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HudginsALL OTHERS AREA 126118 Mill Point Rd✓ Source: REIN MLS #10630187 · record updated Aug 5, 2026 · synced every 2 min · your inquiry is never resold
118 Mill Point RD, HUDGINS VA 23076 - Main photo
$359,900
$172 / sqft · est. $2,062/mo →
3beds
2.1baths
2,091sqft
77days on market

118 Mill Point Rd, Hudgins, VA 23076

SoldResidential · built 1906 · ALL OTHERS AREA 126

About this home

The listing, in the seller's words

Charming Coastal Retreat Near Milford Haven on Chesapeake Bay! Beautifully maintained home offering comfort, functionality, and an exceptional coastal lifestyle. Situated on 1.24 acres. Beautiful patio for entertaining. 3 BR and 2.5 BA, spacious living room and a large, well-appointed kitchen. Dedicated office, a bright sunroom, and separate utility room. Luxury vinyl & pine flooring throughout the home, complemented by stainless steel appliances, a whole-house water filtration system, water softener, beautiful shutters, roof (2017) and generator hookup. Storage and workspace with a one-car garage plus a separate one-car workshop. The property is located within half a mile of a public boat landing on Milford Haven, with access to the Chesapeake Bay, this property is perfect for boating, fishing, and embracing the coastal Virginia lifestyle. A rare blend of comfort, thoughtful upgrades, and prime location—this home is ready to welcome its next owners. NO Flood Insurance required!

Listing courtesy of Renee Edwards · Morgan and Edwards Real Estate · REIN MLS #10630187

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

A character-rich 1906 home on the quiet Chesapeake Bay-side peninsula of Hudgins, Virginia, offering 2,091 square feet, three bedrooms, and more than a century of craftsmanship — all within easy reach of the Northern Neck's waterfront lifestyle.

Read the full overview ↓

Why this home stands out

Built in 1906, 118 Mill Point Road carries a kind of history that newer construction simply can't replicate. The home's bones reflect an era of deliberate craftsmanship, while its 2,091 square feet of living space, three bedrooms, and 2.1 baths give a modern household real room to breathe. On a quiet Mathews County road where the pace is genuinely unhurried, this property is as much a lifestyle choice as it is a real estate decision.

ALL OTHERS AREA 126 and the Hudgins real estate market

Hudgins sits on the tip of a narrow peninsula in Mathews County, Virginia — one of the quieter corners of the Chesapeake Bay region and a place where water is never far from view. The community here is small and tight-knit, shaped by generations of watermen and coastal families who chose this stretch of shoreline deliberately. Mill Point Road itself winds close to the bay, giving the area a distinctly maritime character without the resort-town noise. Mathews County as a whole is rural by design — no traffic lights, no big-box sprawl — and residents tend to appreciate exactly that. You're roughly an hour from the Hampton Roads metro, which means real urban amenities are accessible when you want them, but day-to-day life here moves at a pace that's harder and harder to find anywhere else on the East Coast.

What's nearby

Two local dining spots are within a mile of the front door. Islander Waterfront Restaurant & Motel is just 0.7 miles away — a waterfront staple where the views are as much of a draw as the menu. Hole in the Wall, a beloved local hangout, is only 0.9 miles out. Beyond those two, the broader Mathews County area offers marinas, boat launches, and county parks that make outdoor recreation a natural part of the weekly routine. Gloucester Courthouse, about 20 minutes north, covers larger grocery and pharmacy needs. The Chesapeake Bay itself is the real amenity anchor here — kayaking, crabbing, and fishing are genuinely part of everyday life for Mill Point Road residents.

For different buyers

For families upgrading

At 2,091 square feet with three bedrooms and 2.1 baths, 118 Mill Point Road gives a growing household the space it needs without the suburban sameness. Mathews County offers genuinely safe, quiet surroundings, and the waterfront lifestyle built into this peninsula — kayaking, fishing, open skies — is the kind of backdrop that makes family life feel like something worth protecting.

For buyers drawn to character

If you've been searching for a home with genuine history rather than manufactured charm, 118 Mill Point Road is worth a serious look. Built in 1906, this Hudgins property has the kind of architectural soul that takes a century to develop — real proportions, real craftsmanship, and a setting on the Chesapeake Bay peninsula that makes the whole package feel like a discovery rather than a compromise.

More buyer questions

How far is 118 Mill Point Road from Camp Peary?

Camp Peary is approximately 43 minutes from 118 Mill Point Road by car, making it a realistic commute for personnel assigned there. Naval Weapons Station Yorktown is roughly 45 minutes away via the same general corridor.

Is a VA loan usable for a historic property like this one?

VA loans can be used on older homes, though the property must meet VA minimum property requirements at the time of appraisal — a standard inspection process that applies to all VA-financed purchases. Speaking with a VA-experienced lender early in the process is always a smart move.

What county is 118 Mill Point Road in?

The property is located in Mathews County, Virginia — a rural coastal county on the western shore of the Chesapeake Bay, known for its low density and strong maritime heritage.

Is 118 Mill Point Road in a flood zone?

Given its location on a low-lying Chesapeake Bay peninsula in Mathews County, flood zone status is an important factor to review — check the FloodRisk tile on this page for the current FEMA designation and what it means for insurance.

How old is the home at 118 Mill Point Road?

The home was built in 1906, making it well over a century old — a genuine piece of Mathews County residential history that reflects the craftsmanship and proportions of its era.

Curious whether 118 Mill Point Road fits your plans? Tom and Dariya Milan at LPT Realty know this coastal market well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMathews
  • MiddleThomas Hunter Middle
  • HighMathews

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Facts & features

The record, sourced

Type

Residential

Year built

1906

Price / sqft

$172

HOA

None

Taxes

$1,071/yr

County

Mathews County VA

MLS #

10630187

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,091
Stories
2
Flooring
Laminate/LVP, Wood
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, Attic, Office/Study, Sun Room, Utility Room, Workshop
Appliances
Dishwasher, Dryer, Elec Range, Refrigerator, Washer
Equipment
Grey Water Recovery System, Water Softener

Construction & exterior

Style
Farmhouse
Subtype
Detached
Foundation
Crawl
Roof
Composite
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Hot Water, Oil
Cooling
Window/Wall
Water heater
Oil
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
1.2500
Subdivision
ALL OTHERS AREA 126
Zoning
RESI
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Driveway Spc
Possession
AT CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51115C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,062/mo

Principal & interest

$1,867

Property tax

$89

Home insurance

$105

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$359,900

Price / Sq Ft

$172

Annual Taxes

$1,071

Monthly Tax

$89

HOA

None

Tax Rate (effective)

0.30%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 20, 2026$359,900
SoldAug 5, 2026$359,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Hudgins Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 118 Mill Point Rd in a good school zone?+
The assigned zones on the listing record are Mathews, Thomas Hunter Middle, Mathews. School attendance zones can change — always confirm enrollment with the local school division.
Is 118 Mill Point Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 118 Mill Point Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 118 Mill Point Rd built?+
It was built in 1906, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Renee Edwards · Morgan and Edwards Real Estate · REIN MLS #10630187

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

118 Mill Point Rd, Hudgins — photo

This one's sold — the next one doesn't have to be.

118 Mill Point Rd, Hudgins, Virginia 23076 · MLS #10630187 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.