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✓ Source: REIN MLS #10584071 · record updated Nov 18, 2025 · synced every 2 min · your inquiry is never resold
28111 Harbor RD, MELFA VA 23410 - Main photo
4beds
3baths
2,248sqft
254days on market

28111 Harbor Rd, Melfa, VA 23410

Under ContractResidential · built 2004 · ACCOMACK

About this home

A perfect blend of comfort & convenience in this beautifully updated ranch home on a 1 acre lot in a serene wooded setting. Located in The Greens, close to the Eastern Shore Yacht & Country Club. With a membership enjoy dining, golf, family activities, a pool, pickleball, tennis & more! This spacious 4-bedroom, 3-Bath home features an open floor plan with 2 private suites. Ideal for multi-generational living or hosting guests. A bonus room provides flexibility for an office, playroom or extra living space. Step outside to enjoy the fenced backyard, perfect for children or pets. Watch them play while you enjoy time gardening or sitting around the fire pit. High Speed Internet is great for remote work. Golf cart community. Close access to medical facilities, farmers markets, shopping and schools. Well/Septic and Termite inspections are complete and available to purchasers. Previous contract fell through at no fault of the sellers.

Listing courtesy of Anne Doughty · Coldwell Banker Harbour Realty · REIN MLS #10584071

Facts & features

Type

Residential

Year built

2004

Price / sqft

$178

HOA

None

Taxes

$1,509/yr

County

Accomack County VA

MLS #

10584071

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,248
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
8
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan
Accessibility
Level Flooring, Low Pile Carpet

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Picket

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
0.5000
Subdivision
ACCOMACK
Zoning
AGRIC.
Ownership
Fee Simple
Garage
No
Parking
Off Street, Driveway Spc
Possession
AT SETTLEMENT

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Four-bedroom, three-bath home on a half-acre lot in Melfa. Built in 2004 with 2,248 square feet of living space. Quiet Eastern Shore setting with room to breathe and a solid foundation for your next chapter.

Read the full overview ↓

Why this home stands out

This 2004-built home sits on half an acre in rural Accomack County, giving you genuine privacy and land without suburban density. Four bedrooms and three bathrooms span 2,248 square feet—enough room for a home office, guest suite, or hobby space. The lot size and layout offer flexibility that smaller properties can't match. Eastern Shore living means slower pace, lower cost of living, and a tight-knit community feel.

ACCOMACK and the Melfa real estate market

Melfa is a small, quiet community on Virginia's Eastern Shore, part of Accomack County. The area is rural and agricultural, with wide open spaces and a slower pace of life. You'll find genuine neighbors here rather than crowded subdivisions. The Eastern Shore has deep roots in farming, watermen, and local heritage. Getting around is straightforward—US Route 13 is the main north-south corridor through the peninsula. The nearest significant shopping and services are in nearby Onancock or Chincoteague. If you work on the mainland, the Chesapeake Bay Bridge-Tunnel connects the Eastern Shore to Hampton Roads and beyond, though it's about 45 minutes to an hour depending on your destination. Daily life here centers on community, outdoor access, and a pace that rewards slowing down.

What's nearby

Onancock is about 15 minutes south and offers local restaurants, shops, and the charm of a historic waterfront town. Chincoteague Island, famous for wild ponies and beach access, is roughly 30 minutes away. For groceries and everyday needs, Melfa has local options, and larger retailers are in Onancock. Fishing, boating, and water access are central to Eastern Shore life—you're close to creeks, marshes, and the bay.

For different buyers

Base commute and VA loan notes

Joint Base Langley-Eustis is about 99 minutes away by car. The Eastern Shore location trades commute time for lower cost of living and a quieter lifestyle. VA loan financing is common here, and the property sits ready for your move.

Room to grow

Four bedrooms and three full baths give you room to spread out—a dedicated office, guest bedroom, or hobby studio. The half-acre lot is large enough for a garden, play area, or outdoor projects. Storage and space throughout the home mean less need to purge or compromise on what you bring. Layout flexibility lets you adapt the home to your actual life, not squeeze into someone else's design.

More buyer questions

How far is 28111 Harbor Road from Joint Base Langley-Eustis?

About 99 minutes by car. The Eastern Shore location trades commute time for lower cost of living and a quieter lifestyle.

What is the lot size at this address?

The property sits on half an acre, offering genuine privacy and room for outdoor projects or a garden.

How many bedrooms and bathrooms does this home have?

Four bedrooms and three full bathrooms across 2,248 square feet of living space.

What year was this home built?

The home was constructed in 2004 and has been maintained as a solid residential property.

Is Melfa close to shopping and services?

Onancock, about 15 minutes south, has restaurants, shops, and local amenities. Larger retailers and services are also accessible from there.

Ready to explore Eastern Shore living? Contact Tom & Dariya Milan at LPT Realty to schedule a tour of 28111 Harbor Road.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Melfa$335K – $460K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryPungoteague Elementary
    —
  • MiddleNandua Middle
    —
  • HighNandua
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51001C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51001C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

7.3 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,317/mo

Principal & interest

$2,075

Property tax

$126

Home insurance

$117

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Own a home nearby? See what it is worth today — What's your Melfa home worth?

Sale & Tax History

List Price

$399,900

Price / Sq Ft

$178

Annual Taxes

$1,509

Monthly Tax

$126

HOA

None

Tax Rate (effective)

0.38%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 28, 2025$399,900—
Currently listed—$399,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Melfa Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 28111 Harbor Rd in a good school zone?+
The assigned zones on the listing record are Pungoteague Elementary, Nandua Middle, Nandua. School attendance zones can change — always confirm enrollment with the local school division.
Is 28111 Harbor Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 28111 Harbor Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 28111 Harbor Rd built?+
It was built in 2004, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Anne Doughty · Coldwell Banker Harbour Realty · REIN MLS #10584071

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

28111 Harbor Rd, Melfa, Virginia 23410 · MLS #10584071 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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