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✓ Source: REIN MLS #10655216 · record updated Oct 27, 2026 · synced every 2 min · your inquiry is never resold
246 Laurel Farms LN, URBANNA VA 23175 - Main photo
246 Laurel Farms LN, URBANNA VA 23175 - Photo 2
246 Laurel Farms LN, URBANNA VA 23175 - Photo 3
246 Laurel Farms LN, URBANNA VA 23175 - Photo 4
246 Laurel Farms LN, URBANNA VA 23175 - Photo 5
4beds
2baths
1,716sqft
33days on market

246 Laurel Farms Ln, Urbanna, VA 23175

ActiveResidential · built 1993 · ALL OTHERS AREA 125

About this home

Beautifully renovated and ideally located near the heart of Urbanna! This inviting 4-bedroom, 2-bath home combines comfortable living with the relaxed charm of one of Virginia's favorite river towns. The fresh, move-in-ready interior features a spacious kitchen with granite countertops, stainless-steel appliances and generous workspace. The flexible layout offers plenty of room for family, guests or a home office. Unwind on the shady, peaceful screened porch or enjoy the outdoors from the rooftop deck. Mature trees, attractive landscaping and colorful flower beds enhance the tranquil setting. Downtown Urbanna's restaurants, shops, waterfront and community events are just a golf-cart ride away. Perfect as a full-time residence or coastal retreat! Roof 7+/- yrs old Brand new HVAC upstairs. Desirable Red Hill Neighborhood.

Listing courtesy of Helen VanOrden · BHHS RW Towne Realty · REIN MLS #10655216

Facts & features

Type

Residential

Year built

1993

Price / sqft

$288

HOA fee

$17/mo

Taxes

$1,676/yr

County

Middlesex County VA

MLS #

10655216

HOA association includes

Ground Maint

$17/mo HOA fee · NA · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
2
Approx. sqft
1,716
Stories
2
Flooring
Carpet, Vinyl, Wood
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor Primary BR, Balcony, Screened Porch, Workshop
Appliances
Dishwasher, Dryer, Gas Range, Washer
Equipment
Hot Tub

Construction & exterior

Style
Cape Cod
Subtype
Detached
Foundation
Crawl
Roof
Composite
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump, Propane Gas, Zoned
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.5000
Subdivision
ALL OTHERS AREA 125
Ownership
Fee Simple
Garage
No
Parking
Carport, Covered, Driveway Spc
Possession
SETTLEMENT
Miscellaneous
Fuel In Tank Conveys
Disclosures
Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

246 Laurel Farms Lane sits in Urbanna, Virginia — a small waterfront town on the Rappahannock River. This 1993-built, four-bedroom home offers 1,716 square feet on a quiet lane. Groceries, cafés, and parks are all within half a mile. It's a rare find in a town this size.

Read the full overview ↓

Why this home stands out

Urbanna is one of the smallest incorporated towns in Virginia, and Laurel Farms Lane puts you right at its edge. Four bedrooms in 1,716 square feet gives you real breathing room for the price point this market typically carries. The street is quiet, the neighbors are close-knit, and everything the town offers is a short walk or a two-minute drive away. That combination of scale and access is genuinely hard to replicate.

ALL OTHERS AREA 125 and the Urbanna real estate market

Laurel Farms Lane is a tucked-away residential street on the south side of Urbanna. The surrounding blocks are a mix of modest single-family homes and longer-tenured properties with mature trees and generous lots. It has the feel of a neighborhood where people stay for decades. Urbanna itself sits on a peninsula between Urbanna Creek and the Rappahannock River, giving the whole town a waterfront character without the density of larger coastal cities. The town hosts one of Virginia's oldest oyster festivals each November, drawing visitors from across the mid-Atlantic. Day-to-day life moves at a slower pace here, and that's the point. Middlesex County surrounds the town and keeps the broader landscape rural and green. Route 227 connects Urbanna to Route 17, which runs north toward Gloucester and south toward Saluda. Richmond is about an hour west, making it a realistic option for weekend trips or occasional commutes.

What's nearby

Daily errands are genuinely easy from 246 Laurel Farms Lane. Urbanna Market IGA is 0.4 miles away for groceries, and Urbanna Trading Company is just a block farther. The Wooden Pickle Cafe and Mi Jalisco Family Mexican Restaurant are both within 0.4 miles for a quick lunch or a casual dinner out. The Chesapeake Inn adds a waterfront dining option at 0.5 miles. Something Different Restaurant is right there too, good for a morning coffee stop. Urbanna Parks & Recreation and Town Park are both under 0.6 miles, putting green space and recreation within easy walking distance.

For different buyers

Base commute and VA loan notes

Camp Peary is about 47 minutes south via Route 17 — a straightforward drive through mostly rural roads with little traffic congestion. VA loan financing is widely used in this part of the Northern Neck and Middle Peninsula corridor. Four bedrooms and a 1993 build means the home is structurally mature but not aging out of its systems, which simplifies the inspection and financing process.

For first-time buyers

Four bedrooms at this square footage is a strong starting point in a market where inventory stays tight. Urbanna's small-town scale means lower day-to-day costs and a walkable core that reduces car dependency. The 1993 build date puts major systems in a manageable age range. Anyone comparing homes for sale in Urbanna will notice that properties on quiet residential lanes like this one move quickly when they do appear.

More buyer questions

How far is 246 Laurel Farms Lane from Camp Peary?

Camp Peary is approximately 47 minutes south of Urbanna via Route 17. The route is mostly two-lane rural highway with light traffic outside of peak hours.

What is the flood zone status for this address?

Flood zone information for 246 Laurel Farms Lane is covered in the FloodRisk tile on this page. Urbanna's peninsula geography means flood zone status varies significantly by block, so it's worth reviewing that section carefully.

Is there an HOA at 246 Laurel Farms Lane?

HOA status for this property should be confirmed through current disclosure documents. Laurel Farms Lane is a small residential street, and HOA structures in Urbanna's outlying lanes vary by subdivision.

How far is 246 Laurel Farms Lane from downtown Urbanna?

The property is less than half a mile from Urbanna's small commercial core. Groceries, restaurants, and the town park are all reachable in under ten minutes on foot.

What is the drive from Urbanna to Richmond?

Richmond is roughly 60 to 70 minutes west of Urbanna depending on your route and traffic. Route 33 west to I-64 is the most common path.

Want to see 246 Laurel Farms Lane in person? Tom and Dariya Milan can arrange a showing and answer your questions about Urbanna and the surrounding area.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Urbanna$420K – $570K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryOther Elementary School
    —
  • MiddleMiddlesex
    —
  • HighMiddlesex
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51119C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51119C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

77.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,852/mo

Principal & interest

$2,568

Property tax

$140

Home insurance

$144

PMI

None

HOA/Condo (paid separately)

$17

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Own a home nearby? See what it is worth today — What's your Urbanna home worth?

Sale & Tax History

List Price

$495,000

Price / Sq Ft

$288

Annual Taxes

$1,676

Monthly Tax

$140

HOA fee

$17 / mo

Tax Rate (effective)

0.34%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 24, 2026$495,000—
Price reducedOct 27, 2026$495,000−$30,000
Currently listed—$495,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Urbanna Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

33 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 246 Laurel Farms Ln in a good school zone?+
The assigned zones on the listing record are Other Elementary School, Middlesex, Middlesex. School attendance zones can change — always confirm enrollment with the local school division.
Is 246 Laurel Farms Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 246 Laurel Farms Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NA. Association amenities on record include: Ground Maint.
When was 246 Laurel Farms Ln built?+
It was built in 1993, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Helen VanOrden · BHHS RW Towne Realty · REIN MLS #10655216

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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246 Laurel Farms Ln, Urbanna — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

246 Laurel Farms Ln, Urbanna, Virginia 23175 · MLS #10655216 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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