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Onancock › ONANCOCK › 2 Division St✓ Source: REIN MLS #10627923 · record updated Aug 20, 2026 · synced every 2 min · your inquiry is never resold
2 Division ST, ONANCOCK VA 23417 - Main photo
2 Division ST, ONANCOCK VA 23417 - Photo 2
2 Division ST, ONANCOCK VA 23417 - Photo 3
2 Division ST, ONANCOCK VA 23417 - Photo 4
2 Division ST, ONANCOCK VA 23417 - Photo 5
3beds
3baths
2,460sqft
140days on market

2 Division St, Onancock, VA 23417

Under ContractResidential · built 1965 · ONANCOCK

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Deep Water, Deep Water Access, Dock, Navigable.

Frontage

Waterfront ✓ VERIFIED

Dock

Dock

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1965

Price / sqft

$486

HOA

None

Taxes

$3,626/yr

County

Accomack County VA

Waterfront

Yes

MLS #

10627923

Interior

Bedrooms
3
Full baths
3
Approx. sqft
2,460
Stories
1
Flooring
Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Balcony, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Ranch, Traditional
Subtype
Detached
Foundation
Crawl, Slab
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Pool
No Pool
Waterfront
Deep Water,Deep Water Access,Dock,Navigable
Deep-water access
Yes

Utilities & systems

Heating
Electric, Heat Pump, Programmable Thermostat
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
1.0505
Subdivision
ONANCOCK
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Off Street, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Experience gracious waterfront living in the coveted Mount Prospect neighborhood! This stunning ranch home was meticulously and completely renovated from top to bottom in 2022! Blending a timeless classic taste, with a modern feel! This beautiful property offers over 250 feet of private shoreline, where you can enjoy fishing from your own dock and take in the spectacular water views! Wonderful waterfront and Chesapeake Bay access! Local shopping, restaurants, theaters, and much more! If you are looking for a retreat, look no further! Designed for natural flow from indoor to outdoor, lovely for entertaining! This home features elegant slate patios, a classic front porch, and a massive sunroom great for relaxing or gathering!

Listing courtesy of Karl Konradson · BHHS RW Towne Realty · REIN MLS #10627923

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

A 2,460-square-foot, three-bedroom, three-bath home built in 1965 on Division Street in the heart of historic Onancock, Virginia — where walkable small-town living, waterfront charm, and the Eastern Shore's unhurried pace come together on one address.

Read the full overview ↓

Why this home stands out

What sets 2 Division Street apart is its position inside Onancock's compact, walkable core — grocery, coffee, yoga, and some of the Eastern Shore's most talked-about dining are all within a quarter mile. The 1965 bones give the home real architectural character, while 2,460 square feet across three bedrooms and three full baths means there's genuine room to spread out in a town where that combination is genuinely rare.

About the Onancock real estate market

Onancock sits on Virginia's Eastern Shore, a narrow peninsula between the Chesapeake Bay and the Atlantic, and it carries the quiet confidence of a town that has never needed to try too hard. The historic district runs right through the center, lined with 18th- and 19th-century storefronts, working wharves, and homes that have weathered centuries of salt air. Division Street places you squarely in that fabric — close enough to the wharf to hear the water, close enough to the market to walk for coffee. The broader town of Onancock is part of Accomack County, giving residents a small-town tax base without sacrificing access to the Chesapeake Bay Bridge-Tunnel and the wider Hampton Roads metro beyond. People who land here tend to stay — the pace is intentional, the community is tight-knit, and the scenery changes with the tides in ways that never quite get old.

What's nearby

Step outside 2 Division Street and daily errands practically take care of themselves. North Street Market is two-tenths of a mile away for groceries and a morning cup. Foggy Place Cafe is the same short walk for anyone who prefers a dedicated coffee stop. When it's time to eat out, Bizzotto's Gallery-Cafe, Bread & Butter, and The Charlotte Hotel and Restaurant are all within a comfortable stroll — a concentration of good food rarely found in a town this size. Shore Balance Yoga is just a tenth of a mile away for a midday reset, and the Community Dog Park is four-tenths of a mile out when the dog needs a run.

For different buyers

For families upgrading

Three full baths and 2,460 square feet give a growing household real breathing room, and a walkable town center means older kids can move independently to coffee shops, the park, and local restaurants without a car. Onancock's close-knit character makes it the kind of place where neighbors know each other — a meaningful thing when you're putting down roots and looking for community alongside square footage.

For buyers drawn to character

If you've been searching for a home with genuine history in a place that hasn't been smoothed into sameness, 2 Division Street is worth a long look. The 1965 construction sits inside one of Virginia's most intact small-town historic districts, surrounded by architecture that spans centuries. Buyers comparing homes for sale in Onancock quickly notice how few addresses combine this much space, this much character, and this level of walkability in a single package.

More buyer questions

How far is 2 Division Street from Joint Base Langley-Eustis?

Joint Base Langley-Eustis is roughly 109 minutes by car from 2 Division Street, making it a long commute for active-duty personnel assigned there. The Eastern Shore's distance from major bases is a real consideration for military households, though the area attracts many veterans and retirees who have chosen to settle here after service.

What is the flood zone status for 2 Division Street, Onancock, VA?

Flood zone designation for this address is covered in the dedicated FloodRisk tile on this page — check there for the most current FEMA map data and zone classification.

How walkable is the Division Street neighborhood in Onancock?

Very walkable by small-town standards. Groceries, coffee, yoga, and multiple restaurants are all within two-tenths of a mile, and the Community Dog Park is under half a mile away — an unusually complete daily-errand radius for a town of Onancock's size.

What is the property type and size at 2 Division Street?

2 Division Street is a residential single-family home offering 2,460 square feet of living space, three bedrooms, and three full bathrooms, built in 1965 in Onancock's historic town center in Accomack County, Virginia.

Is there an HOA at 2 Division Street in Onancock?

No HOA is associated with this address, which means no mandatory association fees or deed restrictions layered on top of Accomack County's standard zoning and historic-district guidelines.

Tom and Dariya Milan at LPT Realty know the Eastern Shore inside out — reach out to talk through what 2 Division Street could look like as your next home.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Onancock$1M – $1.4M3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryAccawmacke Elementary
    —
  • MiddleNandua Middle
    —
  • HighNandua
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51001C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$6,851/mo

Principal & interest

$6,201

Property tax

$302

Home insurance

$349

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Own a home nearby? See what it is worth today — What's your Onancock home worth?

Sale & Tax History

List Price

$1,195,000

Price / Sq Ft

$486

Annual Taxes

$3,626

Monthly Tax

$302

HOA

None

Tax Rate (effective)

0.30%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 2, 2026$1,195,000—
Price reducedJul 16, 2026$1,195,000−$30,000
Currently listed—$1,195,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Onancock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 2 Division St in a good school zone?+
The assigned zones on the listing record are Accawmacke Elementary, Nandua Middle, Nandua. School attendance zones can change — always confirm enrollment with the local school division.
Is 2 Division St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 2 Division St?+
Yes — Shore Balance Yoga is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 2 Division St?+
Community Dog Park is about 0.6 miles away.
Where is the nearest grocery store to 2 Division St?+
North Street Market is about 0.3 miles away. The closest dining on record is Mallards At the Wharf (0.2 mi).
Is 2 Division St a waterfront property?+
Yes. The listing record shows: Deep Water,Deep Water Access,Dock,Navigable.
Does 2 Division St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 2 Division St built?+
It was built in 1965, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Karl Konradson · BHHS RW Towne Realty · REIN MLS #10627923

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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2 Division St, Onancock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

2 Division St, Onancock, Virginia 23417 · MLS #10627923 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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