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Portsmouth › GREENFIELD FARMS › 3528 Carter Rd✓ Source: REIN MLS #10638742 · record updated Sep 10, 2026 · synced every 2 min · your inquiry is never resold
3528 Carter RD, PORTSMOUTH VA 23703 - Main photo
3beds
2baths
1,873sqft
11days on market

3528 Carter Rd, Portsmouth, VA 23703

SoldResidential · built 1968 · GREENFIELD FARMS

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Stream.

Frontage

Waterfront ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1968

Price / sqft

$215

HOA

None

Taxes

$4,173/yr

County

Portsmouth VA

Waterfront

Yes

MLS #

10638742

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,873
Stories
1
Flooring
Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Converted Gar, Foyer, PBR with Bath, Porch, Rec Room, Spare Room, Sun Room
Appliances
Dishwasher, Dryer, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool
Fencing
Back Fenced
Waterfront
Stream

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
GREENFIELD FARMS
Zoning
GR
Ownership
Fee Simple
Garage
No
Parking
2 Space, Driveway Spc, Street
Possession
CLOSING
Disclosures
Disclosure Statement

See more Portsmouth waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome to 3528 Carter Rd, a stunning Portsmouth gem that radiates true pride of ownership in every single detail! Meticulously maintained and completely move-in ready, this beautiful residence seamlessly blends comfort, charm, and functionality. Step inside to discover a spacious layout featuring 3 bedrooms and 2 full baths, plus a versatile flex room. The heart of the home includes an elegant dining room anchored by a cozy fireplace, perfect for gathering. Relax in the bright, inviting sunroom, or step outside onto the deck to overlook your gorgeous, well-manicured yard—an outdoor oasis. The kitchen comes complete with all appliances conveying, and storage is never an issue with tons of space throughout. Bonus features include a fantastic detached workshop, ideal for hobbies or DIY projects. From the pristine landscaping to the spotless interior, this home is a rare find. Schedule your tour today!

Listing courtesy of Tracey Caddy · Southside Real Estate · REIN MLS #10638742

Keep searching in Portsmouth

See all Portsmouth homes for sale, including homes for sale in 23703, homes for sale zoned for Churchland High School, and homes for sale zoned for Churchland Elementary School. Browse every listing among homes for sale in Portsmouth — updated from the REIN MLS every few minutes. Nearby, look at Churchland homes for sale, Portsmouth waterfront homes for sale, Portsmouth condos and townhomes for sale, and new construction homes in Portsmouth.

Homes like this one sell fast — see the next one first

Portsmouth$340K – $465K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Churchland

Churchland is an established residential neighborhood in Portsmouth, Virginia, known for its tree-lined streets and collection of well-maintained homes spanning multiple decades.

$330K

Median sale · 12 mo

$207

Sold $/sq ft

21d

Days on market

5

For sale now

$66K

HH income

46%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Churchland →
Map of Churchland with neighborhood boundaryNeighborhood

homes for sale in Portsmouth →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,551/mo

Principal & interest

$2,086

Property tax

$348

Home insurance

$117

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

119% of $336,500

City assessment record · taxes $4,173/yr

Land share of assessed value

30% — $100,800

Improvements $235,700 · assessor record ✓

Price context — similar nearby homes

$285,000 – $370,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

412 Robin RD · 2.5 mi · 1,804 sqft$309,000 sold 2026-03
901 Melvin DR · 2.7 mi · 1,854 sqft$285,000 sold 2026-05
107 Cypress RD · 2.5 mi · 1,744 sqft$335,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Portsmouth home worth?

Sale & Tax History

List Price

$402,000

Price / Sq Ft

$215

Annual Taxes

$4,173

Monthly Tax

$348

HOA

None

Tax Rate (effective)

1.04%

Sale Timeline (this listing)

EventDatePriceDetail
Price increasedJul 27, 2026$402,000+$27,000
ListedAug 30, 2026$402,000—
SoldJul 23, 2026$402,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

19% above assessment

Total Assessed

$336,500

Land

$100,800

Improvement

$235,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 3528 Carter Rd in a good school zone?+
The assigned zones on the listing record are Churchland Elementary (VaHome School Score 5/10), Churchland Middle (VaHome School Score 2.7/10), Churchland (VaHome School Score 5.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3528 Carter Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 3528 Carter Rd?+
Yes — Planet Fitness is about 0.6 miles away, per the cached nearby-places record for this address.
Are there parks near 3528 Carter Rd?+
Churchland Little League Baseball Fields is about 0.1 miles away.
Where is the nearest grocery store to 3528 Carter Rd?+
Food Lion is about 0.3 miles away. The closest dining on record is Harvey's Hot Dogs (0.4 mi).
Is 3528 Carter Rd a waterfront property?+
Yes. The listing record shows: Stream.
Does 3528 Carter Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3528 Carter Rd built?+
It was built in 1968, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Tracey Caddy · Southside Real Estate · REIN MLS #10638742

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

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3528 Carter Rd, Portsmouth — photo

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3528 Carter Rd, Portsmouth, Virginia 23703 · MLS #10638742 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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