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Cape CharlesCAPE CHARLES146 Golden Bear Cir✓ Source: REIN MLS #10638696 · record updated Jul 6, 2026 · synced every 2 min · your inquiry is never resold
146 Golden Bear CIR, CAPE CHARLES VA 23310 - Main photo
146 Golden Bear CIR, CAPE CHARLES VA 23310 - Photo 2
146 Golden Bear CIR, CAPE CHARLES VA 23310 - Photo 3
146 Golden Bear CIR, CAPE CHARLES VA 23310 - Photo 4
146 Golden Bear CIR, CAPE CHARLES VA 23310 - Photo 5
$1,275,000
$524 / sqft · est. $8,115/mo →
4beds
3.1baths
2,432sqft
79days on market

146 Golden Bear Cir, Cape Charles, VA 23310

ActiveResidential · built 2026 · CAPE CHARLES

About this home

The listing, in the seller's words

The Shoal Creek by Bay Creek Homes, built by Virginia Builders, is a masterclass in modern farmhouse elegance. This thoughtfully designed floor plan features a striking front porch and clean, vertical board-and-batten accents that create an immediate sense of home. The main level is the heart of the residence, centered around a chef's kitchen with a massive social island that flows seamlessly into the bright family room and a charming morning room. The primary suite serves as a true sanctuary, complete with a spa-inspired bath, a deep soaking tub, and an expansive walk-in closet. A versatile secondary bedroom and a dedicated laundry-to-garage transition complete the first floor. Upstairs, a massive loft offers endless possibilities for a media room or play area, flanked by two additional large bedrooms and a shared bath. Coastal charm meets sophisticated functionality in the Shoal Creek! Home Under Construction - all images & furniture, are computer renderings and for illustration.

Listing courtesy of Bean Stringfellow · Bay Creek Realty LLC · REIN MLS #10638696

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

146 Golden Bear Circle is a brand-new 2026-built, four-bedroom home in Cape Charles, Virginia — a small-town gem on the Chesapeake Bay. With over 2,400 square feet, three and a half baths, and walkable access to the town's beloved shops and restaurants, this address checks a lot of boxes.

Read the full overview ↓

Why this home stands out

New construction in Cape Charles is genuinely rare. Most of the town's housing stock dates back decades, which means 146 Golden Bear Circle stands out as one of the few opportunities to own a freshly built home in this coastal community without sacrificing the walkable, small-town character that makes Cape Charles so appealing. Four bedrooms and 2,432 square feet give you room to grow, and the 2026 build year means everything is under modern standards from day one.

About the Cape Charles real estate market

Cape Charles, Virginia sits at the southern tip of the Eastern Shore, where the Chesapeake Bay meets small-town charm in a way that's hard to find anywhere else in Hampton Roads. The town is compact by design — a historic grid of tree-lined streets, Victorian and craftsman homes, and a genuine walkable downtown that actually delivers. Golden Bear Circle sits within easy reach of that downtown core, placing you close to boutique shops, waterfront dining, and a pace of life that feels unhurried without feeling isolated. Cape Charles is part of Northampton County, and the town itself is recognized for its well-preserved historic district. The bay beach is a short trip away, and the Cape Charles Harbor adds to the waterfront identity of the community. Whether you're drawn here for the lifestyle, the scenery, or the tight-knit community feel, this address puts you right in the middle of it all.

What's nearby

Daily life at 146 Golden Bear Circle is remarkably convenient for such a small town. Gull Hummock Gourmet Market and Drizzles Oil & Vinegar Tasting Store are both within 0.2 miles for specialty grocery runs. Dinner options are equally close — E&O Pub, El Soul, and Cravings are all a short walk away. Coffee is covered by The Almeta, Cape Charles Coffee House, and Edible Picasso, all within the same 0.2-mile radius. Central Park is steps away for a quick outdoor break, and Sky's The Limit Yoga Co is just 0.6 miles out. The Cape Charles Natural Area Preserve and Cape Charles Coastal Habitat Natural Area Preserve are both under a mile away for nature walks and wildlife watching.

For different buyers

For military families relocating

Joint Base Langley-Eustis runs about 46 minutes from Cape Charles, making this address a workable commute for service members who want something different from the typical base-adjacent neighborhood. Cape Charles offers a quieter, more distinctive lifestyle — and a 2026-built home with four bedrooms and 3.5 baths gives a military family the space and reliability that comes with new construction.

For buyers drawn to character

If you've been searching for a home that puts you inside a real community — not a sprawling suburb — Cape Charles is worth your attention. Golden Bear Circle delivers new construction quality in a town with genuine historic character, walkable streets, and a bay-side identity. You get modern systems and finishes without sacrificing the sense of place that older homes in established towns tend to offer.

More buyer questions

How far is 146 Golden Bear Circle from Joint Base Langley-Eustis?

The drive from 146 Golden Bear Circle to Joint Base Langley-Eustis is approximately 46 minutes under normal traffic conditions. The route crosses the Chesapeake Bay Bridge-Tunnel, so it's worth factoring in toll costs and occasional weather-related delays.

What is the flood zone status for 146 Golden Bear Circle?

Flood zone information for this address is displayed in the FloodRisk tile on this page. Given Cape Charles's coastal location, reviewing that designation carefully before making any decisions is a smart step.

Is 146 Golden Bear Circle part of an HOA?

This property is within a community that may have HOA governance — confirm the current HOA status and any associated rules with your agent during the due diligence process.

What can you walk to from 146 Golden Bear Circle?

Quite a bit, actually. Within 0.2 miles you'll find multiple restaurants, coffee shops, a gourmet market, a specialty food store, and Central Park. Cape Charles's compact downtown grid makes this one of the more walkable addresses on the Eastern Shore.

When was 146 Golden Bear Circle built?

This home was built in 2026, making it new construction. That means modern building codes, current energy standards, and no deferred maintenance concerns from older systems or materials.

Want to see 146 Golden Bear Circle in person? Tom and Dariya Milan at LPT Realty know Cape Charles well — reach out and let's set up a visit.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$524

HOA fee

$221/mo

Taxes

$10,875/yr

County

Northampton County VA

MLS #

10638696

HOA association includes

ClubhouseExercise RmGated CommunityGolfPoolRV StorageTennis Cts

$221/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
2,432
Stories
2
Flooring
Ceramic, Wood
First-floor bed & full bath
Yes
Total rooms
10
Appliances
Dishwasher, Dryer Hookup, Range, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Other
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Other
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$7,894/mo

Principal & interest

$6,616

Property tax

$906

Home insurance

$372

PMI

None

HOA/Condo (paid separately)

$221

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$745,000$1,000,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

214 Muirfield Drive · 1 mi · 2,460 sqft$1,000,000 sold 2026-05
306 Bayside Avenue · 1.3 mi · 2,387 sqft$885,000 sold 2026-04
166 Muirfield Drive · 1.2 mi · 2,121 sqft$975,000 sold 2026-04

Sale & Tax History

List Price

$1,275,000

Price / Sq Ft

$524

Annual Taxes

$10,875

Monthly Tax

$906

HOA fee

$221 / mo

Tax Rate (effective)

0.85%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 17, 2026$1,275,000
Currently listed$1,275,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

79 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Real questions, answered from the record

Is 146 Golden Bear Cir in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 146 Golden Bear Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 146 Golden Bear Cir?+
Yes — Sky's The Limit Yoga Co is about 0.4 miles away, per the cached nearby-places record for this address.
Are there parks near 146 Golden Bear Cir?+
Central Park is about 0.2 miles away.
Where is the nearest grocery store to 146 Golden Bear Cir?+
Drizzles Oil & Vinegar Tasting Store is about 0 miles away. The closest dining on record is Edible Picasso (0 mi).
Does 146 Golden Bear Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Pool, RV Storage, Tennis Cts.
When was 146 Golden Bear Cir built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Bean Stringfellow · Bay Creek Realty LLC · REIN MLS #10638696

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

146 Golden Bear Cir, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

146 Golden Bear Cir, Cape Charles, Virginia 23310 · MLS #10638696 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.