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Cape Charles › CAPE CHARLES › 3416 Tower Hill Cir✓ Source: REIN MLS #10636262 · record updated Jun 24, 2026 · synced every 5 min · your inquiry is never resold
3416 Tower Hill CIR, CAPECHARLES VA 23310 - Main photo
3416 Tower Hill CIR, CAPECHARLES VA 23310 - Photo 2
3416 Tower Hill CIR, CAPECHARLES VA 23310 - Photo 3
3416 Tower Hill CIR, CAPECHARLES VA 23310 - Photo 4
3416 Tower Hill CIR, CAPECHARLES VA 23310 - Photo 5
$549,900
$288 / sqft · est. $3,086/mo →
3beds
2baths
1,911sqft
29days on market

3416 Tower Hill Cir, Cape Charles, VA 23310

ActiveResidential · built 2025 · CAPE CHARLES

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

No need to wait to build—this beautifully completed home in sought-after Tower Hill is move-in ready! Situated on a pond-front corner lot, this charming coastal cottage offers modern finishes and easy one-level living. The Lamanna floor plan features 3 bedrooms, 2 bathrooms, vaulted ceilings, and an open-concept layout filled with natural light. The kitchen showcases Chesapeake Pearl cabinetry, White Valley quartz countertops, a farmhouse sink, subway tile backsplash, stainless appliances, walk-in pantry, and dedicated laundry room. Stylish details throughout include Whispering Hazel Oak flooring, sliding barn doors, shiplap fireplace surround, floating mantle, and a 36-inch electric fireplace. Enjoy a spacious owner's suite, covered vaulted concrete patio, additional outdoor entertaining space, welcoming front porch, and attached 2-car garage. Located just minutes from Cape Charles beaches, dining, shopping, and more!

Listing courtesy of Sharon Daugherty · Keller Williams Delmarva · REIN MLS #10636262

VaHome team overview

Our read on this home

At a glance

A brand-new 2025 construction home in Cape Charles, Virginia — 3 bedrooms, 2 baths, and 1,911 square feet on the Eastern Shore. You get fresh everything in a small-town setting that trades traffic and noise for bay breezes and a genuinely slower pace.

Read the full overview ↓

Why this home stands out

Built in 2025, 3416 Tower Hill Circle gives you the rare combination of new construction quality and Eastern Shore character. Everything inside is untouched — systems, finishes, appliances — so you're not inheriting anyone else's deferred maintenance. The layout stretches across 1,911 square feet with three bedrooms and two full baths, offering room to grow without the footprint of an oversized house that costs a fortune to cool in a Virginia summer.

About the Cape Charles real estate market

Cape Charles is one of those places people discover by accident and then quietly start researching on their phone before they've even left town. Sitting at the southern tip of Virginia's Eastern Shore, the city blends Victorian-era architecture along its historic downtown streets with newer residential development pushing out toward the bay. Tower Hill Circle sits within that newer residential fabric — a quieter pocket of Cape Charles where the streets feel unhurried and neighbors tend to know each other. Northampton County governs the area, and the county seat of Eastville is just a short drive north. Cape Charles Virginia real estate has attracted growing interest from buyers who want proximity to the water, access to the Chesapeake Bay Bridge-Tunnel, and a community small enough to feel like one. The town's historic district, with its walkable main street and seasonal farmers market energy, is close enough to enjoy regularly without being close enough to hear the weekend crowds.

What's nearby

Daily life is genuinely easy from Tower Hill Circle. Froggy's is just 0.2 miles away — a local spot that becomes a regular stop fast. The Northampton County YMCA is 0.3 miles out, so keeping a fitness routine doesn't require much planning. Hardee's sits at 0.3 miles for those early-morning drives. Tiny Bite Station is 0.5 miles away when you want something different. Grocery runs are handled by Food Lion and Dollar General, both at 0.7 miles, with El Ranchito Mexican Store rounding out your options at 0.8 miles. Strong Orange Gym and Freestyle Yoga give you additional fitness choices within a mile, and McDonald's covers your coffee-on-the-go needs at 0.7 miles.

For different buyers

For military families relocating

Joint Base Langley-Eustis runs about 50 minutes from Tower Hill Circle via the Chesapeake Bay Bridge-Tunnel — a commute that trades highway sprawl for a scenic crossing. For families who want space from the base-adjacent congestion without sacrificing a reasonable drive, Cape Charles offers a genuinely different quality of life. New construction means no repair surprises during a PCS transition, and VA loan eligibility makes this a strong fit.

For first-time buyers

If you've been waiting for a home where nothing needs fixing first, 3416 Tower Hill Circle is worth a close look. Built in 2025, every system and surface is new — no mystery about what the previous owners did or didn't maintain. Three bedrooms and two baths give you real flexibility, and Cape Charles's small-town pace means you're not walking into the pressure-cooker competition of larger Hampton Roads markets. There's room to settle in here.

More buyer questions

How far is 3416 Tower Hill Circle from Joint Base Langley-Eustis?

The drive runs approximately 50 minutes, primarily via the Chesapeake Bay Bridge-Tunnel connecting the Eastern Shore to the Peninsula. It's a longer commute than living in Hampton or York County, but many service members find the tradeoff worthwhile for the quieter lifestyle and lower density.

Is 3416 Tower Hill Circle in a flood zone?

Cape Charles and surrounding Northampton County areas vary significantly by parcel — check the FloodRisk tile on this page for the specific designation tied to this address.

What year was 3416 Tower Hill Circle built?

The home was built in 2025, making it brand-new construction with no prior occupancy history.

Does 3416 Tower Hill Circle have an HOA?

HOA status for this property should be confirmed through current disclosure documents — contact Tom or Dariya Milan at LPT Realty for the most accurate information specific to this address.

Where is Cape Charles located relative to Virginia Beach and Norfolk?

Cape Charles sits on Virginia's Eastern Shore, connected to Virginia Beach and the broader Hampton Roads metro via the Chesapeake Bay Bridge-Tunnel — roughly 60 to 75 minutes depending on your destination and Bridge-Tunnel traffic.

Curious whether 3416 Tower Hill Circle fits your plans? Tom and Dariya Milan at LPT Realty know this market well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryKiptopeke Elementary
    —
  • MiddleNorthampton
    —
  • HighNorthampton
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$288

HOA fee

$35/mo

Taxes

$445/yr

County

Northampton County VA

Waterfront

Yes

MLS #

10636262

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane evacuation zone: Zone C · VDEM Know Your Zone

Outside all mapped AICUZ jet-noise contours and Accident Potential Zones.

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,086/mo

Principal & interest

$2,853

Property tax

$37

Home insurance

$160

PMI

None

HOA

$35

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$454,000 – $649,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 2 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3201 Bunbury Plantation CT · 0.1 mi · 1,913 sqft$454,000 sold 2026-05
315 Troon CT · 2.1 mi · 1,800 sqft$540,000 sold 2026-06
815 Turnberry ARCH · 2 mi · 1,800 sqft$515,000 active

Sale & Tax History

List Price

$549,900

Price / Sq Ft

$288

Annual Taxes

$445

Monthly Tax

$37

HOA fee

$35 / mo

Tax Rate (effective)

0.08%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 26, 2026$549,900—
Price reducedJun 24, 2026$549,900−$10,000
Currently listed—$549,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

29 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 3416 Tower Hill Cir in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Northampton, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 3416 Tower Hill Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 3416 Tower Hill Cir?+
Yes — Northampton County YMCA is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 3416 Tower Hill Cir?+
Cape Charles Cemetery is about 0.8 miles away.
Where is the nearest grocery store to 3416 Tower Hill Cir?+
Dollar General is about 0.7 miles away. The closest dining on record is Froggy’s (0.2 mi).
Is 3416 Tower Hill Cir a waterfront property?+
Yes. The listing record shows: Pond.
Does 3416 Tower Hill Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is Tower Hill.
When was 3416 Tower Hill Cir built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Sharon Daugherty · Keller Williams Delmarva · REIN MLS #10636262

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

3416 Tower Hill Cir, Cape Charles, Virginia 23310 · MLS #10636262 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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