
How Are Mortgage Rates Determined?
When you check with a lender, you’ll see advertised mortgage rates. But will you qualify for those rates? It all comes down to risk—the higher the risk for the lender, the higher the interest rate you’ll pay. Lenders base your mortgage interest rate on several factors—some you can control, and other

The Real Costs of Owning a Home Can Exceed $14K a Year
Adding up all the costs of homeownership can give you a clearer picture of what you can truly afford. Here’s what you need to know to plan your budget The best time to get a clear sense of the costs involved in homeownership is before you start looking. The “hidden costs” of owning a home can add up

This Seasonal Home Maintenance Checklist Is Essential for Keeping Your Home in Top Shape
Plus, six tasks to tackle every month Tackling a seasonal home maintenance checklist isn't exactly how most people want to spend a Saturday. No one’s excited about flushing out the hot water heater. But for many of us, our home is our biggest investment, and maintaining it is essential. Ignoring sma
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