The large, welcoming front porch leads to a gracious foyer, spacious rooms & historic features, showcasing high ceilings, crown molding, columns & pocket doors. The updated kitchen features stylish finishes & contemporary conveniences with an island, pantry, and ample cabinets & counterspace. The comfort & luxury continue upstairs with sizable bedrooms, large closets, laundry room & beautiful hall bath. The primary suite is stunning, with an incredible closet, spa-like bath & private screened-in balcony. The 3rd floor offers a 4th bedroom with walk-in closet & beautiful bathroom, plus a cute bonus room. Relax on the screened-in porch or in the backyard, designed for entertaining & everyday enjoyment, complete with patio, pergola & hot tub. Don't miss the sauna & basement gym! All of this & an assumable 2.8% VA loan

Listing courtesy of Julia Shea · KW Coastal Virginia Chesapeake · REIN MLS #10623225

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1914

Price / sqft

$134

HOA

None

Taxes

$6,419/yr

County

Portsmouth VA

Waterfront

Yes

MLS #

10623225

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
4,211
Stories
3
Flooring
Laminate/LVP, Marble, Wood
Ensuite bedrooms
2
Total rooms
12
Other rooms
Attic, Balcony, Foyer, PBR with Bath, Office/Study, Pantry, Porch, Screened Porch, Rec Room, Utility Room
Interior features
Bar, Fireplace Decorative, Fireplace Gas-natural, Primary Sink-Double, Walk-In Attic, Walk-In Closet, Window Treatments
Appliances
Dishwasher, Disposal, Dryer, Microwave, Gas Range, Refrigerator, Washer
Equipment
Ceiling Fan, Hot Tub, Jetted Tub, Sump Pump
Accessibility
Pocket Doors

Construction & exterior

Style
Colonial,Craftsman
Subtype
Detached
Foundation
Basement,Crawl
Roof
Slate
Exterior
Brick,Shingle
Exterior features
Deck, Gazebo, Inground Sprinkler, Patio
Pool
No Pool
Fencing
Back Fenced,Privacy,Wood Fence
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump, Hot Water, Nat Gas, Radiator
Cooling
Heat Pump, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1100
Approx. acres
0.11
Subdivision
OLDE TOWNE
Zoning
HR
Ownership
Fee Simple
Garage
No
Parking
Street
Possession
@CLOSING
Disclosures
Disclosure Statement, Historical District, Pet on Premises

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 515529

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Olde Towne Portsmouth neighborhood of Portsmouth. see more Portsmouth homes

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,631/mo

Principal & interest

$2,932

Property tax

$535

Home insurance

$165

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

109% of $517,630

City assessment record · taxes $6,419/yr

Land share of assessed value

30% — $157,640

Improvements $359,990 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$380,000$545,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 4 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

419 Court ST · 0.2 mi · 3,896 sqft$472,500 sold 2026-07
329 Dinwiddie ST · 0.1 mi · 3,509 sqft$380,000 sold 2026-03
340 Court ST · 0.1 mi · 3,456 sqft$482,000 sold 2026-06

Sale & Tax History

List Price

$565,000

Price / Sq Ft

$134

Annual Taxes

$6,419

Monthly Tax

$535

HOA

None

Tax Rate (effective)

1.14%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 18, 2026$565,000
SoldMay 1, 2026$565,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

9% above assessment

Total Assessed

$517,630

Land

$157,640

Improvement

$359,990

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 520 North St in a good school zone?+
The assigned zones on the listing record are Park View Elementary (GreatSchools 5/10), Churchland Middle (GreatSchools 5/10), IC Norcom. School attendance zones can change — always confirm enrollment with the local school division.
Is 520 North St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 520 North St?+
Yes — Movement Studio VA is about 0.2 miles away, per the cached nearby-places record for this address.
Are there parks near 520 North St?+
Greenwich Square Park is about 0 miles away.
Where is the nearest grocery store to 520 North St?+
Bier Garden Gift Shop & Market is about 0.2 miles away. The closest dining on record is Starbucks Coffee Company (0.2 mi).
Does 520 North St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 520 North St built?+
It was built in 1914, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Julia Shea · KW Coastal Virginia Chesapeake · REIN MLS #10623225

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

520 North St, Portsmouth — photo

This one's sold — the next one doesn't have to be.

520 North St, Portsmouth, Virginia 23704 · MLS #10623225 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.