Skip to main content
VaHome.com
✓ Source: REIN MLS #10652205 · record updated Nov 1, 2026 · synced every 2 min · your inquiry is never resold
1383 Belmont DR, LANCASTER VA 22503 - Main photo
1383 Belmont DR, LANCASTER VA 22503 - Photo 2
1383 Belmont DR, LANCASTER VA 22503 - Photo 3
1383 Belmont DR, LANCASTER VA 22503 - Photo 4
1383 Belmont DR, LANCASTER VA 22503 - Photo 5
2beds
2baths
1,730sqft
59days on market

1383 Belmont Dr, Lancaster, VA 22503

ActiveResidential · built 1972 · LANCASTER

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Deep Water Access, River.

Frontage

River ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

Welcome to waterfront living on the Western Branch of the Corrotoman River, where stunning water views and peaceful surroundings create the perfect place to unwind. Start your mornings with coffee overlooking the river, spend your evenings stargazing from the dedicated stargazing deck, and enjoy the promenade connecting the two outdoor spaces—designed to make the most of this beautiful setting.The main level offers two bedrooms and 1.5 baths, while the walkout basement provides flexible additional living space that could be utilized as a guest or bedroom area, bonus room, recreation room, home office, or hobby space.Adding even more opportunity is the adjoining parcel to the left of the home, currently home to a storage shed and offering endless possibilities for creating your ideal waterfront retreat—including the potential to add your own private dock. Whether you're searching for a full-time residence, weekend getaway, or peaceful river retreat, this property is the one!

Listing courtesy of Lisa Atkins · Iron Valley Real Estate HR · REIN MLS #10652205

Facts & features

Type

Residential

Year built

1972

Price / sqft

$188

HOA fee

$75/mo

Taxes

$1,898/yr

County

Lancaster County VA

Waterfront

Yes

MLS #

10652205

HOA association includes

ClubhouseDockGround MaintPlaygroundsPoolPriv Beach

$75/mo HOA fee · Heritage Point · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,730
Stories
1
Flooring
Ceramic, Vinyl, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Pantry, Porch
Appliances
Dishwasher, Elec Range, Refrigerator
Equipment
Ceiling Fan

Construction & exterior

Style
Cottage, Ranch
Subtype
Detached
Foundation
Basement
Roof
Asphalt Shingle
Exterior
Wood
Pool
No Pool
Fencing
Partial
Waterfront
Deep Water Access,River
Deep-water access
Yes

Utilities & systems

Heating
Electric, Heat Pump, Propane Gas, Radiator
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
Other
Sewer
Septic

Lot, parking & ownership

Lot size
0.8900
Subdivision
LANCASTER
Zoning
R1
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car
Possession
SETTLE
Disclosures
Common Interest Community, Disclosure Statement, Pet on Premises

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Two-bedroom, two-bath home built in 1972 on a residential lot in Lancaster. About 1,730 square feet of living space. A solid foundation for anyone looking at homes for sale in Lancaster, Virginia.

Read the full overview ↓

Why this home stands out

This 1972-built home offers straightforward, honest construction with two bedrooms and two full baths across 1,730 square feet. The floor plan is efficient and livable. You'll find a property that's been standing the test of time in a quiet corner of Lancaster County. The bones are there for someone ready to make it their own.

About the Lancaster real estate market

Lancaster sits in Virginia's Northern Neck, a rural and peaceful region where open land and water access define daily life. Belmont Drive is a quiet residential street where neighbors know each other and the pace stays slow. The area draws people who want distance from the city rush but still value the character of small-town Virginia. You're about 90 minutes to Richmond and roughly two hours to the Northern Neck's waterfront attractions and marinas. Local commerce clusters in nearby Kilmarnock, a charming village with restaurants, shops, and a working waterfront. Schools, services, and community life center around the county seat and surrounding hamlets. This is the kind of neighborhood that rewards a slower lifestyle.

What's nearby

Kilmarnock is about 10 minutes away by car, offering dining, retail, and waterfront access. Local parks and boat launches dot the Northern Neck, making water recreation easy to reach. Grocery and pharmacy services are within a short drive. The Rappahannock River and its tributaries are central to life here—fishing, boating, and water views are part of the region's character. Dining ranges from casual to upscale, mostly clustered in Kilmarnock's downtown.

For different buyers

Base commute and VA loan notes

Camp Peary lies about 61 minutes away. The Northern Neck's rural character and lower cost of living appeal to those seeking distance from base life. VA loan financing is widely accepted in Lancaster County. This home's straightforward layout and two-bedroom setup offer a solid foundation for a household ready to settle into quiet countryside.

Room to grow

Two bedrooms and two full baths provide room for a small household or home office setup. The 1,730-square-foot floor plan is efficient and flows well for daily living. A residential lot gives you outdoor space to enjoy the peaceful Lancaster surroundings. The straightforward layout makes it easy to personalize and adapt to your needs.

More buyer questions

How far is 1383 Belmont Drive from Camp Peary?

About 61 minutes by car. The drive takes you west through rural Virginia to the base's main gate.

What's the nearest town to this address?

Kilmarnock is roughly 10 minutes away and serves as the Northern Neck's main hub for shopping, dining, and services.

Is there waterfront access nearby?

Yes. The Rappahannock River and its tributaries are central to the Northern Neck. Public boat launches and water access points are scattered throughout the region.

How many bedrooms and bathrooms does this home have?

Two bedrooms and two full bathrooms across 1,730 square feet. The layout is efficient and straightforward.

When was this home built?

1972. The home has solid bones and has proven its durability over the decades in Lancaster County.

Ready to explore homes for sale in Lancaster, Virginia? Reach out to Tom & Dariya Milan at LPT Realty to schedule a tour.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Lancaster$275K – $375K2+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryLancaster Primary
    —
  • MiddleLancaster Middle
    —
  • HighLancaster
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51103C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51103C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

15.9 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,939/mo

Principal & interest

$1,686

Property tax

$158

Home insurance

$95

PMI

None

HOA/Condo (paid separately)

$75

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Own a home nearby? See what it is worth today — What's your Lancaster home worth?

Sale & Tax History

List Price

$325,000

Price / Sq Ft

$188

Annual Taxes

$1,898

Monthly Tax

$158

HOA fee

$75 / mo

Tax Rate (effective)

0.58%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 3, 2026$325,000—
Price reducedNov 1, 2026$325,000−$25,000
Currently listed—$325,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Lancaster Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

59 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1383 Belmont Dr in a good school zone?+
The assigned zones on the listing record are Lancaster Primary, Lancaster Middle, Lancaster. School attendance zones can change — always confirm enrollment with the local school division.
Is 1383 Belmont Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 1383 Belmont Dr a waterfront property?+
Yes. The listing record shows: Deep Water Access,River.
Does 1383 Belmont Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is Heritage Point. Association amenities on record include: Clubhouse, Dock, Ground Maint, Playgrounds, Pool, Priv Beach.
When was 1383 Belmont Dr built?+
It was built in 1972, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Lisa Atkins · Iron Valley Real Estate HR · REIN MLS #10652205

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1383 Belmont Dr, Lancaster — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1383 Belmont Dr, Lancaster, Virginia 22503 · MLS #10652205 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆