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✓ Source: REIN MLS #10653393 · record updated Sep 22, 2026 · synced every 2 min · your inquiry is never resold
278 Prince George ST, URBANNA VA 23175 - Main photo
278 Prince George ST, URBANNA VA 23175 - Photo 2
278 Prince George ST, URBANNA VA 23175 - Photo 3
278 Prince George ST, URBANNA VA 23175 - Photo 4
278 Prince George ST, URBANNA VA 23175 - Photo 5
2beds
2baths
1,512sqft
8days on market

278 Prince George St, Urbanna, VA 23175

ActiveResidential · built 1891 · URBANNA

About this home

Circa-1880s character meets opportunity in the heart of Urbanna! This 1,512 SF, 2BR/2BA home is surrounded by beautiful historic homes and retains original hardwood floors, windows & fireplace with gas insert. Enjoy a full front porch with wooden swing, side porch with screening potential, spacious kitchen with farmhouse sink/custom cabinetry & a long foyer with storage. Detached 2-car garage offers workshop potential, plus a large block storage building. Public water/sewer. Zoned GB (General Business), offering possibilities for residential, investment or certain permitted business uses. Sidewalks lead to Urbanna's shops, restaurants, grocery store & Urbanna Marina on Urbanna Creek—about a 5-minute stroll away. Bring your vision and breathe new life into this special Urbanna property! Sold AS-IS. Survey available. Buyer to verify intended use with Town.

Listing courtesy of Cheryl Adams · Shaheen Ruth Martin & Fonville · REIN MLS #10653393

Facts & features

Type

Residential

Year built

1891

Price / sqft

$162

HOA

None

Taxes

$828/yr

County

Middlesex County VA

MLS #

10653393

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,512
Stories
2
Flooring
Ceramic, Wood
Ensuite bedrooms
1
Total rooms
5
Appliances
Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup

Construction & exterior

Style
Farmhouse
Subtype
Detached
Foundation
Crawl
Roof
Metal
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Basebd, Oil, Programmable Thermostat
Cooling
Window/Wall
Water heater
Oil
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2700
Subdivision
URBANNA
Zoning
GB
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 1 Car, Oversized Gar, Driveway Spc
Possession
SETTLEMENT
Disclosures
Additional Attachments, Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

This 1891 Victorian sits on a quiet street in historic Urbanna, offering two bedrooms, two baths, and 1,512 square feet of period charm. The home anchors a walkable downtown where groceries, cafes, and parks are steps away. It's a rare chance to own a piece of Virginia's colonial waterfront heritage.

Read the full overview ↓

Why this home stands out

Built in the late 19th century, 278 Prince George Street carries the architectural character of Urbanna's golden era. Original details and solid bones speak to careful craftsmanship. The floor plan is efficient for a home of its age—two bedrooms and two full baths fit the modern lifestyle. You're in the heart of town, not on the outskirts, which means walkable access to everyday needs and genuine community.

About the Urbanna real estate market

Urbanna is a living time capsule on the Rappahannock River in Middlesex County. The downtown grid is tight and human-scaled; tree-lined streets connect historic homes, local shops, and the waterfront. Prince George Street sits in the heart of this neighborhood, where neighbors know each other and foot traffic is real. The town has held its character for centuries—colonial roots run deep here. Getting around is easy on foot for daily errands. Larger services and regional shopping are a short drive away. The Rappahannock River defines the landscape and the town's identity. Anyone comparing homes for sale in Urbanna, Virginia will find that walkability and history are the defining features.

What's nearby

Town Park is just two blocks away, offering green space and a view of the river. Urbanna Market IGA and Urbanna Trading Company are both within a few minutes' walk for groceries. Dining is casual and local: Mi Jalisco Family Mexican Restaurant, Small Town Burger Urbanna, and The Wooden Pickle Cafe are all steps from your door. Something Different Restaurant serves coffee and conversation. Watermans Park sits a short drive south if you want more waterfront access and recreation.

For different buyers

Base commute and VA loan notes

Camp Peary is about 48 minutes away. VA loan financing is widely available in rural Virginia properties like this one. The home's modest size and efficient layout mean lower carrying costs. Historic-district properties sometimes qualify for tax credits that offset ownership expenses.

For buyers drawn to character

An 1891 Victorian with original architectural bones is a rare find in Urbanna's downtown. The home sits on a street where every neighbor's house tells a story spanning two centuries. You're not buying a reproduction—you're buying the real thing. This is the kind of address that rewards slow living and local roots.

More buyer questions

How far is 278 Prince George Street from Camp Peary?

About 48 minutes by car. The home is well-suited for anyone with a flexible commute or who works locally in Middlesex County.

What's walkable from this address?

Town Park is two blocks away. Urbanna Market IGA, local restaurants, and coffee shops are all within a three-minute walk. Daily life doesn't require a car.

Is there an HOA?

No HOA. The property is in the historic district, which means design guidelines apply to exterior changes, but there are no monthly fees.

When was this house built?

The home was built in 1891 and retains period character throughout. It has been maintained as a residential property for over 130 years.

Can I see the river from the property?

The Rappahannock River is the heart of Urbanna's identity, and the town's waterfront is a short walk away. Watermans Park offers direct river access nearby.

Meet 278 Prince George Street. Call Tom & Dariya Milan at LPT Realty to schedule a tour of this historic Urbanna home.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Urbanna$205K – $285K2+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMiddlesex Elementary
    —
  • MiddleSt. Clare Walker Middle
    —
  • HighMiddlesex
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51119C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51119C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

30.7 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,412/mo

Principal & interest

$1,271

Property tax

$69

Home insurance

$71

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Own a home nearby? See what it is worth today — What's your Urbanna home worth?

Sale & Tax History

List Price

$245,000

Price / Sq Ft

$162

Annual Taxes

$828

Monthly Tax

$69

HOA

None

Tax Rate (effective)

0.34%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 14, 2026$245,000—
Currently listed—$245,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Urbanna Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 278 Prince George St in a good school zone?+
The assigned zones on the listing record are Middlesex Elementary, St. Clare Walker Middle, Middlesex. School attendance zones can change — always confirm enrollment with the local school division.
Is 278 Prince George St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 278 Prince George St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 278 Prince George St built?+
It was built in 1891, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Cheryl Adams · Shaheen Ruth Martin & Fonville · REIN MLS #10653393

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

278 Prince George St, Urbanna — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

278 Prince George St, Urbanna, Virginia 23175 · MLS #10653393 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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