How to Build Credit

Building a credit score is crucial in the years leading up to buying a home. If you’ve never opened a credit card or taken out a loan, you might have zero credit, which can make it difficult for a lender to assess your reliability as a borrower. Without a credit history, getting approved for a loan

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What Is Escrow?

When buying a home, you’ll likely hear your lender or real estate agent mention the term "escrow." Escrow refers to a few different processes, from when your offer is accepted to the day you close on the home, and even after you become a homeowner with a mortgage. There are two types of escrow acco

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Inspection vs. Appraisal for Home Buyers

Inspections and appraisals are crucial steps in the home-buying process, providing valuable insights to help you make an informed decision. While they serve different purposes, both protect your financial investment and give you peace of mind about the home's condition and value. What’s the Differe

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