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Elizabeth CityALL OTHERS AREA 215102 Troy Dr✓ Source: REIN MLS #10644599 · record updated Jul 29, 2026 · synced every 2 min · your inquiry is never resold
102 Troy DR, ELIZABETHCITY NC 27909 - Main photo
102 Troy DR, ELIZABETHCITY NC 27909 - Photo 2
102 Troy DR, ELIZABETHCITY NC 27909 - Photo 3
102 Troy DR, ELIZABETHCITY NC 27909 - Photo 4
102 Troy DR, ELIZABETHCITY NC 27909 - Photo 5
$345,000
$250 / sqft · est. $2,003/mo →
3beds
2baths
1,379sqft
19days on market

102 Troy Dr, Elizabeth City, NC 27909

ActiveResidential · built 1992 · ALL OTHERS AREA 215

About this home

The listing, in the seller's words

Welcome home to 102 Troy Drive in Elizabeth City! This beautifully updated 3-bedroom, 2-bath home offers the perfect blend of modern updates, functional living space, and established outdoor charm. Inside, you'll find a fresh, move-in-ready interior featuring new luxury vinyl plank flooring throughout, fresh paint, and a completely refreshed kitchen with new cabinetry, tiled backsplash, quartz countertops, new oven, microwave, and dishwasher. Both bathrooms have also been updated with new cabinetry and quartz countertops, giving the home a clean, modern feel. Need extra space? The finished room over the garage (FROG) provides endless possibilities as a home office, playroom, media room, or guest retreat. Step outside and enjoy the large back deck, for entertaining or relaxing while overlooking the spacious yard. The partially fenced backyard offers privacy with plenty of room to expand, garden, or create your dream outdoor oasis. Mature landscaping and a beautiful rock garden add curb appeal, while the extended driveway provides ample parking for family and guests. Additional peace of mind comes with a brand-new roof, making this home as practical as it is attractive.

Listing courtesy of Heather Sawyer · Water Street Real Estate Group · REIN MLS #10644599

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

102 Troy Drive is a 3-bedroom, 2-bath single-family home in Elizabeth City, North Carolina, offering 1,379 square feet of living space built in 1992. It sits in a quiet residential setting with everyday conveniences close at hand and easy regional access.

Read the full overview ↓

Why this home stands out

Built in 1992, this 1,379-square-foot home delivers a practical, right-sized floor plan across three bedrooms and two full baths. The scale works well for a small family, a couple wanting a dedicated guest room, or anyone who values a home that's easy to maintain without sacrificing comfort. Elizabeth City's low cost of living makes this kind of footprint genuinely attractive.

ALL OTHERS AREA 215 and the Elizabeth City real estate market

Elizabeth City sits in Pasquotank County in the northeastern corner of North Carolina, tucked along the Pasquotank River just south of the Virginia state line. The city has a genuine small-town character — tree-lined streets, a walkable downtown waterfront district, and a community that tends to know its neighbors. Troy Drive is a residential street that fits right into that fabric: modest, unpretentious, and comfortable. Elizabeth City is sometimes called the "Harbor of Hospitality," and that reputation holds up. The downtown area features local restaurants, boutique shops, and a marina that draws boaters traveling the Intracoastal Waterway. Pasquotank County keeps property taxes among the more manageable in the region, which is a real draw for buyers watching their long-term costs. The pace here is unhurried, the commutes are short by Hampton Roads standards, and the surrounding Albemarle Sound region offers outdoor recreation — fishing, kayaking, and wildlife refuges — that bigger metro areas simply can't match.

What's nearby

Day-to-day errands are straightforward from 102 Troy Drive. A BP station sits less than a mile away at 0.8 miles, making quick fuel stops and grab-and-go convenience easy to handle without a long drive. Elizabeth City's broader commercial corridor along U.S. 17 is within a short drive and covers grocery shopping, pharmacy needs, and a range of dining options. The downtown waterfront is just a few minutes away, giving you access to local restaurants and the Pasquotank River waterfront park on a regular basis.

For different buyers

For military families relocating

The USCG Finance Center in Chesapeake is roughly 70 minutes north, making 102 Troy Drive a viable home base for Coast Guard personnel who prefer North Carolina's lower cost of living and quieter pace. Elizabeth City itself has a long relationship with the Coast Guard — USCG Air Station Elizabeth City is a local institution — so the community is genuinely familiar with military family life.

For first-time buyers

At 1,379 square feet across three bedrooms and two baths, 102 Troy Drive is sized just right for a first purchase — enough room to grow into without the overhead of a larger home. Elizabeth City's affordability compared to the broader Hampton Roads market means your dollar goes further here, and the established 1992 construction gives you a solid foundation to build on.

More buyer questions

How far is 102 Troy Drive from USCG Air Station Elizabeth City?

USCG Air Station Elizabeth City is located within the city itself, typically less than 10 minutes from most Elizabeth City addresses depending on traffic and your exact route.

What county is 102 Troy Drive in?

The property is located in Pasquotank County, North Carolina, which governs property taxes, permitting, and local services for this address.

Is 102 Troy Drive in a flood zone?

Flood zone designation for this property is detailed in the FloodRisk tile on this page — check that section for the current FEMA map classification.

How far is 102 Troy Drive from the Virginia border?

Elizabeth City sits just a few miles south of the North Carolina–Virginia state line, putting the border roughly 20 to 25 minutes north depending on your route.

Does 102 Troy Drive have an HOA?

HOA status for this property should be confirmed through current disclosure documents — contact a local real estate professional for the most accurate information.

Want to know more about 102 Troy Drive or the Elizabeth City market? Tom and Dariya Milan at LPT Realty are ready to walk you through every detail.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryCentral Elementary
  • MiddleElizabeth City Middle
  • HighPasquotank County

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1992

Price / sqft

$250

HOA

None

Taxes

$1,346/yr

County

Pasquotank County NC

MLS #

10644599

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,379
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Appliances
Dishwasher, Microwave, Range, Refrigerator

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Full,Wood Fence

Utilities & systems

Heating
Geo Thermal
Cooling
Central Air
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
0.5790
Subdivision
ALL OTHERS AREA 215
Zoning
R-15
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car
Possession
AT CLOSING

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,003/mo

Principal & interest

$1,790

Property tax

$112

Home insurance

$101

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$345,000

Price / Sq Ft

$250

Annual Taxes

$1,346

Monthly Tax

$112

HOA

None

Tax Rate (effective)

0.39%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 16, 2026$345,000
Currently listed$345,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

19 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 102 Troy Dr in a good school zone?+
The assigned zones on the listing record are Central Elementary (GreatSchools 7/10), Elizabeth City Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Does 102 Troy Dr have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 102 Troy Dr built?+
It was built in 1992, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Heather Sawyer · Water Street Real Estate Group · REIN MLS #10644599

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

102 Troy Dr, Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

102 Troy Dr, Elizabeth City, North Carolina 27909 · MLS #10644599 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.