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OnancockONANCOCK2 Division St✓ Source: REIN MLS #10627923 · record updated Jun 8, 2026 · synced every 5 min · your inquiry is never resold
2 Division ST, ONANCOCK VA 23417 - Main photo
2 Division ST, ONANCOCK VA 23417 - Photo 2
2 Division ST, ONANCOCK VA 23417 - Photo 3
2 Division ST, ONANCOCK VA 23417 - Photo 4
2 Division ST, ONANCOCK VA 23417 - Photo 5
$1,225,000
$498 / sqft · est. $7,016/mo →
3beds
3baths
2,460sqft
67days on market

2 Division St, Onancock, VA 23417

ActiveResidential · built 1965 · ONANCOCK

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Deep Water, Deep Water Access, Dock, Navigable.

Frontage

Waterfront ✓ VERIFIED

Dock

Dock

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Experience gracious waterfront living in the coveted Mount Prospect neighborhood! This stunning ranch home was meticulously and completely renovated from top to bottom in 2022! Blending a timeless classic taste, with a modern feel! This beautiful property offers over 250 feet of private shoreline, where you can enjoy fishing from your own dock and take in the spectacular water views! Wonderful waterfront and Chesapeake Bay access! Local shopping, restaurants, theaters, and much more! If you are looking for a retreat, look no further! Designed for natural flow from indoor to outdoor, lovely for entertaining! This home features elegant slate patios, a classic front porch, and a massive sunroom great for relaxing or gathering!

Listing courtesy of Karl Konradson · BHHS RW Towne Realty · REIN MLS #10627923

VaHome team overview

Our read on this home

At a glance

2 Division Street sits in the heart of historic Onancock, Virginia — a walkable Eastern Shore town where daily errands, waterfront dining, and small-town charm are all within a few blocks of your front door. Three bedrooms, three full baths, and 2,460 square feet built in 1965.

Read the full overview ↓

Why this home stands out

What sets 2 Division Street apart is its location inside one of Virginia's most celebrated small towns, where you can walk to a café, a yoga studio, a waterfront restaurant, and a local market without ever starting your car. The 1965 construction gives the home a solid mid-century foundation, and at 2,460 square feet with three full bathrooms, there's real breathing room — rare for a property this close to Onancock's walkable core.

About the Onancock real estate market

Onancock is one of those Eastern Shore towns that people discover on a weekend drive and then spend years figuring out how to move to. Incorporated in 1680, it sits along Onancock Creek, which connects the town to the Chesapeake Bay and gives it a quiet maritime identity that feels nothing like the busy resort strips further south. Division Street runs right through the historic district, where tree-lined sidewalks pass Victorian and Colonial-era homes, independent galleries, and locally owned restaurants. The pace here is genuinely unhurried — neighbors wave, front porches get used, and the town wharf draws kayakers and boaters on warm weekends. Accomack County surrounds the town, and the Eastern Shore's flat, open landscape means wide skies and easy cycling in every direction. If you're searching for 2 Division Street Onancock Virginia as a primary residence or a slower-paced alternative to metro living, this address puts you at the center of everything the town has to offer without sacrificing space or comfort.

What's nearby

Daily life at 2 Division Street is remarkably convenient for a town this size. North Street Market is just 0.3 miles away and covers both your grocery run and your morning coffee. For dining, you're spoiled: Mallards At the Wharf is 0.2 miles away and offers waterfront atmosphere, while Bizzotto's Gallery-Cafe and Bread & Butter are both within a three-minute walk for casual meals or a glass of wine. Foggy Place Cafe is 0.2 miles away when you need a quick espresso. Shore Balance Yoga is 0.3 miles out for your morning practice, and the Community Dog Park is just 0.6 miles away — an easy stroll with a four-legged companion.

For different buyers

For first-time buyers

If you're buying your first home and want something with real character in a real community, 2 Division Street is worth a serious look. Three full bathrooms means no morning traffic jams, and 2,460 square feet gives you room to grow. The walkable location also means one car can go a long way — groceries, coffee, yoga, and dinner are all within a third of a mile.

For buyers drawn to character

Buyers who want a home with a sense of place — not a subdivision that could be anywhere — will feel it immediately on Division Street. The 1965 build sits inside a historic town that has been continuously inhabited for over three centuries. You're not buying square footage in a vacuum; you're buying into a community with a wharf, a gallery district, working watermen, and neighbors who actually know each other.

More buyer questions

How far is 2 Division Street from Joint Base Langley-Eustis?

Joint Base Langley-Eustis is approximately 109 minutes from 2 Division Street by car, making this address best suited for remote workers, retirees, or service members who do not require a daily commute to the base.

What is Onancock, Virginia known for?

Onancock is known as one of Virginia's most charming Eastern Shore towns, recognized for its historic district, working waterfront on Onancock Creek, independent restaurants and galleries, and its connection to the Chesapeake Bay via ferry to Tangier Island.

Is 2 Division Street in a walkable area?

Yes — grocery, coffee, multiple restaurants, a yoga studio, and a dog park are all within 0.6 miles, making this one of the most walkable addresses on Virginia's Eastern Shore.

What flood zone considerations apply to properties in Onancock?

Onancock sits along tidal Onancock Creek, so flood zone designation varies by parcel and elevation; check the dedicated FloodRisk tile on this page for the specific FEMA flood zone assigned to 2 Division Street.

Does 2 Division Street have an HOA?

Based on available property data, 2 Division Street does not appear to be governed by a homeowners association, though buyers should confirm this during the due-diligence period.

Want to see 2 Division Street in person? Tom and Dariya Milan at LPT Realty know Onancock well — reach out and they'll set up a tour at your convenience.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryAccawmacke Elementary
  • MiddleNandua Middle
  • HighNandua

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1965

Price / sqft

$498

HOA

None

Taxes

$3,626/yr

County

Accomack County VA

Waterfront

Yes

MLS #

10627923

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 51001C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$7,016/mo

Principal & interest

$6,356

Property tax

$302

Home insurance

$357

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$100,000$420,000

The 3 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 1 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

35 Kerr ST · 0.7 mi · 2,441 sqft$300,000 active
23062 Cedar Creek RD · 2.2 mi · 2,100 sqft$100,000 sold 2026-06
16410 Bowditch RD · 2.2 mi · 2,063 sqft$420,000 new listing

Sale & Tax History

List Price

$1,225,000

Price / Sq Ft

$498

Annual Taxes

$3,626

Monthly Tax

$302

HOA

None

Tax Rate (effective)

0.30%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 2, 2026$1,225,000
Price reducedJun 6, 2026$1,225,000−$50,000
Currently listed$1,225,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Onancock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

67 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Real questions, answered from the record

Is 2 Division St in a good school zone?+
The assigned zones on the listing record are Accawmacke Elementary, Nandua Middle, Nandua. School attendance zones can change — always confirm enrollment with the local school division.
Is 2 Division St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 2 Division St?+
Yes — Shore Balance Yoga is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 2 Division St?+
Community Dog Park is about 0.6 miles away.
Where is the nearest grocery store to 2 Division St?+
North Street Market is about 0.3 miles away. The closest dining on record is Mallards At the Wharf (0.2 mi).
Is 2 Division St a waterfront property?+
Yes. The listing record shows: Deep Water,Deep Water Access,Dock,Navigable.
Does 2 Division St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 2 Division St built?+
It was built in 1965, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Karl Konradson · BHHS RW Towne Realty · REIN MLS #10627923

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

2 Division St, Onancock, Virginia 23417 · MLS #10627923 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.