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Franklin › ALL OTHERS AREA 67 › 1320 Clay St✓ Source: REIN MLS #10615746 · record updated Feb 17, 2026 · synced every 2 min · your inquiry is never resold
1320 Clay ST, FRANKLIN VA 23851 - Main photo
$389,900
$116 / sqft · est. $2,386/mo →
5beds
3.1baths
3,359sqft
4days on market

1320 Clay St, Franklin, VA 23851

SoldResidential · built 1967 · ALL OTHERS AREA 67

About this home

The listing, in the seller's words

Come See this Beautifully Updated Ranch Home in the Heart of Franklin. Situated on 1.33 Acres with 5 Bedrooms and 3 1/2 Baths. 2 Primary Suites with Ensuite Bathrooms and Walk in Closets. Updated Kitchen with Soft Close Shaker Cabinets, Quartz Countertops and SS Appliances. Dining Room, Living Room, Family Room and Large Laundry Room with Pantry. All New Flooring, Fixtures, New Roof, New HVAC, New Windows and New WH. Circular Driveway with Plenty of Parking. 2 Large Sheds for Storage, 2 Patio Areas for Entertaining. Call Today for a Tour. Welcome Home!

Listing courtesy of Lisa Sinibaldi · Swell Real Estate Co · REIN MLS #10615746

Schools

  • ElementaryS.P. Morton Elementary
    —
  • MiddleJoseph P. King Jr. Middle
    —
  • HighFranklin
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1967

Price / sqft

$116

HOA

None

Taxes

$2,987/yr

County

Franklin VA

Waterfront

Yes

MLS #

10615746

Interior

Bedrooms
5
Full baths
3
Half baths
1
Approx. sqft
3,359
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, PBR with Bath, Office/Study, Porch, Utility Closet
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl, Slab
Roof
Asphalt Shingle,Poly Skin
Exterior
Vinyl
Pool
No Pool
Fencing
Chain Link,Partial
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
1.3300
Subdivision
ALL OTHERS AREA 67
Zoning
RO
Ownership
Fee Simple
Garage
No
Parking
Lot, Multi Car, Driveway Spc
Possession
SETTLE
Miscellaneous
Rehabilitated
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510060

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,386/mo

Principal & interest

$2,023

Property tax

$249

Home insurance

$114

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$100,000 – $455,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

106 Regency LN · 0.4 mi · 3,321 sqft$450,000 sold 2026-05
304 Kings LN · 0.5 mi · 3,052 sqft$451,000 sold 2026-03
100 Sunset DR · 0.3 mi · 2,724 sqft$380,000 sold 2026-02

Sale & Tax History

List Price

$389,900

Price / Sq Ft

$116

Annual Taxes

$2,987

Monthly Tax

$249

HOA

None

Tax Rate (effective)

0.77%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 5, 2026$389,900—
SoldFeb 17, 2026$389,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Franklin Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1320 Clay St in a good school zone?+
The assigned zones on the listing record are S.P. Morton Elementary, Joseph P. King Jr. Middle, Franklin. School attendance zones can change — always confirm enrollment with the local school division.
Is 1320 Clay St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1320 Clay St?+
Yes — James L. Camp Jr. Family YMCA is about 0.6 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 1320 Clay St?+
Food Lion is about 0.8 miles away. The closest dining on record is Domino's Pizza (0.8 mi).
Does 1320 Clay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1320 Clay St built?+
It was built in 1967, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Lisa Sinibaldi · Swell Real Estate Co · REIN MLS #10615746

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in FranklinCall or text (757) 777-7577

1320 Clay St, Franklin, Virginia 23851 · MLS #10615746 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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