Mathews › ALL OTHERS AREA 126 › 514 River Estates Pl✓ Source: REIN MLS #10618328 · record updated May 1, 2026 · synced every 2 min · your inquiry is never resold

514 River Estates PL, MATHEWS VA 23109 - Main photo

$585,000

3beds

2.1baths

2,500sqft

75days on market

514 River Estates Pl, Mathews, VA 23109

Name: 514 River Estates PL, Mathews, Virginia 23109
Brand: Southern Trade Realty Inc.
Price: 585000 USD
Availability: SoldOut

SoldResidential · built 1998 · ALL OTHERS AREA 126

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: River.

Frontage

River ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Tastefully renovated waterfront East River home on a private 3.38-acre lot-2.5 miles from dining & shopping! No flood zone, the property has scenic water views, a spacious yard & thoughtfully designed floor plan that extends beyond the traditional Cape Cod style. Interior includes LVP flooring, crown molding, wood-burning fireplace. The dining room showcases cathedral shiplap ceilings & opens to the rear deck, for everyday living & entertaining. The kitchen: stone counters, tile backsplash, under-cabinet lighting, soft-close cabinetry, eat-at bar, breakfast nook cabinetry, under-counter wine refrigerator. 1st floor primary suite: soaking tub & walk-in closet. Large laundry room, generous bedrooms, upstairs home office or library, shed & expansive outdoor living. Completely renovated from 10/22-2/23: new roof, siding, windows, HVAC/ductwork, tankless water heater, electrical, generator & RV hookups, insulation, flooring, doors, lighting, second-floor space, refreshed landscaping.

Listing courtesy of Candace Segalini · Southern Trade Realty Inc. · REIN MLS #10618328

Schools

ElementaryMathews
—
MiddleThomas Hunter Middle
—
HighMathews
—

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1998

Price / sqft

$234

HOA fee

$17/mo

Taxes

$2,758/yr

County

Mathews County VA

Waterfront

Yes

MLS #

10618328

Interior

Bedrooms: 3
Full baths: 2
Half baths: 1
Approx. sqft: 2,500
Stories: 2
Flooring: Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms: 1
First-floor bed & full bath: Yes
Total rooms: 9
Other rooms: 1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Office/Study, Porch, Utility Room
Interior features: Bar, Cathedral Ceiling, Fireplace Wood, Primary Sink-Double, Scuttle Access, Walk-In Closet
Appliances: Dishwasher, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment: Ceiling Fan, Generator Hookup, Water Softener

Construction & exterior

Style: Cape Cod
Subtype: Detached
Foundation: Crawl
Roof: Asphalt Shingle,Metal
Exterior: Vinyl
Exterior features: Deck, Well
Pool: No Pool
Fencing: Other
Waterfront: River

Utilities & systems

Heating: Electric,Heat Pump,Zoned
Cooling: Heat Pump,Zoned
Water heater: Gas
Water: Well
Sewer: Septic

Lot, parking & ownership

Lot size: 3.3800
Approx. acres: 3.38
Subdivision: ALL OTHERS AREA 126
Zoning: RES
Ownership: Fee Simple
Garage: No
Parking: Multi Car, Off Street, Driveway Spc
Possession: DEED
Disclosures: Disclosure Statement, Pet on Premises

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51115C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,453/mo

Down payment20% · $117,000

Interest rate6.75%

Loan term30 years

Principal & interest

$3,035

Property tax

$230

Home insurance

$171

PMI

None

HOA

$17

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$585,000

Price / Sq Ft

$234

Annual Taxes

$2,758

Monthly Tax

$230

HOA fee

$17 / mo

Tax Rate (effective)

0.47%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Feb 23, 2026	$585,000	—
Sold	Apr 30, 2026	$585,000	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Mathews Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 514 River Estates Pl in a good school zone?+

The assigned zones on the listing record are Mathews, Thomas Hunter Middle, Mathews. School attendance zones can change — always confirm enrollment with the local school division.

Is 514 River Estates Pl in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Is 514 River Estates Pl a waterfront property?+

Yes. The listing record shows: River.

Does 514 River Estates Pl have an HOA?+

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a.

When was 514 River Estates Pl built?+

It was built in 1998, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Candace Segalini · Southern Trade Realty Inc. · REIN MLS #10618328

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in Mathews Call or text (757) 777-7577

514 River Estates Pl, Mathews, Virginia 23109 · MLS #10618328 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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