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Cape CharlesCAPE CHARLES146 Golden Bear Cir✓ Source: REIN MLS #10638696 · record updated Jul 6, 2026 · synced every 2 min · your inquiry is never resold
146 Golden Bear CIR, CAPECHARLES VA 23310 - Main photo
146 Golden Bear CIR, CAPECHARLES VA 23310 - Photo 2
146 Golden Bear CIR, CAPECHARLES VA 23310 - Photo 3
146 Golden Bear CIR, CAPECHARLES VA 23310 - Photo 4
146 Golden Bear CIR, CAPECHARLES VA 23310 - Photo 5
$1,275,000
$524 / sqft · est. $8,115/mo →
4beds
3.1baths
2,432sqft
50days on market

146 Golden Bear Cir, Cape Charles, VA 23310

ActiveResidential · built 2026 · CAPE CHARLES

About this home

The listing, in the seller's words

The Shoal Creek by Bay Creek Homes, built by Virginia Builders, is a masterclass in modern farmhouse elegance. This thoughtfully designed floor plan features a striking front porch and clean, vertical board-and-batten accents that create an immediate sense of home. The main level is the heart of the residence, centered around a chef's kitchen with a massive social island that flows seamlessly into the bright family room and a charming morning room. The primary suite serves as a true sanctuary, complete with a spa-inspired bath, a deep soaking tub, and an expansive walk-in closet. A versatile secondary bedroom and a dedicated laundry-to-garage transition complete the first floor. Upstairs, a massive loft offers endless possibilities for a media room or play area, flanked by two additional large bedrooms and a shared bath. Coastal charm meets sophisticated functionality in the Shoal Creek! Home Under Construction - all images & furniture, are computer renderings and for illustration.

Listing courtesy of Bean Stringfellow · Bay Creek Realty LLC · REIN MLS #10638696

VaHome team overview

Our read on this home

At a glance

146 Golden Bear Circle is a brand-new 4-bedroom, 3.1-bath home in Cape Charles, Virginia — a charming small town on the Eastern Shore where walkable boutique streets, natural preserves, and Chesapeake Bay access shape everyday life.

Read the full overview ↓

Why this home stands out

Built in 2026, this 2,432-square-foot single-family home offers the rare combination of new construction quality and an established small-town setting. Four bedrooms and three and a half baths give you room to spread out, while the Cape Charles address puts you steps from independent shops, waterfront parks, and preserved coastal habitat — a lifestyle that's genuinely hard to replicate anywhere else on Virginia's Eastern Shore.

About the Cape Charles real estate market

Cape Charles is one of the Eastern Shore's most distinctive small towns — a late-19th-century railroad town that has held onto its historic bones while welcoming a wave of thoughtful revitalization. The walkable downtown grid is lined with Victorian and Colonial Revival architecture, independent restaurants, specialty food shops, and coffee houses that draw visitors from across the mid-Atlantic. Golden Bear Circle sits within easy reach of that core, placing you in a community where neighbors actually know each other and front porches still get used. The broader Cape Charles area sits at the southern tip of the Delmarva Peninsula, framed by the Chesapeake Bay to the west and barrier islands to the east. That geography defines the lifestyle: kayaking, birding, beach days, and sunsets over open water are simply part of the routine. Northampton County governs the area, and the town's compact scale means you're rarely more than a short walk or bike ride from whatever you need. For anyone searching for a home in Cape Charles, Virginia, this address puts you right in the middle of it all.

What's nearby

Daily errands and leisure blend together at this address. Gull Hummock Gourmet Market is two blocks away for specialty groceries, and Drizzles Oil & Vinegar Tasting Store is right at your doorstep. Edible Picasso and Ambrogia Caffé & Enoteca are both within a few steps for dining, while Cape Charles Coffee House and The Almeta are each about a block away for your morning routine. Central Park is a short stroll at 0.2 miles, and Cape Charles Natural Area Preserve and Cape Charles Coastal Habitat Natural Area Preserve are both under a mile for birding and coastal walks. Sky's The Limit Yoga Co rounds out the wellness options nearby.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 46 minutes from Cape Charles — a manageable commute that opens up a genuinely different quality of life. VA loan eligibility pairs well with new construction, and a 4-bedroom layout handles PCS moves and growing households without compromise. The Eastern Shore's lower cost of living and uncrowded feel make this corner of Hampton Roads worth the drive.

For buyers drawn to character

If cookie-cutter subdivisions have never appealed to you, Cape Charles is the antidote. This 2026-built home gives you modern systems and finishes inside a town where the streetscape, the food scene, and the natural surroundings all have real personality. You're walking distance from an artisan grocery, a wine bar, and a coastal preserve — that's a rare combination anywhere in Virginia.

More buyer questions

How far is 146 Golden Bear Circle from Joint Base Langley-Eustis?

The drive from Cape Charles to Joint Base Langley-Eustis typically runs about 46 minutes under normal traffic conditions, crossing the Chesapeake Bay Bridge-Tunnel. It's a scenic commute that many service members find worthwhile given the town's lifestyle and housing value.

What is the flood zone status for 146 Golden Bear Circle?

Cape Charles properties vary in flood zone designation given the town's coastal location — check the dedicated FloodRisk tile on this page for the specific FEMA flood zone assigned to this address.

Is 146 Golden Bear Circle part of an HOA?

HOA status for this property is noted in the listing details — confirm with your agent whether a homeowners association governs Golden Bear Circle and what it covers.

What is Cape Charles like as a place to live year-round?

Cape Charles has a genuine year-round community feel, with local restaurants, markets, and events that continue well past the summer season. The town's small scale and historic character attract full-time residents who value walkability, natural surroundings, and a slower pace.

Where is the nearest beach to 146 Golden Bear Circle?

Cape Charles Beach on the Chesapeake Bay is less than a mile from downtown and reachable on foot or by bike, offering calm, family-friendly swimming conditions distinct from the Atlantic-facing beaches further up the Shore.

Ready to see 146 Golden Bear Circle in person? Reach out to Tom and Dariya Milan at LPT Realty — they know Cape Charles and can walk you through every detail.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$524

HOA fee

$221/mo

Taxes

$10,875/yr

County

Northampton County VA

Waterfront

Yes

MLS #

10638696

HOA association includes

ClubhouseExercise RmGated CommunityGolfPoolRV StorageTennis Cts

$221/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
2,432
Stories
2
Flooring
Ceramic, Wood
First-floor bed & full bath
Yes
Total rooms
10
Appliances
Dishwasher, Dryer Hookup, Range, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Other
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Other
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$8,115/mo

Principal & interest

$6,616

Property tax

$906

Home insurance

$372

PMI

None

HOA

$221

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$745,000$1,135,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

214 Muirfield Drive · 1 mi · 2,460 sqft$1,000,000 sold 2026-05
701 Connors CT · 0 mi · 2,252 sqft$795,900 under contract
306 Bayside Avenue · 1.3 mi · 2,387 sqft$885,000 sold 2026-04

Sale & Tax History

List Price

$1,275,000

Price / Sq Ft

$524

Annual Taxes

$10,875

Monthly Tax

$906

HOA fee

$221 / mo

Tax Rate (effective)

0.85%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 17, 2026$1,275,000
Currently listed$1,275,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

50 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Real questions, answered from the record

Is 146 Golden Bear Cir in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 146 Golden Bear Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 146 Golden Bear Cir?+
Yes — Sky's The Limit Yoga Co is about 0.4 miles away, per the cached nearby-places record for this address.
Are there parks near 146 Golden Bear Cir?+
Central Park is about 0.2 miles away.
Where is the nearest grocery store to 146 Golden Bear Cir?+
Drizzles Oil & Vinegar Tasting Store is about 0 miles away. The closest dining on record is Edible Picasso (0 mi).
Does 146 Golden Bear Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Pool, RV Storage, Tennis Cts.
When was 146 Golden Bear Cir built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Bean Stringfellow · Bay Creek Realty LLC · REIN MLS #10638696

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

146 Golden Bear Cir, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

146 Golden Bear Cir, Cape Charles, Virginia 23310 · MLS #10638696 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.