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✓ Source: REIN MLS #10655568 · record updated Oct 7, 2026 · synced every 2 min · your inquiry is never resold
31064 Harbor LN, PAINTER VA 23420 - Main photo
31064 Harbor LN, PAINTER VA 23420 - Photo 2
31064 Harbor LN, PAINTER VA 23420 - Photo 3
31064 Harbor LN, PAINTER VA 23420 - Photo 4
31064 Harbor LN, PAINTER VA 23420 - Photo 5
3beds
2baths
1,932sqft
8days on market

31064 Harbor Ln, Painter, VA 23420

ActiveResidential · built 2007 · PAINTER

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay, Deep Water.

Frontage

Bay ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

This custom-built, pond-front Cape Cod residence is situated on approximately 3.5 acres, offering serene views of both the pond and creek. The upper-level primary suite is appointed with a sophisticated bathroom featuring marble tiling, dual vanities, and a jetted tub, complemented by a private balcony that provides panoramic vistas of the water. The home boasts exquisite pine flooring throughout. The exterior is enhanced by mature gardens and fruit-bearing trees. Located just ten miles from the town of Onancock, residents can enjoy fine dining, local theater, the Corner Bakery, and a vibrant farmers' market. The property includes deeded access to a nearby boat ramp. This exceptional home is ready for its new owners.

Listing courtesy of Ann Kaplan · EXP Realty LLC · REIN MLS #10655568

Facts & features

Type

Residential

Year built

2007

Price / sqft

$204

HOA fee

$38/mo

Taxes

$1,815/yr

County

Accomack County VA

Waterfront

Yes

MLS #

10655568

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,932
Stories
2
Flooring
Wood
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
Office/Study
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Construction & exterior

Style
Cape Cod
Subtype
Detached
Foundation
Crawl
Roof
Composite
Exterior
Vinyl
Pool
No Pool
Fencing
Partial
Waterfront
Bay,Deep Water
Deep-water access
Yes

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
3.5700
Subdivision
PAINTER
Ownership
Fee Simple
Garage
No
Parking
3 Space, Off Street, Driveway Spc
Possession
SETTLEMENT

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

31064 Harbor Lane sits in Painter, Virginia — a quiet Eastern Shore community in Accomack County. Built in 2007, this 1,932-square-foot home offers three bedrooms and two baths on a peaceful rural setting. It's a rare find on Virginia's slower-paced Atlantic coast.

Read the full overview ↓

Why this home stands out

Most homes on Virginia's Eastern Shore trade square footage for charm. This 2007-built home gives you both. At 1,932 square feet with three bedrooms and two full baths, it's a solidly sized property in a part of the state where land is generous and neighbors are few. Harbor Lane is the kind of address that rewards buyers who want distance from the noise of the city.

About the Painter real estate market

Painter is a small unincorporated community in Accomack County on Virginia's Eastern Shore. Life here runs at a different pace. The streets are quiet, the lots are generous, and the landscape opens up into marshland, farmland, and waterway views in nearly every direction. Harbor Lane sits true to its name — water access and coastal character define this stretch of the Eastern Shore. The housing stock here leans rural and residential, with single-family homes spread across large parcels. There's no dense subdivision feel. Accomack County is the governing jurisdiction, and the area carries a strong sense of local identity. Painter itself is a small dot on the map, but it connects easily to the broader Eastern Shore corridor via Route 13. That highway links the region from the Maryland border all the way south to the Chesapeake Bay Bridge-Tunnel. On the other side of the tunnel sits Virginia Beach and the rest of Hampton Roads.

What's nearby

Everyday needs are met in nearby Onley and Accomac, both just a short drive along Route 13. Walmart and local grocery options are within reach in Onley. The town of Onancock — about 15 minutes away — offers waterfront dining, a farmers market, and a working harbor with ferry service to Tangier Island. Chincoteague Island and Assateague National Seashore are roughly an hour north, making weekend escapes genuinely easy. Cape Charles, with its historic downtown and beach access, sits about 45 minutes to the south.

For different buyers

Room to grow

Three bedrooms and two full baths give you real room to spread out. The 1,932-square-foot layout means no one is crowded. A rural Eastern Shore setting adds outdoor space that denser neighborhoods simply can't match. Whether you need a dedicated home office, a guest room, or just breathing room between bedrooms, this floor plan handles it without compromise.

For first-time buyers

Painter offers entry into homeownership in one of Virginia's most affordable and unhurried regions. The Eastern Shore real estate market moves differently than Hampton Roads — and that can work in your favor. A 2007-built home means modern construction standards without the premium of new construction. Anyone comparing homes for sale in Virginia 23420 will find that this area offers genuine value per square foot.

More buyer questions

How far is 31064 Harbor Lane from Joint Base Langley-Eustis?

The drive from Painter to Joint Base Langley-Eustis runs about 92 minutes under normal conditions, crossing the Chesapeake Bay Bridge-Tunnel into Hampton Roads. It's a long commute, so this address works best for remote workers or those with flexible schedules.

What is the flood zone status for 31064 Harbor Lane?

Flood zone information for this property is covered in the FloodRisk tile on this page. Given the Eastern Shore's coastal geography, reviewing that data carefully is a smart step before making any decisions.

Is there an HOA at 31064 Harbor Lane in Painter?

HOA status for this property should be confirmed through current disclosure documents. Many rural Eastern Shore properties in Accomack County are not governed by an HOA, but always verify before closing.

What county is Painter, Virginia in?

Painter is located in Accomack County, Virginia. Accomack County handles property taxes, zoning, and local government services for this address.

How far is 31064 Harbor Lane from Virginia Beach?

Virginia Beach is roughly 75 to 85 miles from Painter, depending on your route, with most of that drive running south on Route 13 through the Eastern Shore before crossing the Chesapeake Bay Bridge-Tunnel.

Want to see 31064 Harbor Lane in person? Tom and Dariya Milan are ready to set up your visit and answer every question about life on the Eastern Shore.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Painter$335K – $455K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryAccawmacke Elementary
    —
  • MiddleNandua Middle
    —
  • HighNandua
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 5 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 51001C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51001C

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

5 ft above sea level

Property elevation

4.4 ft above sea level

0.6 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,316/mo

Principal & interest

$2,050

Property tax

$151

Home insurance

$115

PMI

None

HOA/Condo (paid separately)

$38

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Own a home nearby? See what it is worth today — What's your Painter home worth?

Sale & Tax History

List Price

$395,000

Price / Sq Ft

$204

Annual Taxes

$1,815

Monthly Tax

$151

HOA fee

$38 / mo

Tax Rate (effective)

0.46%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 29, 2026$395,000—
Currently listed—$395,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Painter Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 31064 Harbor Ln in a good school zone?+
The assigned zones on the listing record are Accawmacke Elementary, Nandua Middle, Nandua. School attendance zones can change — always confirm enrollment with the local school division.
Is 31064 Harbor Ln in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 5 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 31064 Harbor Ln a waterfront property?+
Yes. The listing record shows: Bay,Deep Water.
Does 31064 Harbor Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is Nandua Bay.
When was 31064 Harbor Ln built?+
It was built in 2007, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Ann Kaplan · EXP Realty LLC · REIN MLS #10655568

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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31064 Harbor Ln, Painter — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

31064 Harbor Ln, Painter, Virginia 23420 · MLS #10655568 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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