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Elizabeth CityALL OTHERS AREA 2151045 Simpson Ditch Rd✓ Source: REIN MLS #10626159 · record updated Jun 15, 2026 · synced every 2 min · your inquiry is never resold
1045 Simpson Ditch RD, ELIZABETHCITY NC 27909 - Main photo
$290,000
$174 / sqft · est. $1,690/mo →
3beds
2baths
1,667sqft
71days on market

1045 Simpson Ditch Rd, Elizabeth City, NC 27909

SoldResidential · built 1983 · ALL OTHERS AREA 215

About this home

The listing, in the seller's words

Welcome to the brick beauty at 1045 Simpson Ditch Rd! Hardwood and LVP flooring guide you through this freshly painted home with a functional floor plan, offering 3 bedrooms and 2 full baths. The large primary bedroom features an en suite bathroom with a tile shower, double vanity, and a spacious walk-in closet. Bedroom two also offers a generous walk-in closet along with direct access to the deck. The second bathroom is tiled and also features LVP flooring. Situated outside city limits, this property sits on approximately 0.6 acres and is ideal for outdoor living with a 32x16 deck and a 16x18 workshop.

Listing courtesy of Samara Jones · Water Street Real Estate Group · REIN MLS #10626159

VaHome team overview

Our read on this home

At a glance

A 3-bedroom, 2-bath ranch on more than half an acre in Elizabeth City's quiet All Others Area 215, built in 1983 and offering 1,667 square feet of single-story living with generous outdoor space and easy access to the Albemarle region's everyday essentials.

Read the full overview ↓

Why this home stands out

What sets 1045 Simpson Ditch Road apart is the combination of a sizable 0.618-acre lot and a manageable single-story footprint — rare in this price tier of Pasquotank County. You get genuine breathing room between neighbors, space for a garden, a workshop, or simply a wide backyard, without the maintenance burden of a sprawling multi-story home. The 1983 construction means solid bones with decades of established landscaping already in place.

ALL OTHERS AREA 215 and the Elizabeth City real estate market

Elizabeth City sits along the Pasquotank River in northeastern North Carolina, earning its nickname 'The Harbor of Hospitality' through a genuinely walkable downtown, a thriving waterfront, and a community that punches well above its size in arts, dining, and local character. The All Others Area 215 designation covers a spread-out, semi-rural corridor where lots run large and traffic runs light — a sharp contrast to the dense subdivisions closer to the city core. Buyers who research va foreclosures in this region often land here because the area offers affordable acreage-class lots with quick routes into town. Elizabeth City proper is roughly a 10-to-15-minute drive, putting grocery stores, pharmacies, hardware stores, and the Pasquotank River waterfront all within easy reach. The broader Albemarle Sound region draws outdoor enthusiasts year-round, with fishing, kayaking, and wildlife refuges practically in the backyard. Pasquotank County governs this address, and there is no HOA.

What's nearby

Day-to-day errands stay straightforward from Simpson Ditch Road. Food Lion and Walmart Supercenter in Elizabeth City handle grocery runs in under 15 minutes. Sentara Albemarle Medical Center provides full hospital services roughly 10 miles away. For coffee, downtown Elizabeth City's local cafés along Ehringhaus Street are a short drive. Knobbs Creek Recreation Area and the Pasquotank River waterfront offer outdoor escapes close by. The Outer Banks — Kitty Hawk, Kill Devil Hills, and Nags Head — sit about 60 miles east, making weekend beach trips genuinely doable.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is approximately 70 minutes north via US-17, making 1045 Simpson Ditch Road a realistic home base for Coast Guard personnel who prefer North Carolina living and lower property costs over Virginia-side options. The single-story layout and half-acre-plus lot translate well for families who move frequently and want low-maintenance outdoor space without sacrificing room to spread out.

For families upgrading

If you're moving up from a smaller home or a tighter lot, the 0.618-acre yard here changes daily life in tangible ways — room for kids to run, space for a playset or garden, and genuine separation from neighbors. The three-bedroom, two-bath layout covers the essentials cleanly, and the single-story design means everyone stays on one level, which simplifies everything from morning routines to keeping an eye on younger children.

More buyer questions

How far is 1045 Simpson Ditch Road from USCG Finance Center Chesapeake?

The drive is approximately 70 minutes heading north on US-17 through Elizabeth City and into Chesapeake, Virginia. Actual commute times can vary depending on traffic near the Virginia border.

What is the lot size at 1045 Simpson Ditch Road?

The lot measures 0.618 acres, giving you just over half an acre of outdoor space in a semi-rural setting with no HOA restrictions.

Is 1045 Simpson Ditch Road in a flood zone?

Flood zone status for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data for the most accurate and up-to-date designation.

What county is 1045 Simpson Ditch Road in?

The property is located in Pasquotank County, North Carolina, which governs zoning, property taxes, and local services for this address.

How old is the home at 1045 Simpson Ditch Road?

The home was built in 1983, making it over 40 years old — an era of construction known for solid framing and straightforward single-story ranch layouts that are generally cost-effective to maintain.

Ready to walk the lot and see the layout in person? Tom and Dariya Milan at LPT Realty know this corner of Pasquotank County well — reach out and let's set something up.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryCentral Elementary
  • MiddleRiver Road Middle
  • HighNortheastern

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1983

Price / sqft

$174

HOA

None

Taxes

$1,205/yr

County

Pasquotank County NC

Waterfront

Yes

MLS #

10626159

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,667
Stories
1
Flooring
Laminate/LVP, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR
Appliances
Dishwasher, Microwave, Elec Range, Refrigerator

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump, Propane Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
0.6180
Subdivision
ALL OTHERS AREA 215
Zoning
R-15
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc
Possession
AT CLOSING

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,690/mo

Principal & interest

$1,505

Property tax

$100

Home insurance

$85

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$310,000$377,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

404 Kingswood BLVD · 0.8 mi · 1,680 sqft$360,360 sold 2026-03
680 Body RD · 0.6 mi · 1,803 sqft$349,500 sold 2026-03
108 Crossbow CT · 0.6 mi · 1,912 sqft$377,900 sold 2026-02

Sale & Tax History

List Price

$290,000

Price / Sq Ft

$174

Annual Taxes

$1,205

Monthly Tax

$100

HOA

None

Tax Rate (effective)

0.42%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 5, 2026$290,000
Price reducedJun 15, 2026$290,000−$10,000
SoldJun 15, 2026$290,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1045 Simpson Ditch Rd in a good school zone?+
The assigned zones on the listing record are Central Elementary (GreatSchools 7/10), River Road Middle, Northeastern. School attendance zones can change — always confirm enrollment with the local school division.
Is 1045 Simpson Ditch Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 1045 Simpson Ditch Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1045 Simpson Ditch Rd built?+
It was built in 1983, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Samara Jones · Water Street Real Estate Group · REIN MLS #10626159

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

1045 Simpson Ditch Rd, Elizabeth City — photo

This one's sold — the next one doesn't have to be.

1045 Simpson Ditch Rd, Elizabeth City, North Carolina 27909 · MLS #10626159 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.