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✓ Source: REIN MLS #10636262 · record updated Sep 5, 2026 · synced every 2 min · your inquiry is never resold
3416 Tower Hill CIR, CAPE CHARLES VA 23310 - Main photo
3416 Tower Hill CIR, CAPE CHARLES VA 23310 - Photo 2
3416 Tower Hill CIR, CAPE CHARLES VA 23310 - Photo 3
3416 Tower Hill CIR, CAPE CHARLES VA 23310 - Photo 4
3416 Tower Hill CIR, CAPE CHARLES VA 23310 - Photo 5
3beds
2baths
1,911sqft
102days on market

3416 Tower Hill Cir, Cape Charles, VA 23310

ActiveResidential · built 2025 · CAPE CHARLES

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

No need to wait to build—this beautifully completed home in sought-after Tower Hill is move-in ready! Situated on a pond-front corner lot, this charming coastal cottage offers modern finishes and easy one-level living. The Lamanna floor plan features 3 bedrooms, 2 bathrooms, vaulted ceilings, and an open-concept layout filled with natural light. The kitchen showcases Chesapeake Pearl cabinetry, White Valley quartz countertops, a farmhouse sink, subway tile backsplash, stainless appliances, walk-in pantry, and dedicated laundry room. Stylish details throughout include Whispering Hazel Oak flooring, sliding barn doors, shiplap fireplace surround, floating mantle, and a 36-inch electric fireplace. Enjoy a spacious owner's suite, covered vaulted concrete patio, additional outdoor entertaining space, welcoming front porch, and attached 2-car garage. Located just minutes from Cape Charles beaches, dining, shopping, and more!

Listing courtesy of Sharon Daugherty · Keller Williams Delmarva · REIN MLS #10636262

Facts & features

Type

Residential

Year built

2025

Price / sqft

$269

HOA fee

$35/mo

Taxes

$445/yr

County

Northampton County VA

Waterfront

Yes

MLS #

10636262

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,911
Stories
1
Flooring
Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
8
Appliances
Dishwasher, Disposal, Dryer, Microwave, Gas Range, Refrigerator, Washer
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Other
Exterior
Other
Pool
No Pool
Waterfront
Pond

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
0.6110
Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Off Street
Possession
SETTLEMENT

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 3416 Tower Hill Circle—a brand-new three-bedroom, two-bath home in Cape Charles. Built in 2025, it offers 1,911 square feet of modern living space. You're close to dining, shopping, and fitness options. This is a fresh start in a coastal Virginia town.

Read the full overview ↓

Why this home stands out

This home is brand-new construction, completed in 2025, so everything is current and under warranty. The layout spans 1,911 square feet across three bedrooms and two full bathrooms. You'll find the kind of thoughtful finishes and systems that come with new builds. There's no guesswork about the home's condition or hidden repairs. Move-in day means moving into a home built to today's standards.

About the Cape Charles real estate market

Cape Charles sits on Virginia's Eastern Shore, a quieter corner of the state with a small-town feel and waterfront character. Tower Hill Circle is a residential street with newer homes and a peaceful setting. The neighborhood offers the kind of everyday convenience you need—grocery stores, restaurants, and fitness options are all within walking distance or a short drive. Cape Charles itself is a historic waterfront town with a downtown area, local shops, and a strong sense of community. Getting around is straightforward; you're about 50 minutes to Joint Base Langley-Eustis if you're commuting that direction. The Eastern Shore has its own pace—less traffic, more space, and a genuine small-town rhythm.

What's nearby

Daily errands are simple here. El Ranchito Mexican Store and Food Lion are less than a mile away for groceries. Dollar General is nearby for quick supplies. When you want to eat out, Hardee's and Froggy's are just a few minutes away, and Tiny Bite Station is even closer. For fitness, the Northampton County YMCA and Strong Orange Gym are within a short drive, and Freestyle Yoga offers another option. Cape Charles Cemetery is also in the area for those quiet, reflective walks.

For different buyers

Base commute and VA loan notes

This home is about 50 minutes to Joint Base Langley-Eustis, making it a reasonable commute for active-duty and civilian personnel. New construction means VA loan financing is straightforward—no inspection surprises or negotiation delays. You can move in knowing the home is built to current code and ready to go.

Room to grow

Three bedrooms give you room for kids, a home office, or a guest space. Two full bathrooms mean less morning traffic. The 1,911-square-foot layout is efficient and open, and new construction means modern storage, appliances, and systems built for everyday life.

More buyer questions

How far is 3416 Tower Hill Circle from Joint Base Langley-Eustis?

The home is approximately 50 minutes to the base, depending on traffic and your exact destination on base.

What year was this home built?

3416 Tower Hill Circle was completed in 2025, so it's brand-new construction with current finishes and systems.

Are there grocery stores near this address?

Yes. El Ranchito Mexican Store, Dollar General, and Food Lion are all within a mile of the home.

What restaurants are closest to Tower Hill Circle?

Hardee's is just 0.1 miles away, Froggy's is 0.2 miles, and Tiny Bite Station is 0.4 miles from the address.

Is there a gym or fitness center nearby?

The Northampton County YMCA is 0.4 miles away, Strong Orange Gym is 0.7 miles, and Freestyle Yoga is 0.8 miles from the home.

Ready to explore 3416 Tower Hill Circle? Reach out to learn more about this new home in Cape Charles and schedule your visit today.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Cape Charles$435K – $595K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
    —
  • MiddleNorthampton
    —
  • HighNorthampton
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51131C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

16.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

JBLE Langley

Air Force

75min·57.2mi

Little Creek

Navy

42min·32.8mi

NS Norfolk

Navy

53min·43mi

MARFORCOM

Marines

55min·43.9mi

NSA HR

Navy

58min·44.5mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,859/mo

Principal & interest

$2,672

Property tax

$37

Home insurance

$150

PMI

None

HOA/Condo (paid separately)

$35

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$454,000 – $600,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3201 Bunbury Plantation CT · 0.2 mi · 1,913 sqft$454,000 sold 2026-05
702 Prestwick TURN · 2 mi · 1,794 sqft$460,000 sold 2026-09
315 Troon CT · 2.1 mi · 1,800 sqft$540,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$514,900

Price / Sq Ft

$269

Annual Taxes

$445

Monthly Tax

$37

HOA fee

$35 / mo

Tax Rate (effective)

0.09%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 26, 2026$514,900—
Price reducedSep 5, 2026$514,900−$10,100
Currently listed—$514,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

102 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 3416 Tower Hill Cir in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Northampton, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 3416 Tower Hill Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 3416 Tower Hill Cir?+
Yes — Northampton County YMCA is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 3416 Tower Hill Cir?+
Cape Charles Cemetery is about 0.8 miles away.
Where is the nearest grocery store to 3416 Tower Hill Cir?+
Dollar General is about 0.7 miles away. The closest dining on record is Froggy’s (0.2 mi).
Is 3416 Tower Hill Cir a waterfront property?+
Yes. The listing record shows: Pond.
Does 3416 Tower Hill Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is Tower Hill.
When was 3416 Tower Hill Cir built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Sharon Daugherty · Keller Williams Delmarva · REIN MLS #10636262

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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3416 Tower Hill Cir, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3416 Tower Hill Cir, Cape Charles, Virginia 23310 · MLS #10636262 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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