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Elizabeth City › GRAND VIEW › 105 Center Cross Dr✓ Source: REIN MLS #10634664 · record updated Jul 2, 2026 · synced every 2 min · your inquiry is never resold
105 Center Cross DR, ELIZABETHCITY NC 27909 - Main photo
$420,000
$188 / sqft · est. $2,568/mo →
4beds
3baths
2,238sqft
22days on market

105 Center Cross Dr, Elizabeth City, NC 27909

SoldResidential · built 2005 · GRAND VIEW

About this home

The listing, in the seller's words

Well-maintained 4BR/3BA home offering comfortable one-story living in a convenient Elizabeth City location. Brazilian wood floors run through the main living areas. The spacious great room with fireplace opens to the functional kitchen featuring updated stainless appliances, breakfast area, and easy access to the formal dining room. The main-floor primary suite includes an updated bath with walk-in shower and jetted tub. Two additional bedrooms, full bath, and laundry room complete the first floor. Upstairs, the finished room over the 2-car garage with full bath and large closet works perfectly as a 4th bedroom, guest suite, bonus room, or media space. Floored storage area with full-sized access door. Enjoy the private fenced backyard with updated rear deck, expanded patio, raised garden beds, and rain barrel. Recent updates include first-floor carpeting, 2 HVAC systems, kitchen appliances, rear deck, fencing, and patio improvements.

Listing courtesy of Erin Nixon · Hall & Nixon Real Estate Inc · REIN MLS #10634664

VaHome team overview

Our read on this home

At a glance

105 Center Cross Drive is a four-bedroom, four-bath home in Elizabeth City, North Carolina, offering 2,065 square feet of living space built in 2005. With everyday essentials and dining options steps away, it delivers a grounded, practical lifestyle in a quieter corner of the Albemarle region.

Read the full overview ↓

Why this home stands out

What sets 105 Center Cross Drive apart is the combination of four full bathrooms across 2,065 square feet — a layout that genuinely accommodates a busy household without the usual morning traffic jams. Built in 2005, the home hits a sweet spot between modern construction standards and established neighborhood character, giving you a solid, well-proportioned single-family residence that doesn't ask you to compromise on space.

GRAND VIEW and the Elizabeth City real estate market

Elizabeth City sits along the Pasquotank River in the northeastern corner of North Carolina, earning its nickname — the Harbor of Hospitality — through a genuinely walkable downtown, a working waterfront, and a community that still feels like a place rather than a suburb. The area around Center Cross Drive reflects that same unhurried character: residential streets, mature trees, and neighbors who tend to stay put. Elizabeth City is the commercial and cultural hub of the Albemarle region, which means you get access to a real downtown with local restaurants, independent shops, and waterfront parks without the density or congestion of a larger metro. Pasquotank County keeps property taxes competitive, and the overall cost of living here runs well below the Virginia Beach–Norfolk corridor just an hour north. For anyone drawn to a slower pace without sacrificing convenience, Elizabeth City delivers a lifestyle that's hard to replicate at this latitude.

What's nearby

Day-to-day errands are genuinely easy from 105 Center Cross Drive. Dollar General is just 0.4 miles away for quick runs, and Food Lion is 0.7 miles out for a full grocery shop. When you'd rather let someone else cook, Big Daddy's Pizza is right around the corner at 0.4 miles, while The Grill and China Garden both sit 0.7 miles away for a bit more variety. Coffee and a slower morning are covered at Kathy's Kreations Market or Pineapple Cafe, each about 0.9 miles out. The USCG MWR Gym is also 0.9 miles away — a practical perk for anyone affiliated with the Coast Guard mission in the area.

For different buyers

For military families relocating

The nearest installation, USCG Finance Center Chesapeake, is roughly 67 minutes north — a commute that works for many Coast Guard families who prefer living in a lower-cost, lower-density community while staying within reasonable range of duty. Elizabeth City also has its own Coast Guard Air Station presence, which means the area is well-acquainted with military households and the rhythms that come with them.

For families upgrading

Four bedrooms and four full bathrooms across 2,065 square feet means everyone in the house gets breathing room — and no one is waiting for a bathroom on a school morning. Built in 2005, the home avoids the quirks of older construction while sitting in an established neighborhood that already has the trees, the sidewalks, and the settled feel that newer developments take years to grow into.

More buyer questions

How far is 105 Center Cross Drive from USCG Finance Center Chesapeake?

The drive from 105 Center Cross Drive to USCG Finance Center Chesapeake in Chesapeake, Virginia is approximately 67 minutes under normal traffic conditions, heading north on US-17 toward the Virginia border.

What is the flood risk situation for this address?

Flood zone information for 105 Center Cross Drive is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data for the parcel.

Is there a homeowners association at 105 Center Cross Drive?

HOA status for this property is noted in the listing details section — confirm directly with the listing agent whether an active HOA applies to this address.

Where are the nearest grocery stores to 105 Center Cross Drive?

Dollar General is 0.4 miles away for everyday staples, and Food Lion is 0.7 miles out for a full-service grocery run — both reachable in just a few minutes.

What is Elizabeth City, North Carolina like as a place to live?

Elizabeth City is a small riverfront city along the Pasquotank River, known for its walkable historic downtown, active waterfront, and a cost of living that runs noticeably below the Hampton Roads metro area just to the north — it tends to attract buyers who want genuine community character without big-city density.

Want to see how 105 Center Cross Drive fits your situation? Tom and Dariya Milan at LPT Realty know this corridor well — reach out and let's talk through it.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryJ C Sawyer Elementary
    —
  • MiddleRiver Road Middle
    —
  • HighNortheastern
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2005

Price / sqft

$188

HOA

None

Taxes

$3,197/yr

County

Elizabeth City NC

Waterfront

Yes

MLS #

10634664

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,238
Stories
2
Flooring
Carpet, Wood
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
8
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.4000
Subdivision
GRAND VIEW
Zoning
R-15
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,568/mo

Principal & interest

$2,179

Property tax

$266

Home insurance

$123

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$340,000 – $522,695

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2131 Eleuthera WAY · 0.4 mi · 2,174 sqft$360,000 sold 2026-06
103 Pecan CT · 0.1 mi · 2,511 sqft$407,990 sold 2026-03
202 Winborne LOOP · 0.5 mi · 2,070 sqft$340,000 sold 2026-05

Sale & Tax History

List Price

$420,000

Price / Sq Ft

$188

Annual Taxes

$3,197

Monthly Tax

$266

HOA

None

Tax Rate (effective)

0.76%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 10, 2026$420,000—
Price reducedJul 2, 2026$420,000−$5,000
SoldJul 2, 2026$420,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 105 Center Cross Dr in a good school zone?+
The assigned zones on the listing record are J C Sawyer Elementary, River Road Middle, Northeastern. School attendance zones can change — always confirm enrollment with the local school division.
Is 105 Center Cross Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 105 Center Cross Dr?+
Yes — USCG MWR Gym is about 0.9 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 105 Center Cross Dr?+
Dollar General is about 0.4 miles away. The closest dining on record is Big Daddy's Pizza (0.4 mi).
Does 105 Center Cross Dr have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 105 Center Cross Dr built?+
It was built in 2005, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Erin Nixon · Hall & Nixon Real Estate Inc · REIN MLS #10634664

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in Elizabeth CityCall or text (757) 777-7577

105 Center Cross Dr, Elizabeth City, North Carolina 27909 · MLS #10634664 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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