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Cardinal › ALL OTHERS AREA 126 › 11 Hicks Wharf Rd✓ Source: REIN MLS #10599523 · record updated Apr 1, 2026 · synced every 2 min · your inquiry is never resold
11 Hicks Wharf RD, CARDINAL VA 23025 - Main photo
$590,000
$309 / sqft · est. $3,250/mo →
3beds
2.1baths
1,912sqft
215days on market

11 Hicks Wharf Rd, Cardinal, VA 23025

Off MarketResidential · built 2025 · ALL OTHERS AREA 126

About this home

The listing, in the seller's words

Brand new under-construction Chester Haven model offering 1,912 sq ft of single-level living on 1.9 acres. This 3 bedroom, 2.5 bath home features an open floor plan with a spacious kitchen boasting an 8-ft island that flows seamlessly into the great room. The primary suite includes a large walk-in closet and a luxurious ensuite bath with dual sinks, garden tub, and stand-alone shower. A split floor plan provides privacy, with two additional bedrooms connected by a dual entry bath with dual sinks. Enjoy outdoor living on the covered back porch. Modern design, thoughtful layout, and plenty of space make this home a must-see.

Listing courtesy of Greg Garrett · Garrett Realty Partners · REIN MLS #10599523

Schools

  • ElementaryMatthews Elementary
    —
  • MiddleThomas Hunter Middle
    —
  • HighMathews
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$309

HOA

None

Taxes

$202/yr

County

Mathews County VA

Waterfront

Yes

MLS #

10599523

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,912
Stories
1
Flooring
Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, 1st Floor Primary BR, Foyer, PBR with Bath, Pantry, Porch, Utility Closet, Utility Room
Interior features
Dual Entry Bath (Br & Br), Fireplace Electric, Primary Sink-Double, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Farmhouse
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Shingle
Exterior features
Patio
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric,Heat Pump
Cooling
Central Air
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
1.9000
Approx. acres
1.90
Subdivision
ALL OTHERS AREA 126
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 6 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 51115C

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,250/mo

Principal & interest

$3,061

Property tax

$17

Home insurance

$172

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$590,000

Price / Sq Ft

$309

Annual Taxes

$202

Monthly Tax

$17

HOA

None

Tax Rate (effective)

0.03%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 6, 2025$590,000—
Currently listed—$590,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cardinal Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 11 Hicks Wharf Rd in a good school zone?+
The assigned zones on the listing record are Matthews Elementary, Thomas Hunter Middle, Mathews. School attendance zones can change — always confirm enrollment with the local school division.
Is 11 Hicks Wharf Rd in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 6 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 11 Hicks Wharf Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 11 Hicks Wharf Rd built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Greg Garrett · Garrett Realty Partners · REIN MLS #10599523

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

11 Hicks Wharf Rd, Cardinal, Virginia 23025 · MLS #10599523 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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