Skip to main content
VaHome.com
✓ Source: REIN MLS #10618328 · record updated May 1, 2026 · synced every 2 min · your inquiry is never resold
514 River Estates PL, MATHEWS VA 23109 - Main photo
3beds
2.1baths
2,500sqft
75days on market

514 River Estates Pl, Mathews, VA 23109

SoldResidential · built 1998 · ALL OTHERS AREA 126

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: River.

Frontage

River ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

Tastefully renovated waterfront East River home on a private 3.38-acre lot-2.5 miles from dining & shopping! No flood zone, the property has scenic water views, a spacious yard & thoughtfully designed floor plan that extends beyond the traditional Cape Cod style. Interior includes LVP flooring, crown molding, wood-burning fireplace. The dining room showcases cathedral shiplap ceilings & opens to the rear deck, for everyday living & entertaining. The kitchen: stone counters, tile backsplash, under-cabinet lighting, soft-close cabinetry, eat-at bar, breakfast nook cabinetry, under-counter wine refrigerator. 1st floor primary suite: soaking tub & walk-in closet. Large laundry room, generous bedrooms, upstairs home office or library, shed & expansive outdoor living. Completely renovated from 10/22-2/23: new roof, siding, windows, HVAC/ductwork, tankless water heater, electrical, generator & RV hookups, insulation, flooring, doors, lighting, second-floor space, refreshed landscaping.

Listing courtesy of Candace Segalini · Southern Trade Realty Inc. · REIN MLS #10618328

Facts & features

Type

Residential

Year built

1998

Price / sqft

$234

HOA fee

$17/mo

Taxes

$2,758/yr

County

Mathews County VA

Waterfront

Yes

MLS #

10618328

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,500
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Office/Study, Porch, Utility Room
Interior features
Bar, Cathedral Ceiling, Fireplace Wood, Primary Sink-Double, Scuttle Access, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan, Generator Hookup, Water Softener

Construction & exterior

Style
Cape Cod
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle,Metal
Exterior
Vinyl
Exterior features
Deck, Well
Pool
No Pool
Fencing
Other
Waterfront
River

Utilities & systems

Heating
Electric,Heat Pump,Zoned
Cooling
Heat Pump,Zoned
Water heater
Gas
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
3.3800
Approx. acres
3.38
Subdivision
ALL OTHERS AREA 126
Zoning
RES
Ownership
Fee Simple
Garage
No
Parking
Multi Car, Off Street, Driveway Spc
Possession
DEED
Disclosures
Disclosure Statement, Pet on Premises

Sources: REIN MLS record

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Mathews$495K – $675K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMathews
    —
  • MiddleThomas Hunter Middle
    —
  • HighMathews
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51115C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51115C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

8.2 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,436/mo

Principal & interest

$3,035

Property tax

$230

Home insurance

$171

PMI

None

HOA/Condo (paid separately)

$17

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Own a home nearby? See what it is worth today — What's your Mathews home worth?

Sale & Tax History

List Price

$585,000

Price / Sq Ft

$234

Annual Taxes

$2,758

Monthly Tax

$230

HOA fee

$17 / mo

Tax Rate (effective)

0.47%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 21, 2026$585,000—
SoldApr 30, 2026$585,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Mathews Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 514 River Estates Pl in a good school zone?+
The assigned zones on the listing record are Mathews, Thomas Hunter Middle, Mathews. School attendance zones can change — always confirm enrollment with the local school division.
Is 514 River Estates Pl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 514 River Estates Pl a waterfront property?+
Yes. The listing record shows: River.
Does 514 River Estates Pl have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a.
When was 514 River Estates Pl built?+
It was built in 1998, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Candace Segalini · Southern Trade Realty Inc. · REIN MLS #10618328

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?
514 River Estates Pl, Mathews — photo

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in MathewsCall or text (757) 777-7577

514 River Estates Pl, Mathews, Virginia 23109 · MLS #10618328 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆