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✓ Source: REIN MLS #10658599 · record updated Oct 28, 2026 · synced every 2 min · your inquiry is never resold
328 Bank ST, WAVERLY VA 23890 - Main photo
328 Bank ST, WAVERLY VA 23890 - Photo 2
328 Bank ST, WAVERLY VA 23890 - Photo 3
328 Bank ST, WAVERLY VA 23890 - Photo 4
328 Bank ST, WAVERLY VA 23890 - Photo 5
3beds
2baths
1,600sqft
1days on market

328 Bank St, Waverly, VA 23890

New ListingResidential · built 2026 · WAVERLY

About this home

Welcome to this beautiful new construction ranch-style home offering 1,600 square feet of thoughtfully designed living space on a .345-acre lot! Featuring 3 bedrooms and 2 full bathrooms, this home boasts an inviting open-concept floor plan with upgraded flooring, recessed lighting, tray ceilings, and stylish finishes throughout. The seamless flow between the kitchen, dining, and living areas creates the perfect space for both everyday living and entertaining. Enjoy the comfort of single-level living with plenty of outdoor space to relax and unwind. Conveniently located with easy access to major highways, making commuting to Suffolk, Richmond and surrounding areas a breeze. Don't miss your opportunity to own a beautiful brand -new home!

Listing courtesy of Kyera VanDyke · Opulent Realty LLC · REIN MLS #10658599

Facts & features

Type

Residential

Year built

2026

Price / sqft

$234

HOA

None

County

Sussex County VA

MLS #

10658599

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,600
Stories
1
Flooring
Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, 1st Floor Primary BR, Porch
Appliances
Dishwasher, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Craftsman, Traditional, Transitional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3400
Subdivision
WAVERLY
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Multi Car, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

328 Bank Street is a brand-new, three-bedroom home in Waverly, Virginia. Built in 2026, it brings 1,600 square feet of fresh construction to a small, tight-knit Sussex County town. Allen W. Gibson Jr. Community Park is just two blocks away. Daily errands and a bite to eat are all within half a mile.

Read the full overview ↓

Why this home stands out

New construction in a town this size is rare. Most homes on Bank Street and the surrounding blocks were built decades ago, so 328 Bank Street stands out as one of the newest addresses in Waverly. You get modern finishes, current building codes, and a clean slate — no deferred maintenance, no dated systems to replace. That combination is hard to find at this scale in Sussex County.

About the Waverly real estate market

Waverly sits in Sussex County, about midway between Richmond and the Hampton Roads metro. It is a small, unhurried town where neighbors know each other and the pace is genuinely slower. Bank Street runs through a quiet residential stretch lined with modest single-family homes on manageable lots. The blocks here feel established and grounded, even as 328 Bank Street brings something new to the mix. Downtown Waverly is walkable from the house, with a handful of local shops and services along the main corridor. US-460 runs through town and connects you west toward Petersburg and east toward Suffolk in under an hour. I-95 is roughly 20 minutes north, opening up Richmond for work or weekend trips. Anyone comparing homes for sale in Waverly will notice that the town offers a genuine small-city feel without the congestion of larger Hampton Roads communities. Sussex County government services, the local library, and community gathering spots are all close to the center of town.

What's nearby

Hardee's is just 0.2 miles away for a quick breakfast or lunch run. Dollar Tree and Dollar General are both within 0.3 miles, covering everyday household needs. Waverly Mini Mart is a short walk at 0.6 miles. Pino's Pizza #2 is 0.4 miles out when you want a low-key dinner. The 7-Eleven nearby handles coffee and convenience in one stop. Waverly Fitness is 0.5 miles away for a straightforward gym option. Allen W. Gibson Jr. Community Park is just 0.2 miles from the front door, and SCYMAC Park is half a mile further for additional outdoor space.

For different buyers

Base commute and VA loan notes

Joint Base Langley-Eustis sits about 58 minutes east via US-460 and I-664. VA loan financing works well with new construction, and a 2026 build means no repair negotiations before closing. The home is ready from day one, which keeps a PCS timeline clean and predictable.

For first-time buyers

A brand-new build removes the guesswork that comes with older homes. The systems, the roof, and the finishes are all fresh in 2026. Three bedrooms and two full baths give you real space at an entry point that is hard to find in new construction. Waverly's low-traffic streets and the park two blocks away add everyday livability.

More buyer questions

How far is 328 Bank Street from Joint Base Langley-Eustis?

The drive runs about 58 minutes heading east on US-460 toward Newport News. Traffic on that corridor is generally lighter than the I-64 Hampton Roads stretch.

What year was 328 Bank Street built?

The home was built in 2026, making it one of the newest residential addresses in Waverly. Everything from the foundation to the roof is current construction.

Is 328 Bank Street in a flood zone?

Flood zone status for this address is shown in the FloodRisk tile on this page. Check that section for the current FEMA designation.

How close is 328 Bank Street to parks and green space?

Allen W. Gibson Jr. Community Park is about 0.2 miles away — roughly a two-minute walk. SCYMAC Park and a soccer field are also within a mile of the address.

Does 328 Bank Street have an HOA?

No HOA is associated with this property. There are no association fees or deed restrictions tied to the address.

Want to walk through 328 Bank Street in person? Tom and Dariya Milan can schedule a showing and answer any questions about the home or the Waverly area.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Waverly$315K – $435K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryEllen W. Chambliss Elementary
    —
  • MiddleSussex Central Middle
    —
  • HighSussex Central
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51183C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51183C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

106.2 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Military Commute

Drive times to nearest bases

JBLE Ft Eustis

Army

72min·47.4mi

Camp Peary

DoD

66min·40.6mi

NWS Yorktown

Navy

68min·43.6mi

J7 Suffolk

Joint

50min·36.8mi

JBLE Langley

Air Force

75min·55.5mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,055/mo

Principal & interest

$1,946

Property tax

$0

Home insurance

$109

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$135,000 – $368,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

344 Norris AVE · 0.4 mi · 1,635 sqft$244,900 sold 2026-03
333 Railroad DR · 0.4 mi · 1,452 sqft$368,900 sold 2026-04
410 BRIAN CT · 0.3 mi · 1,851 sqft$200,000 sold 2026-03

Own a home nearby? See what it is worth today — What's your Waverly home worth?

Sale & Tax History

List Price

$375,000

Price / Sq Ft

$234

Annual Taxes

N/A

Monthly Tax

N/A

HOA

None

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 27, 2026$375,000—
Currently listed—$375,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Waverly Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

1 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 328 Bank St in a good school zone?+
The assigned zones on the listing record are Ellen W. Chambliss Elementary, Sussex Central Middle, Sussex Central. School attendance zones can change — always confirm enrollment with the local school division.
Is 328 Bank St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 328 Bank St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 328 Bank St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Kyera VanDyke · Opulent Realty LLC · REIN MLS #10658599

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

328 Bank St, Waverly — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

328 Bank St, Waverly, Virginia 23890 · MLS #10658599 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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