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✓ Source: REIN MLS #10623858 · record updated Mar 20, 2026 · synced every 2 min · your inquiry is never resold
3704 Mariner AVE, PORTSMOUTH VA 23704 - Main photo
1,920sqft
14days on market

3704 Mariner Ave, Portsmouth, VA 23704

Off MarketMulti Family Residential · built 1940 · WEST NORFOLK

About this home

Great investment opportunity, live on one side and rent the other. This duplex offers side by side living with each having 2 bedrooms and 1 bathroom. Owner financing available call listing agent for details.Left side tenant occupied month to month, right side vacant. Quick closing possible.

Listing courtesy of Jeanine Montgomery · Howard Hanna Real Estate Svcs. · REIN MLS #10623858

Facts & features

Type

Multi Family Residential

Year built

1940

Price / sqft

$99

HOA

None

Taxes

$2,295/yr

County

Portsmouth VA

MLS #

10623858

Interior

Approx. sqft
1,920

Construction & exterior

Style
Side by Side
Subtype
Duplex
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl

Utilities & systems

Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot features
Wooded
Subdivision
WEST NORFOLK
Zoning
UR
Ownership
Fee Simple
Possession
AT CLOSE
Disclosures
Disclosure Statement

See more Portsmouth homes under $200K.

Sources: REIN MLS record · city assessor

Keep searching in Portsmouth

See all Portsmouth homes for sale, including homes for sale in 23704, homes for sale zoned for Churchland High School, and homes for sale zoned for Churchland Elementary School. Nearby, look at Churchland homes for sale, Portsmouth waterfront homes for sale, Portsmouth condos and townhomes for sale, and new construction homes in Portsmouth.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Portsmouth$160K – $220K

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 515529

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

11.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Churchland

Churchland is a settled home neighborhood in Portsmouth, Virginia. It is known for tree-lined streets and well-kept homes built across many decades.

$315K

Median sale · 12 mo

$207

Sold $/sq ft

25d

Days on market

2

For sale now

$66K

HH income

46%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Churchland →
Map of Churchland with neighborhood boundaryNeighborhood

houses for sale in Portsmouth →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

NMCP

Navy

13min·5.8mi

USCG Portsmouth

Coast Guard

14min·8.1mi

NNSY

Navy

13min·6.8mi

NSA HR

Navy

26min·11.4mi

MARFORCOM

Marines

24min·10.8mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,233/mo

Principal & interest

$986

Property tax

$191

Home insurance

$55

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

103% of $185,080

City assessment record · taxes $2,295/yr

Land share of assessed value

21% — $39,070

Improvements $146,010 · assessor record ✓

Price context — similar nearby homes

$244,900 – $350,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1331 Augusta AVE · 2.7 mi · 2,000 sqft$335,000 sold 2026-08
4303 Scott ST · 2.6 mi · 2,100 sqft$350,000 sold 2026-04
3109 Dartmouth ST · 2.7 mi · 1,720 sqft$315,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Portsmouth home worth?

Sale & Tax History

List Price

$190,000

Price / Sq Ft

$99

Annual Taxes

$2,295

Monthly Tax

$191

HOA

None

Tax Rate (effective)

1.21%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 25, 2026$190,000—
Currently listed—$190,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$185,080

Land

$39,070

Improvement

$146,010

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 3704 Mariner Ave in a good school zone?+
The assigned zones on the listing record are Churchland Elementary (VaHome School Score 5.3/10), Churchland Middle (VaHome School Score 3.5/10), Churchland (VaHome School Score 6.6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3704 Mariner Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 3704 Mariner Ave?+
Yes — Completion Fitness LLC is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 3704 Mariner Ave?+
Bruce Johnson Memorial Park is about 1 miles away.
Does 3704 Mariner Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3704 Mariner Ave built?+
It was built in 1940, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Jeanine Montgomery · Howard Hanna Real Estate Svcs. · REIN MLS #10623858

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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See it in person — the record only says so much.

Call or text (757) 777-7577

3704 Mariner Ave, Portsmouth, Virginia 23704 · MLS #10623858 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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